Real Estate Investing in North Baltimore, Ohio (45872)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 45872 (North Baltimore, OH)? Our answer, based on the numbers below.
Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- Declining values: -0.5% 5-year CAGR — values have moved lower.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in North Baltimore, OH (45872)?
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Market Analysis: 45872 North Baltimore
ZIP 45872 in North Baltimore, OH carries a resilient set of headwinds. Home values near $140K and rents of $945/mo sit inside a market where underwriting has to be tight.
Distressed markets are won on execution, not on spreadsheets. ZIP 45872 reports the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
The gap between 45872 and stronger North Baltimore ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
Resident income in 45872 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
Distressed ZIPs reward experience. solid returns are possible in 45872, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in North Baltimore:
Property Strategy for 45872
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $114,730 | $1,050 | 6.6% | +8.7% | $57,365 |
| 3BR | $161,796 | $1,350 | 6.0% | +7.7% | $53,932 |
| 4BR | $185,274 | $1,430 | 5.6% | +6.8% | $46,318 |
Market Trends
Home Value History (with trend line)
📊 How Does 45872 Compare?
| Metric | 45872 | North Baltimore | Toledo, OH | Ohio |
|---|---|---|---|---|
| Home Value | $140,224 | $140,224 | N/A | $237,530 |
| 5-Year CAGR | N/A | N/A | N/A | 7.4% |
| Avg Rent | $945 | $945 | N/A | - |
| Cap Rate | 5.3% | 5.3% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 45872 (North Baltimore, OH). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $140,224 |
| Monthly Rent | $945 |
| Price-to-Rent | 12.4:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 8.1% |
| Cap Rate | 5.3% |
| 5-Year IRR | 4.8% |
📈 Home Appreciation
| 1-Year | +2.6% ▲ |
| 3-Year CAGR | -1.2% ▼ |
| 5-Year CAGR | -0.5% ▼ |
| 10-Year CAGR | +4.4% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 45872
Population: 4,572
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 45872
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Is North Baltimore in OH worth investing in?
Our data puts North Baltimore, OH at 3.0/5 for investability. Home prices of $140K and rents around $945/mo create a solid backdrop for investor activity.
How strong is tenant demand in North Baltimore, OH?
North Baltimore, OH draws a even-keeled base of working renters. Demand at the $945/mo rent level is reasonable for standard single-family and small multi rentals.
How much is rent in North Baltimore, OH?
Rents in North Baltimore, OH run near $945/mo. Compared with median home prices of $140K that produces solid gross yields for typical rentals.
Is North Baltimore, OH good for house hacking?
House hacking in North Baltimore, OH is a challenging. With home values around $140K and rents at $945/mo, owner-occupants can offset a meaningful share of PITI.
What are vacancy rates like in North Baltimore, OH?
Vacancy in North Baltimore, OH is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $945/mo.
You know 45872 now. You don’t know where it ranks.
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How 45872 ranks in Toledo, OH
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