Real Estate Investing in Vancleave, Mississippi (39565)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Jackson County • Population: 20,692 • Data updated: September 2026

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Should you buy in 39565 (Vancleave, MS)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (66/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 9.4% vacancy may signal weakening demand.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Vancleave, MS (39565)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $273,070
Avg Monthly Rent $990
1% Rule ✗ Does Not Meet
Median Income $78,278
% Renters 13.3%

Market Analysis: 39565 Vancleave

The 39565 ZIP in Vancleave, MS is a local-operator market. Outside capital chasing a $273K entry has to pair deep knowledge with the discount.

The 39565 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

In the broader MS picture, 39565 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Who lives in 39565 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

Strategy in 39565 is an operator game, not a passive one. On the rental side, entry prices of $273K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Vancleave:

B Good
Buy Confidence Score: 76/100
Affordability
20/25
Appreciation
18/25
Stability
13/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.5× the median income
Value Trend
Stable (+2.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $990/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Gulfport-Biloxi, MS Metro Area
More inventory, negotiating room for buyers
78 days
Average time to sell
Slow
8.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Gulfport-Biloxi, MS metro data
🏠

Property Strategy for 39565

Which property type performs best in this market?

Best for Cash Flow
3BR
4.2% cap rate
Best for Appreciation
4BR
+7.3% 5yr CAGR
Best Overall Value
4BR
$84,343/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
3BR $253,988 $1,490 4.2% +7.0% $84,663
4BR $337,371 $1,820 3.9% +7.3% $84,343

Market Trends

Home Value History (with trend line)

$286K$255K$225K$194K$163K$133KJan 2012May 2019Jul 2026

📊 How Does 39565 Compare?

Metric 39565 Vancleave Gulfport-Biloxi, MS Mississippi
Home Value $273,070 $273,070 N/A $186,446
5-Year CAGR 4.2% 4.2% N/A 4.0%
Avg Rent $990 $990 N/A -
Cap Rate 2.8% 2.8% - -
💡 Why Invest in 39565? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 39565 (Vancleave, MS). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.8%
Low
5yr Growth
+4.2%
Moderate

📊 Market Snapshot

Home Value $273,070
Monthly Rent $990
Price-to-Rent 23.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.4%
Cap Rate 2.8%
5-Year IRR 7.0%

📈 Home Appreciation

1-Year +2.9% ▲
3-Year CAGR +3.3% ▲
5-Year CAGR +4.2% ▲
10-Year CAGR +4.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
9.4%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.2%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 39565

Population: 20,692

💰 Median Household Income
$78,278
This area
$78,278
State
$48,827
USA
$74,580
🏠 Renter Occupied
13.3%
This area
13.3%
State
27.7%
USA
34.0%
💼 Unemployment Rate
3.6%
This area
3.6%
State
-17.6%
USA
3.7%
🎓 College Educated
22.1%
This area
22.1%
State
-11.7%
USA
33.7%
👤 Median Age
37.7 years
This area
37.7 years
State
10.7 years
USA
38.9 years
🏚️ Vacancy Rate
9.4%
This area
9.4%
State
18.7%
USA
10.5%
👥 Population by Ethnicity
White 83.8%
Black/African American 6.8%
Other/Mixed 6.7%
Hispanic/Latino 4.5%
Asian 2.6%
👶 Under 18
24.8%
This area
24.8%
USA
22.0%
👴 65 and Over
13.4%
This area
13.4%
USA
17.3%
📊 Poverty Rate
6.5%
This area
6.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 39565

B Avg School Grade
5 Schools
15.2:1 Avg Class Size
$11,261 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

VANCLEAVE LOWER ELEMENTARY

📚 K – 03 Elementary
👥
657 Students
👨‍🏫
13.8:1 Class Size
💰
$11,261 Per Student
B Good

VANCLEAVE HIGH SCHOOL

📚 09 – 12 High School
👥
745 Students
👨‍🏫
16.2:1 Class Size
💰
$11,261 Per Student
B Good

VANCLEAVE MIDDLE SCHOOL

📚 06 – 08 Middle
👥
548 Students
👨‍🏫
15.4:1 Class Size
💰
$11,261 Per Student
B Good

VANCLEAVE UPPER ELEMENTARY

📚 04 – 05 Elementary
👥
345 Students
👨‍🏫
15.4:1 Class Size
💰
$11,261 Per Student
C+ Average

JACKSON COUNTY VOCATIONAL CENTER

📚 10 – 12 High School Limited Data
💰
$11,261 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What kind of vacancy should I budget for in Vancleave, MS?

Vancleave, MS carries elevated vacancy risk. Expect steady absorption at market rents of $990/mo.

Are landlord laws favorable in Vancleave, MS?

MS ranks as a landlord-friendly state for landlord-tenant law. Vancleave generally follows the statewide framework, so landlords face reasonable operating rules.

How deep is the rental pool in Vancleave, MS?

Vancleave, MS offers a reliable renter base at the $990/mo rent level. Tenant turnover is reasonable for well-managed properties.

Can owner-occupants cash flow in Vancleave, MS?

For house hackers, Vancleave, MS is a challenging. The $990/mo rent on a unit helps defray the mortgage on a $273K property.

What real estate strategy is ideal for Vancleave, MS?

A careful cash-flow rentals with hands-on management strategy Vancleave, MS best. The market produces consistent results for that approach at the $273K price point.

You know 39565 now. You don’t know where it ranks.

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How 39565 ranks in Gulfport-Biloxi, MS

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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