Real Estate Investing in Diberville, Mississippi (39540)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 39540 (Diberville, MS)? Our answer, based on the numbers below.
Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
No major risk flags on the data we track.
What’s happening in Diberville, MS (39540)?
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Market Analysis: 39540 Diberville
The 39540 ZIP in Diberville, MS is a local-operator market. Outside capital chasing a $230K entry has to pair deep knowledge with the discount.
Rent of $1,504/mo on a $230K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 39540 sits below the stated 0.0% once reality is priced in.
Regionally, 39540 sits on the difficult end of the MS spectrum. The a solid fit for read — for disciplined operators — is that pricing reflects the difficulty.
Demographically, 39540 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
The right play in 39540 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Diberville:
Property Strategy for 39540
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $151,221 | $1,230 | 5.9% | +6.7% | $75,610 |
| 3BR | $183,639 | $1,590 | 6.2% | +6.4% | $61,213 |
| 4BR | $313,327 | $1,740 | 4.0% | +5.5% | $78,332 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 39540 Compare?
| Metric | 39540 | Diberville | Gulfport-Biloxi, MS | Mississippi |
|---|---|---|---|---|
| Home Value | $229,824 | $229,824 | N/A | $186,446 |
| 5-Year CAGR | 4.3% | 4.3% | N/A | 4.0% |
| Avg Rent | $1,504 | $1,504 | N/A | - |
| Cap Rate | 5.1% | 5.1% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 39540 (Diberville, MS). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $229,824 |
| Monthly Rent | $1,504 |
| Price-to-Rent | 12.7:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 7.9% |
| Cap Rate | 5.1% |
| 5-Year IRR | 9.4% |
📈 Home Appreciation
| 1-Year | +3.2% ▲ |
| 3-Year CAGR | +1.9% ▲ |
| 5-Year CAGR | +4.3% ▲ |
| 10-Year CAGR | +5.1% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 39540
Population: 13,033
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 39540
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Is Diberville, MS a good market for FHA house hackers?
Diberville, MS is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $230K price point reasonable to enter.
How deep is the rental pool in Diberville, MS?
The tenant pool in Diberville, MS is solid, supported by local employment and population fundamentals. Rents of $1,504/mo are well-absorbed by the market.
Is MS a landlord-friendly state?
Landlord-friendliness in Diberville, MS is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.
What do landlords charge for rent in Diberville, MS?
Expect rents around $1,504/mo per month in Diberville, MS. With home values at $230K, the yield math works out to reasonable levels for rental investors.
How does Diberville, MS stack up for property investment?
Yes - Diberville, MS a 3.0/5 investability score. With $230K home prices against $1,504/mo monthly rent, the market delivers a reasonable entry point for new investors.
You know 39540 now. You don’t know where it ranks.
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How 39540 ranks in Gulfport-Biloxi, MS
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