Real Estate Investing in Biloxi, Mississippi (39530)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 39530 (Biloxi, MS)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- High vacancy: 19.0% of homes vacant — above national norms.
- Elevated poverty: 32.1% poverty rate — can affect rent collection.
- Lower household income: $35,109 median — tenant affordability is tighter.
What’s happening in Biloxi, MS (39530)?
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Market Analysis: 39530 Biloxi
Not every below-median market is a bargain. Biloxi's 39530 ZIP comes in at signals that favor experienced operators who can absorb the risk $158K pricing implies.
The investment case in 39530 is robust only for operators who understand what they are buying. A $158K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
Statewide comparisons place 39530 among MS's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
Demographically, 39530 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
Experienced landlords with local relationships tend to find 39530 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Biloxi:
Property Strategy for 39530
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $135,366 | $1,010 | 5.4% | +7.4% | $67,683 |
| 3BR | $162,985 | $1,310 | 5.8% | +6.0% | $54,328 |
| 4BR | $224,295 | $1,390 | 4.5% | +6.9% | $56,074 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 39530 Compare?
| Metric | 39530 | Biloxi | Gulfport-Biloxi, MS | Mississippi |
|---|---|---|---|---|
| Home Value | $158,387 | $160,640 | N/A | $186,446 |
| 5-Year CAGR | 4.3% | 4.2% | N/A | 4.0% |
| Avg Rent | $1,303 | $1,320 | N/A | - |
| Cap Rate | 6.4% | 5.0% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 39530 (Biloxi, MS). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $158,387 |
| Monthly Rent | $1,303 |
| Price-to-Rent | 10.1:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 9.9% |
| Cap Rate | 6.4% |
| 5-Year IRR | 10.7% |
📈 Home Appreciation
| 1-Year | +3.6% ▲ |
| 3-Year CAGR | +1.6% ▲ |
| 5-Year CAGR | +4.3% ▲ |
| 10-Year CAGR | +6.0% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) is close to the estimated cap rate (6.4%). Financing this market at current rates produces a cash-on-cash return near the cap rate. Appreciation and tax benefits may still support the investment.
⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 39530
Population: 7,836
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 39530
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
How should investors approach Biloxi, MS?
Investors usually favor careful cash-flow rentals with hands-on management in Biloxi, MS. With home values at $158K and rents near $1,303/mo, other strategies can work but produce predictable rather than outsized returns.
What is it like being a landlord in Biloxi, MS?
The landlord environment in Biloxi, MS is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.
What is the renter demographic in Biloxi, MS?
Tenant demand in Biloxi, MS is solid. The local workforce $1,303/mo rents across most rental classes.
How tight is the rental market in Biloxi, MS?
Biloxi, MS sees elevated vacancy, which is reasonable relative to the broader MS rental market.
Can owner-occupants cash flow in Biloxi, MS?
The house hack math a challenging in Biloxi, MS. Owner-occupant buyers benefit from the $1,303/mo rents and $158K home values.
You know 39530 now. You don’t know where it ranks.
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How 39530 ranks in Gulfport-Biloxi, MS
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Community Ratings
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