Real Estate Investing in Delano, Tennessee (37325)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Polk County • Population: 1,952 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 37325 (Delano, TN)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (52/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 18.3% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Delano, TN (37325)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $274,773
Avg Monthly Rent $981
1% Rule ✗ Does Not Meet
Median Income $53,750
% Renters 14.9%

Market Analysis: 37325 Delano

This part of Polk County is not an easy win. The 37325 ZIP stands at softness in key indicators, and the playbook that works in cleaner markets often stalls here.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 37325 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Nearby ZIPs in Delano have seen price recovery that 37325 has not matched. Polk County data supports the view that the spread is structural rather than temporary.

The 37325 ZIP's population of 1,952 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that posts the need for careful underwriting.

The right play in 37325 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Delano:

C+ Average
Buy Confidence Score: 64/100
Affordability
10/25
Appreciation
22/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.1× the median income
Value Trend
Rising (+12.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $981/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Cleveland, TN Metro Area
More inventory, negotiating room for buyers
84 days
Average time to sell
Slow
11.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Cleveland, TN metro data

Market Trends

Home Value History (with trend line)

$293K$251K$208K$166K$124K$81KJul 2006Jul 2016Jul 2026

📊 How Does 37325 Compare?

Metric 37325 Delano Cleveland, TN Tennessee
Home Value $274,773 $274,773 N/A $327,001
5-Year CAGR 5.8% 5.8% N/A 7.7%
Avg Rent $981 $981 N/A -
Cap Rate 2.8% 2.8% - -
💡 Why Invest in 37325? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 37325 (Delano, TN). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 37325 (Delano, TN)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
2.8%
Low
5yr Growth
+5.8%
Moderate

📉 Market Crash Risk Index

Based on Cleveland, TN metro

3/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
57%
Days Pending
2/2
84 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $274,773
Monthly Rent $981
Price-to-Rent 23.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.3%
Cap Rate 2.8%
5-Year IRR 8.6%

📈 Home Appreciation

1-Year +12.1% ▲
3-Year CAGR +5.9% ▲
5-Year CAGR +5.8% ▲
10-Year CAGR +7.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
18.3%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.8%
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 37325

Population: 1,952

💰 Median Household Income
$53,750
This area
$53,750
State
$60,881
USA
$74,580
🏠 Renter Occupied
14.9%
This area
14.9%
State
25.6%
USA
34.0%
💼 Unemployment Rate
3.3%
This area
3.3%
State
-22.2%
USA
3.7%
🎓 College Educated
13.7%
This area
13.7%
State
-6.3%
USA
33.7%
👤 Median Age
51.4 years
This area
51.4 years
State
9.9 years
USA
38.9 years
🏚️ Vacancy Rate
18.3%
This area
18.3%
State
15.4%
USA
10.5%
👥 Population by Ethnicity
White 94.5%
Other/Mixed 5.4%
Hispanic/Latino 3.7%
👶 Under 18
16.2%
This area
16.2%
USA
22.0%
👴 65 and Over
18.2%
This area
18.2%
USA
17.3%
📊 Poverty Rate
8.7%
This area
8.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

2 Nearby 273 Off-Campus Students
C
Tennessee College of Applied Technology-Athens
365 students · 13.6 mi
C
Tennessee Wesleyan University
1,074 students · 13.8 mi

Frequently Asked Questions

Are eviction rules reasonable in Delano, TN?

Delano, TN falls under TN landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.

What do landlords charge for rent in Delano, TN?

Expect rents around $981/mo per month in Delano, TN. With home values at $275K, the yield math works out to reasonable levels for rental investors.

How strong is the working-renter base in Delano, TN?

The renter base in Delano, TN is reasonable for the $981/mo price point. Screening well and pricing to market typically yields stable tenants.

How should investors approach Delano, TN?

In Delano, TN the significant play is typically careful cash-flow rentals with hands-on management. The combination of $275K prices and $981/mo rents suits that approach.

How do home values compare in Delano, TN?

Homes in Delano, TN typically sell near $275K. Prices have moved at a 0.0% 5-year CAGR, which reliable long-term demand.

You know 37325 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 37325 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 37325 ranks in Cleveland, TN

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 37325 (Delano)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 37325 (Delano, TN).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.