Real Estate Investing in Pass Christian, Mississippi (39571)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Harrison County • Population: 13,942 • Data updated: September 2026

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Should you buy in 39571 (Pass Christian, MS)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (49/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 19.7% of homes vacant — above national norms.

What’s happening in Pass Christian, MS (39571)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $310,735
Avg Monthly Rent $2,000
1% Rule ✗ Does Not Meet
Median Income $60,198
% Renters 17.0%

Market Analysis: 39571 Pass Christian

The 39571 ZIP covers a section of Pass Christian that demands careful diligence. Prices near $311K look accessible, but the work to make a deal cash flow is real.

For an experienced owner, 39571 can be a an appealing option for hunting ground — but the discount at $311K reflects genuine risk that outside investors often underestimate.

Put differently, 39571 offers a low basis, the region around Pass Christian has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

The 39571 ZIP's population of 13,942 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that posts the need for careful underwriting.

Distressed ZIPs reward experience. durable returns are possible in 39571, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Pass Christian:

C+ Average
Buy Confidence Score: 64/100
Affordability
10/25
Appreciation
18/25
Stability
11/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.2× the median income
Value Trend
Rising (+4.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,000/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Gulfport-Biloxi, MS Metro Area
More inventory, negotiating room for buyers
78 days
Average time to sell
Slow
8.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Gulfport-Biloxi, MS metro data
🏠

Property Strategy for 39571

Which property type performs best in this market?

Best for Cash Flow
3BR
3.6% cap rate
Best for Appreciation
2BR
+7.9% 5yr CAGR
Best Overall Value
3BR
$91,737/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $251,148 $1,080 3.1% +7.9% $125,574
3BR $275,210 $1,390 3.6% +6.0% $91,737
4BR $414,800 $1,530 2.7% +6.4% $103,700
5BR $563,833 +6.5% $112,767

Market Trends

Home Value History (with trend line)

$324K$287K$250K$213K$176K$139KJul 2010Jul 2018Jul 2026

Rent History (with trend line)

No data available

📊 How Does 39571 Compare?

Metric 39571 Pass Christian Gulfport-Biloxi, MS Mississippi
Home Value $310,735 $310,735 N/A $186,446
5-Year CAGR 3.5% 3.5% N/A 4.0%
Avg Rent $2,000 $2,000 N/A -
Cap Rate 5.0% 5.0% - -
💡 Why Invest in 39571? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 39571 (Pass Christian, MS). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
5.0%
Fair
5yr Growth
+3.5%
Moderate

📊 Market Snapshot

Home Value $310,735
Monthly Rent $2,000
Price-to-Rent 13.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.7%
Cap Rate 5.0%
5-Year IRR 8.5%

📈 Home Appreciation

1-Year +4.4% ▲
3-Year CAGR +2.7% ▲
5-Year CAGR +3.5% ▲
10-Year CAGR +5.0% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
19.7%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.5%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 39571

Population: 13,942

💰 Median Household Income
$60,198
This area
$60,198
State
$48,827
USA
$74,580
🏠 Renter Occupied
17.0%
This area
17.0%
State
27.7%
USA
34.0%
💼 Unemployment Rate
3.1%
This area
3.1%
State
-17.6%
USA
3.7%
🎓 College Educated
31.7%
This area
31.7%
State
-11.7%
USA
33.7%
👤 Median Age
42.4 years
This area
42.4 years
State
10.7 years
USA
38.9 years
🏚️ Vacancy Rate
19.7%
This area
19.7%
State
18.7%
USA
10.5%
👥 Population by Ethnicity
White 77.0%
Black/African American 15.9%
Other/Mixed 6.4%
Hispanic/Latino 2.7%
Asian 0.8%
👶 Under 18
23.1%
This area
23.1%
USA
22.0%
👴 65 and Over
19.5%
This area
19.5%
USA
17.3%
📊 Poverty Rate
9.2%
This area
9.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 39571

B+ Avg School Grade
5 Schools
11.9:1 Avg Class Size
$13,339 Avg Per Pupil

Schools in This ZIP Code

A Very Good

DELISLE ELEMENTARY SCHOOL

📚 Pre-K – 05 Elementary
👥
424 Students
👨‍🏫
11.5:1 Class Size
💰
$13,701 Per Student
A Very Good

PASS CHRISTIAN ELEM

📚 Pre-K – 05 Elementary
👥
390 Students
👨‍🏫
11.0:1 Class Size
💰
$13,701 Per Student
A Very Good

PASS CHRISTIAN MIDDLE

📚 06 – 08 Middle
👥
391 Students
👨‍🏫
11.2:1 Class Size
💰
$13,701 Per Student
B+ Above Average

PASS CHRISTIAN HIGH SCHOOL

📚 09 – 12 High School
👥
614 Students
👨‍🏫
13.7:1 Class Size
💰
$13,701 Per Student
B Good

PINEVILLE ELEMENTARY SCHOOL

📚 K – 06 School
👥
170 Students
👨‍🏫
12.1:1 Class Size
💰
$11,892 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby
C+
Chris Beauty College
105 students · 12.4 mi
D
Blue Cliff College-Gulfport
259 students · 14.5 mi

Frequently Asked Questions

How much does a house cost in Pass Christian, MS?

In Pass Christian, MS the median home value sits at $311K. Against the broader MS market, that reads as reasonable for most investors.

How should investors approach Pass Christian, MS?

In Pass Christian, MS the solid play is typically careful cash-flow rentals with hands-on management. The combination of $311K prices and $2,000/mo rents suits that approach.

What is the average monthly rent in Pass Christian, MS?

Rent in Pass Christian, MS is around $2,000/mo. The resulting rent-to-value relationship with $311K pricing is reasonable for most investor models.

How does Pass Christian, MS rate as a rental market?

Pass Christian, MS rates 3.0/5 for investability. With median values at $311K and rents near $2,000/mo, the market offers reasonable fundamentals for rental investors.

Does Pass Christian, MS favor landlords or tenants?

Pass Christian, MS operates under MS law, which is landlord-friendly overall for landlords. Expect predictable treatment in typical lease and eviction cases.

You know 39571 now. You don’t know where it ranks.

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How 39571 ranks in Gulfport-Biloxi, MS

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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