Real Estate Investing in Long Beach, Mississippi (39560)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Harrison County • Population: 18,505 • Data updated: September 2026

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Should you buy in 39560 (Long Beach, MS)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (63/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 11.6% vacancy may signal weakening demand.

What’s happening in Long Beach, MS (39560)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $237,985
Avg Monthly Rent $1,426
1% Rule ✗ Does Not Meet
Median Income $67,343
% Renters 33.8%

Market Analysis: 39560 Long Beach

Not every below-median market is a bargain. Long Beach's 39560 ZIP posts signals that favor experienced operators who can absorb the risk $238K pricing implies.

Meanwhile, the numbers look inviting — $238K purchase price, 0.0% nominal cap — the work to hit that pro forma in 39560 is substantial and deserves full respect.

The gap between 39560 and stronger Long Beach ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

A healthy renter share of 34% in 39560 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

The 39560 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Long Beach:

B Good
Buy Confidence Score: 74/100
Affordability
20/25
Appreciation
18/25
Stability
11/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.5× the median income
Value Trend
Rising (+3.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,426/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Gulfport-Biloxi, MS Metro Area
More inventory, negotiating room for buyers
78 days
Average time to sell
Slow
8.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Gulfport-Biloxi, MS metro data
🏠

Property Strategy for 39560

Which property type performs best in this market?

Best for Cash Flow
3BR
5.8% cap rate
Best for Appreciation
5BR
+6.6% 5yr CAGR
Best Overall Value
3BR
$68,096/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $175,741 $1,270 5.2% +4.8% $87,870
3BR $204,288 $1,640 5.8% +6.0% $68,096
4BR $293,979 $1,800 4.4% +6.0% $73,495
5BR $354,470 +6.6% $70,894

Market Trends

Home Value History (with trend line)

$248K$219K$190K$162K$133K$104KJul 2010Jul 2018Jul 2026

Rent History (with trend line)

$1,449$1,410$1,372$1,334$1,295$1,257Dec 2024Oct 2025Jul 2026

📊 How Does 39560 Compare?

Metric 39560 Long Beach Gulfport-Biloxi, MS Mississippi
Home Value $237,985 $237,985 N/A $186,446
5-Year CAGR 3.8% 3.8% N/A 4.0%
Avg Rent $1,426 $1,426 N/A -
Cap Rate 4.7% 4.7% - -
💡 Why Invest in 39560? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 39560 (Long Beach, MS). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.7%
Fair
5yr Growth
+3.8%
Moderate

📊 Market Snapshot

Home Value $237,985
Monthly Rent $1,426
Price-to-Rent 13.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.2%
Cap Rate 4.7%
5-Year IRR 8.4%

📈 Home Appreciation

1-Year +3.1% ▲
3-Year CAGR +1.0% ▲
5-Year CAGR +3.8% ▲
10-Year CAGR +5.5% ▲

🏠 Rent Trends

1-Year +8.0% ▲
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
11.6%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.8%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 39560

Population: 18,505

💰 Median Household Income
$67,343
This area
$67,343
State
$48,827
USA
$74,580
🏠 Renter Occupied
33.8%
This area
33.8%
State
27.7%
USA
34.0%
💼 Unemployment Rate
3.2%
This area
3.2%
State
-17.6%
USA
3.7%
🎓 College Educated
27.3%
This area
27.3%
State
-11.7%
USA
33.7%
👤 Median Age
41.7 years
This area
41.7 years
State
10.7 years
USA
38.9 years
🏚️ Vacancy Rate
11.6%
This area
11.6%
State
18.7%
USA
10.5%
👥 Population by Ethnicity
White 83.5%
Black/African American 8.6%
Other/Mixed 5.8%
Asian 2.1%
Hispanic/Latino 1.6%
👶 Under 18
23.5%
This area
23.5%
USA
22.0%
👴 65 and Over
22.1%
This area
22.1%
USA
17.3%
📊 Poverty Rate
8.2%
This area
8.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 39560

B+ Avg School Grade
5 Schools
14.6:1 Avg Class Size
$13,833 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

HARPER MC CAUGHAN ELEM SCHOOL

📚 04 – 06 School
👥
658 Students
👨‍🏫
14.7:1 Class Size
💰
$13,833 Per Student
B+ Above Average

THOMAS L REEVES ELEMENTARY SCHOOL

📚 Pre-K – 03 Elementary
👥
432 Students
👨‍🏫
13.5:1 Class Size
💰
$13,833 Per Student
B+ Above Average

WJ QUARLES ELEMENTARY SCHOOL

📚 Pre-K – 03 Elementary
👥
427 Students
👨‍🏫
12.8:1 Class Size
💰
$13,833 Per Student
B Good

LONG BEACH MIDDLE SCHOOL

📚 06 – 08 Middle
👥
446 Students
👨‍🏫
16.6:1 Class Size
💰
$13,833 Per Student
B Good

LONG BEACH SENIOR HIGH SCHOOL

📚 09 – 12 High School
👥
934 Students
👨‍🏫
15.4:1 Class Size
💰
$13,833 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby
C+
Chris Beauty College
105 students · 5.8 mi
D
Blue Cliff College-Gulfport
259 students · 9.3 mi

Frequently Asked Questions

Can I live-in-and-rent in Long Beach, MS?

House hacking in Long Beach, MS is reasonable to execute. Prices around $238K and rents of $1,426/mo solid owner-occupant economics.

Is Long Beach, MS landlord-friendly?

Rental owners in Long Beach, MS deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.

What is the typical vacancy rate in Long Beach, MS?

Long Beach, MS carries elevated vacancy risk. Expect steady absorption at market rents of $1,426/mo.

What is the typical rental rate in Long Beach, MS?

Long Beach, MS rentals go for roughly $1,426/mo a month. That puts gross yield in solid territory relative to $238K acquisition costs.

What price range are homes in Long Beach, MS?

Expect median prices around $238K in Long Beach, MS. The market has run at a 0.0% 5-year CAGR, so entry costs have been stable.

You know 39560 now. You don’t know where it ranks.

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How 39560 ranks in Gulfport-Biloxi, MS

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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