Best ZIP Codes for Cash Flow in Cleveland, TN (2026)
Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 37333 | Farner, TN | $144,217 | $981 | 5.31% | — |
| 2 | 37323 | Cleveland, TN | $303,861 | $1,678 | 4.31% | 6.4% |
| 3 | 37311 | Cleveland, TN | $254,348 | $1,385 | 4.25% | 6.3% |
| 4 | 37317 | Turtletown, TN | $210,332 | $981 | 3.64% | 4.6% |
| 5 | 37391 | Turtletown, TN | $218,714 | $1,017 | 3.63% | 3.2% |
| 6 | 37369 | Reliance, TN | $227,148 | $981 | 3.37% | 4.2% |
| 7 | 37312 | Cleveland, TN | $355,264 | $1,355 | 2.98% | 6.0% |
| 8 | 37362 | Oldfort, TN | $263,513 | $981 | 2.90% | 7.0% |
| 9 | 37307 | Benton, TN | $268,272 | $981 | 2.85% | 6.8% |
| 10 | 37325 | Delano, TN | $274,773 | $981 | 2.78% | 5.8% |
| 11 | 37361 | Ocoee, TN | $320,992 | $981 | 2.38% | 6.7% |
| 12 | 37353 | Mc Donald, TN | $416,692 | $1,161 | 2.17% | 6.2% |
| 13 | 37310 | Cleveland, TN | $362,465 | $999 | 2.15% | 6.7% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Appreciation in Cleveland, TN · Affordable in Cleveland, TN
Or see the full Cleveland, TN metro profile.