Real Estate Investing in Sneedville, Tennessee (37869)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Hancock County • Population: 5,198 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 37869 (Sneedville, TN)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (52/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
3 flags
  • High vacancy: 20.1% of homes vacant — above national norms.
  • Elevated poverty: 26.8% poverty rate — can affect rent collection.
  • Lower household income: $31,056 median — tenant affordability is tighter.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Sneedville, TN (37869)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $180,080
Avg Monthly Rent $846
1% Rule ✗ Does Not Meet
Median Income $31,056
% Renters 29.6%

Market Analysis: 37869 Sneedville

ZIP 37869 inside Hancock County looks affordable on the surface — median value of $180K — but the discount exists for reasons that a careful buyer should understand before committing.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 37869 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Within TN, ZIP 37869 trails on several market indicators that neighboring Hancock County submarkets outperform. The gap is real and substantial enough to shape underwriting.

Who lives in 37869 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

Strategically, 37869 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Sneedville:

C+ Average
Buy Confidence Score: 64/100
Affordability
10/25
Appreciation
22/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.8× the median income
Value Trend
Rising (+15.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $846/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$189K$163K$138K$113K$87K$62KJul 2006Jul 2016Jul 2026

📊 How Does 37869 Compare?

Metric 37869 Sneedville Tennessee
Home Value $180,080 $180,080 $327,001
5-Year CAGR 6.3% 6.3% 7.7%
Avg Rent $846 $846 -
Cap Rate 3.7% 3.7% -
💡 Why Invest in 37869? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 37869 (Sneedville, TN). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 37869 (Sneedville, TN)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
3.7%
Low
5yr Growth
+6.3%
Strong

📊 Market Snapshot

Home Value $180,080
Monthly Rent $846
Price-to-Rent 17.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.6%
Cap Rate 3.7%
5-Year IRR 9.9%

📈 Home Appreciation

1-Year +15.9% ▲
3-Year CAGR +6.7% ▲
5-Year CAGR +6.3% ▲
10-Year CAGR +7.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
20.1%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.3%
Growing
Eviction process: Moderate Rent control: Favorable

Demographics in 37869

Population: 5,198

💰 Median Household Income
$31,056
This area
$31,056
State
$60,881
USA
$74,580
🏠 Renter Occupied
29.6%
This area
29.6%
State
25.6%
USA
34.0%
💼 Unemployment Rate
4.4%
This area
4.4%
State
-22.2%
USA
3.7%
🎓 College Educated
8.2%
This area
8.2%
State
-6.3%
USA
33.7%
👤 Median Age
39.6 years
This area
39.6 years
State
9.9 years
USA
38.9 years
🏚️ Vacancy Rate
20.1%
This area
20.1%
State
15.4%
USA
10.5%
👥 Population by Ethnicity
White 95.7%
Other/Mixed 2.8%
Hispanic/Latino 1.3%
Black/African American 0.8%
Asian 0.7%
👶 Under 18
22.2%
This area
22.2%
USA
22.0%
👴 65 and Over
18.4%
This area
18.4%
USA
17.3%
📊 Poverty Rate
26.8%
This area
26.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 37869

B+ Avg School Grade
5 Schools
11.2:1 Avg Class Size
$14,164 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Hancock High School

📚 09 – 12 High School
👥
254 Students
👨‍🏫
8.9:1 Class Size
💰
$14,418 Per Student
A Very Good

Hancock County Elementary

📚 K – 05 Elementary
👥
398 Students
👨‍🏫
13.6:1 Class Size
💰
$14,418 Per Student
A Very Good

Hancock Middle School

📚 06 – 08 Middle
👥
190 Students
👨‍🏫
12.0:1 Class Size
💰
$14,418 Per Student
B+ Above Average

Clinch School

📚 K – 12 K-12
👥
153 Students
👨‍🏫
8.7:1 Class Size
💰
$13,150 Per Student
B+ Above Average

Hancock County Early Learning Center

📚 Grade PK Elementary
👥
65 Students
👨‍🏫
13.0:1 Class Size
💰
$14,418 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What is the typical vacancy rate in Sneedville, TN?

Occupancy in Sneedville, TN runs consistent with elevated vacancy. Well-priced units at $846/mo lease on reasonable timelines.

What kind of tenants rent in Sneedville, TN?

Sneedville, TN offers a stable renter base at the $846/mo rent level. Tenant turnover is reasonable for well-managed properties.

Is rental property easy to operate in Sneedville, TN?

Landlord-friendliness in Sneedville, TN is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.

Is house hacking profitable in Sneedville, TN?

House hacking in Sneedville, TN is reasonable to execute. Prices around $180K and rents of $846/mo solid owner-occupant economics.

What investment strategy works best in Sneedville, TN?

In Sneedville, TN the notable play is typically careful cash-flow rentals with hands-on management. The combination of $180K prices and $846/mo rents suits that approach.

You know 37869 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 37869 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans
🤖

AI Market Advisor

Ask questions about investing in 37869 (Sneedville)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 37869 (Sneedville, TN).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.