Real Estate Investing in Saucier, Mississippi (39574)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Harrison County • Population: 13,830 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 39574 (Saucier, MS)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (60/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 14.2% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Saucier, MS (39574)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $245,763
Avg Monthly Rent $981
1% Rule ✗ Does Not Meet
Median Income $69,140
% Renters 14.0%

Market Analysis: 39574 Saucier

Investors eyeing 39574 need to respect the fundamentals at play. Home values of $246K come alongside slower price movement and elevated management overhead.

For an experienced owner, 39574 can be a an appealing option for hunting ground — but the discount at $246K reflects genuine risk that outside investors often underestimate.

Statewide comparisons place 39574 among MS's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Employment concentration in 39574 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

New investors are better served looking at Saucier's stable or hybrid ZIPs before stepping into 39574. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Saucier:

C+ Average
Buy Confidence Score: 69/100
Affordability
15/25
Appreciation
18/25
Stability
11/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.6× the median income
Value Trend
Rising (+5.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $981/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Gulfport-Biloxi, MS Metro Area
More inventory, negotiating room for buyers
78 days
Average time to sell
Slow
8.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Gulfport-Biloxi, MS metro data
🏠

Property Strategy for 39574

Which property type performs best in this market?

Best for Cash Flow
2BR
5.0% cap rate
Best for Appreciation
3BR
+6.6% 5yr CAGR
Best Overall Value
3BR
$73,665/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $155,710 $1,090 5.0% +3.3% $77,855
3BR $220,996 $1,410 4.6% +6.6% $73,665
4BR $297,927 $1,540 3.7% +6.2% $74,482

Market Trends

Home Value History (with trend line)

$257K$225K$193K$161K$129K$97KJul 2010Jul 2018Jul 2026

📊 How Does 39574 Compare?

Metric 39574 Saucier Gulfport-Biloxi, MS Mississippi
Home Value $245,763 $245,763 N/A $186,446
5-Year CAGR 4.0% 4.0% N/A 4.0%
Avg Rent $981 $981 N/A -
Cap Rate 3.1% 3.1% - -
💡 Why Invest in 39574? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 39574 (Saucier, MS). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 39574 (Saucier, MS)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
3.1%
Low
5yr Growth
+4.0%
Moderate

📊 Market Snapshot

Home Value $245,763
Monthly Rent $981
Price-to-Rent 20.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.8%
Cap Rate 3.1%
5-Year IRR 7.1%

📈 Home Appreciation

1-Year +5.3% ▲
3-Year CAGR +3.7% ▲
5-Year CAGR +4.0% ▲
10-Year CAGR +5.1% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
14.2%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.0%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 39574

Population: 13,830

💰 Median Household Income
$69,140
This area
$69,140
State
$48,827
USA
$74,580
🏠 Renter Occupied
14.0%
This area
14.0%
State
27.7%
USA
34.0%
💼 Unemployment Rate
5.2%
This area
5.2%
State
-17.6%
USA
3.7%
🎓 College Educated
19.2%
This area
19.2%
State
-11.7%
USA
33.7%
👤 Median Age
38.5 years
This area
38.5 years
State
10.7 years
USA
38.9 years
🏚️ Vacancy Rate
14.2%
This area
14.2%
State
18.7%
USA
10.5%
👥 Population by Ethnicity
White 91.6%
Other/Mixed 4.1%
Black/African American 3.8%
Asian 0.5%
Hispanic/Latino 0.4%
👶 Under 18
25.8%
This area
25.8%
USA
22.0%
👴 65 and Over
14.8%
This area
14.8%
USA
17.3%
📊 Poverty Rate
10.4%
This area
10.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 39574

B+ Avg School Grade
2 Schools
13.5:1 Avg Class Size
$11,892 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

SAUCIER ELEMENTARY SCHOOL

📚 K – 06 School
👥
335 Students
👨‍🏫
13.9:1 Class Size
💰
$11,892 Per Student
B+ Above Average

WEST WORTHAM ELEMENTARY AND MIDDLE

📚 K – 08 School
👥
878 Students
👨‍🏫
13.0:1 Class Size
💰
$11,892 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby 1,877 Off-Campus Students
C+
Mississippi Gulf Coast Community College
8,091 students · 12.1 mi
D
Blue Cliff College-Gulfport
259 students · 12.2 mi

Investor Insight: With 1,877 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What price range are homes in Saucier, MS?

Expect median prices around $246K in Saucier, MS. The market has run at a 0.0% 5-year CAGR, so entry costs have been predictable.

What is the renter demographic in Saucier, MS?

The tenant pool in Saucier, MS is solid, supported by local employment and population fundamentals. Rents of $981/mo are well-absorbed by the market.

How viable is house hacking in Saucier, MS?

House hacking in Saucier, MS is reasonable to execute. Prices around $246K and rents of $981/mo solid owner-occupant economics.

Does Saucier, MS favor landlords or tenants?

MS ranks as a landlord-friendly state for landlord-tenant law. Saucier generally follows the statewide framework, so landlords face reasonable operating rules.

How strong are rents in Saucier, MS?

Rents in Saucier, MS run near $981/mo. Compared with median home prices of $246K that produces solid gross yields for typical rentals.

You know 39574 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 39574 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 39574 ranks in Gulfport-Biloxi, MS

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 39574 (Saucier)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 39574 (Saucier, MS).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.