Real Estate Investing in Mosheim, Tennessee (37818)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Greene County • Population: 5,407 • Data updated: September 2026

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Should you buy in 37818 (Mosheim, TN)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (57/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 16.7% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Mosheim, TN (37818)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $222,574
Avg Monthly Rent $864
1% Rule ✗ Does Not Meet
Median Income $44,632
% Renters 22.1%

Market Analysis: 37818 Mosheim

The 37818 ZIP in Mosheim, TN is a local-operator market. Outside capital chasing a $223K entry has to pair deep knowledge with the discount.

Rent of $864/mo on a $223K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 37818 sits below the stated 0.0% once reality is priced in.

Statewide comparisons place 37818 among TN's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Resident income in 37818 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

Strategy in 37818 is an operator game, not a passive one. Meanwhile, entry prices of $223K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Mosheim:

C+ Average
Buy Confidence Score: 65/100
Affordability
10/25
Appreciation
25/25
Stability
9/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 5× the median income
Value Trend
Rising (+8.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $864/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Greeneville, TN Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
11.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Greeneville, TN metro data

Market Trends

Home Value History (with trend line)

$234K$201K$167K$134K$100K$67KJul 2006Jul 2016Jul 2026

📊 How Does 37818 Compare?

Metric 37818 Mosheim Greeneville, TN Tennessee
Home Value $222,574 $222,574 N/A $327,001
5-Year CAGR 7.4% 7.4% N/A 7.7%
Avg Rent $864 $864 N/A -
Cap Rate 3.0% 3.0% - -
💡 Why Invest in 37818? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 37818 (Mosheim, TN). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.0%
Low
5yr Growth
+7.4%
Strong

📉 Market Crash Risk Index

Based on Greeneville, TN metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
68%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $222,574
Monthly Rent $864
Price-to-Rent 21.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.7%
Cap Rate 3.0%
5-Year IRR 10.4%

📈 Home Appreciation

1-Year +8.1% ▲
3-Year CAGR +5.9% ▲
5-Year CAGR +7.4% ▲
10-Year CAGR +8.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
16.7%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+7.4%
Growing
Eviction process: Moderate Rent control: Favorable

Demographics in 37818

Population: 5,407

💰 Median Household Income
$44,632
This area
$44,632
State
$60,881
USA
$74,580
🏠 Renter Occupied
22.1%
This area
22.1%
State
25.6%
USA
34.0%
💼 Unemployment Rate
1.5%
This area
1.5%
State
-22.2%
USA
3.7%
🎓 College Educated
9.7%
This area
9.7%
State
-6.3%
USA
33.7%
👤 Median Age
48.2 years
This area
48.2 years
State
9.9 years
USA
38.9 years
🏚️ Vacancy Rate
16.7%
This area
16.7%
State
15.4%
USA
10.5%
👥 Population by Ethnicity
White 98.1%
Other/Mixed 1.8%
Hispanic/Latino 1.1%
Asian 0.1%
👶 Under 18
18.6%
This area
18.6%
USA
22.0%
👴 65 and Over
20.2%
This area
20.2%
USA
17.3%
📊 Poverty Rate
15.3%
This area
15.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 37818

B+ Avg School Grade
3 Schools
13.7:1 Avg Class Size
$11,067 Avg Per Pupil

Schools in This ZIP Code

A Very Good

West Greene High School

📚 09 – 12 High School
👥
478 Students
👨‍🏫
11.4:1 Class Size
💰
$11,067 Per Student
B+ Above Average

West Greene Middle Schools

📚 06 – 08 Middle
👥
378 Students
👨‍🏫
13.9:1 Class Size
💰
$11,067 Per Student
B Good

Mosheim Elementary

📚 Pre-K – 05 Elementary
👥
704 Students
👨‍🏫
15.9:1 Class Size
💰
$11,067 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby
C
Tusculum University
1,200 students · 11.8 mi

Frequently Asked Questions

Where do home prices stand in Mosheim, TN?

Mosheim, TN median home values land near $223K. That is reasonable territory for investors looking at $864/mo-per-month rentals.

What is the tenant pool like in Mosheim, TN?

Expect a solid tenant pool in Mosheim, TN. The rental market absorbs $864/mo rents without meaningful friction.

What is the rental occupancy rate in Mosheim, TN?

Mosheim, TN vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

Does house hacking make sense in Mosheim, TN?

House hacking works a challenging in Mosheim, TN. Rents of $864/mo against $223K acquisition make the strategy solid for owner-occupants.

Is rental property easy to operate in Mosheim, TN?

Landlord-friendliness in Mosheim, TN is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.

You know 37818 now. You don’t know where it ranks.

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How 37818 ranks in Greeneville, TN

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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