Real Estate Investing in Whitesburg, Tennessee (37891)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 37891 (Whitesburg, TN)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Higher unemployment: 14.1% unemployment — tenant risk signal.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Whitesburg, TN (37891)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 37891 Whitesburg
ZIP 37891 inside Hawkins County looks affordable on the surface — median value of $265K — but the discount exists for reasons that a careful buyer should understand before committing.
For an experienced owner, 37891 can be a an appealing option for hunting ground — but the discount at $265K reflects genuine risk that outside investors often underestimate.
Regionally, 37891 sits on the difficult end of the TN spectrum. The a strong candidate for read — for disciplined operators — is that pricing reflects the difficulty.
A solid renter share of 15% in 37891 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
seems to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Whitesburg:
Market Trends
Home Value History (with trend line)
📊 How Does 37891 Compare?
| Metric | 37891 | Whitesburg | Tennessee |
|---|---|---|---|
| Home Value | $264,949 | $264,949 | $327,001 |
| 5-Year CAGR | 6.9% | 6.9% | 7.7% |
| Avg Rent | $900 | $900 | - |
| Cap Rate | 2.7% | 2.7% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 37891 (Whitesburg, TN). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $264,949 |
| Monthly Rent | $900 |
| Price-to-Rent | 24.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.1% |
| Cap Rate | 2.7% |
| 5-Year IRR | 9.5% |
📈 Home Appreciation
| 1-Year | +10.7% ▲ |
| 3-Year CAGR | +6.7% ▲ |
| 5-Year CAGR | +6.9% ▲ |
| 10-Year CAGR | +7.7% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 37891
Population: 4,338
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 37891
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 2,195 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How high is vacancy risk in Whitesburg, TN?
Whitesburg, TN carries elevated vacancy risk. Expect measured absorption at market rents of $900/mo.
What is the tenant pool like in Whitesburg, TN?
The tenant pool in Whitesburg, TN is solid, supported by local employment and population fundamentals. Rents of $900/mo are well-absorbed by the market.
How strong is Whitesburg, TN for real estate investors?
Whitesburg, TN rates 3.0/5 for investability. With median values at $265K and rents near $900/mo, the market offers reasonable fundamentals for rental investors.
How do home values compare in Whitesburg, TN?
In Whitesburg, TN the median home value sits at $265K. Against the broader TN market, that reads as reasonable for most investors.
What is the smart move for investors in Whitesburg, TN?
In Whitesburg, TN the sturdy play is typically careful cash-flow rentals with hands-on management. The combination of $265K prices and $900/mo rents suits that approach.
You know 37891 now. You don’t know where it ranks.
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