Real Estate Investing in Mooresburg, Tennessee (37881)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Hancock County • Population: 1,874 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 37881 (Mooresburg, TN)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (52/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 26.8% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Mooresburg, TN (37881)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $225,870
Avg Monthly Rent $846
1% Rule ✗ Does Not Meet
Median Income $42,685
% Renters 17.3%

Market Analysis: 37881 Mooresburg

ZIP 37881 inside Hancock County looks affordable on the surface — median value of $226K — but the discount exists for reasons that a careful buyer should understand before committing.

The investment case in 37881 is durable only for operators who understand what they are buying. A $226K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

ZIP 37881's metrics run below Hancock County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Resident income in 37881 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

seems to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Mooresburg:

C+ Average
Buy Confidence Score: 64/100
Affordability
10/25
Appreciation
22/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.3× the median income
Value Trend
Rising (+13.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $846/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Morristown, TN Metro Area
More inventory, negotiating room for buyers
72 days
Average time to sell
Slow
9.9%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Morristown, TN metro data

Market Trends

Home Value History (with trend line)

$239K$204K$169K$135K$100K$65KJul 2006Jul 2016Jul 2026

📊 How Does 37881 Compare?

Metric 37881 Mooresburg Morristown, TN Tennessee
Home Value $225,870 $221,380 N/A $327,001
5-Year CAGR 5.2% 5.5% N/A 7.7%
Avg Rent $846 $846 N/A -
Cap Rate 2.9% 3.0% - -
💡 Why Invest in 37881? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 37881 (Mooresburg, TN). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 37881 (Mooresburg, TN)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
2.9%
Low
5yr Growth
+5.2%
Moderate

📉 Market Crash Risk Index

Based on Morristown, TN metro

4/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
64%
Days Pending
2/2
72 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $225,870
Monthly Rent $846
Price-to-Rent 22.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.5%
Cap Rate 2.9%
5-Year IRR 8.2%

📈 Home Appreciation

1-Year +13.1% ▲
3-Year CAGR +6.3% ▲
5-Year CAGR +5.2% ▲
10-Year CAGR +8.0% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
26.8%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.2%
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 37881

Population: 1,874

💰 Median Household Income
$42,685
This area
$42,685
State
$60,881
USA
$74,580
🏠 Renter Occupied
17.3%
This area
17.3%
State
25.6%
USA
34.0%
💼 Unemployment Rate
2.6%
This area
2.6%
State
-22.2%
USA
3.7%
🎓 College Educated
7.3%
This area
7.3%
State
-6.3%
USA
33.7%
👤 Median Age
53.5 years
This area
53.5 years
State
9.9 years
USA
38.9 years
🏚️ Vacancy Rate
26.8%
This area
26.8%
State
15.4%
USA
10.5%
👥 Population by Ethnicity
White 97.6%
Other/Mixed 2.4%
👶 Under 18
16.5%
This area
16.5%
USA
22.0%
👴 65 and Over
32.2%
This area
32.2%
USA
17.3%
📊 Poverty Rate
19.4%
This area
19.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

3 Nearby 2,195 Off-Campus Students
C
Walters State Community College
5,833 students · 13.6 mi
C+
Tennessee College of Applied Technology-Morristown
714 students · 13.6 mi
D
Sandra Academy of Salon Services
73 students · 13.9 mi

Investor Insight: With 2,195 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Where do home prices stand in Mooresburg, TN?

Mooresburg, TN home values average about $226K. That price point suits investors targeting rentals with $846/mo in monthly income.

Is the tenant base reliable in Mooresburg, TN?

The renter base in Mooresburg, TN is reasonable for the $846/mo price point. Screening well and pricing to market typically yields consistent tenants.

Does house hacking work in Mooresburg, TN?

House hacking in Mooresburg, TN is reasonable to execute. Prices around $226K and rents of $846/mo solid owner-occupant economics.

Are there empty rentals in Mooresburg, TN?

Mooresburg, TN sees elevated vacancy, which is reasonable relative to the broader TN rental market.

Is rental property easy to operate in Mooresburg, TN?

The landlord environment in Mooresburg, TN is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.

You know 37881 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 37881 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 37881 ranks in Morristown, TN

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 37881 (Mooresburg)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 37881 (Mooresburg, TN).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.