Real Estate Investing in Mount Juliet, Tennessee (37122)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Wilson County • Population: 66,348 • Data updated: September 2026

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Should you buy in 37122 (Mount Juliet, TN)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (63/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Mount Juliet, TN (37122)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $575,415
Avg Monthly Rent $2,097
1% Rule ✗ Does Not Meet
Median Income $109,308
% Renters 17.6%

Market Analysis: 37122 Mount Juliet

Not every below-median market is a bargain. Mount Juliet's 37122 ZIP sits at signals that favor experienced operators who can absorb the risk $575K pricing implies.

Distressed markets are won on execution, not on spreadsheets. ZIP 37122 registers the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

On balance, 37122 offers a low basis, the region around Mount Juliet has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

A durable renter share of 18% in 37122 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

New investors are better served looking at Mount Juliet's stable or hybrid ZIPs before stepping into 37122. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Mount Juliet:

B Good
Buy Confidence Score: 71/100
Affordability
10/25
Appreciation
22/25
Stability
14/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.3× the median income
Value Trend
Stable (+2.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,097/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Nashville-Davidson--Murfreesboro--Franklin, TN Metro Area
More inventory, negotiating room for buyers
62 days
Average time to sell
Slow
11.4%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Nashville-Davidson--Murfreesboro--Franklin, TN metro data
🏠

Property Strategy for 37122

Which property type performs best in this market?

Best for Cash Flow
3BR
4.1% cap rate
Best for Appreciation
4BR
+8.5% 5yr CAGR
Best Overall Value
5BR
$144,983/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $409,329 $2,200 3.9% +7.4% $204,665
3BR $491,267 $2,810 4.1% +8.3% $163,756
4BR $630,916 $3,430 3.9% +8.5% $157,729
5BR $724,913 +8.3% $144,983

Market Trends

Home Value History (with trend line)

$607K$524K$442K$360K$277K$195KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,219$2,032$1,845$1,657$1,470$1,283Jul 2016Jul 2021Jul 2026

📊 How Does 37122 Compare?

Metric 37122 Mount Juliet Nashville-Davidson--Murfreesboro--Franklin, TN Tennessee
Home Value $575,415 $575,415 N/A $327,001
5-Year CAGR 5.8% 5.8% N/A 7.7%
Avg Rent $2,097 $2,097 N/A -
Cap Rate 2.8% 2.8% - -
💡 Why Invest in 37122? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 37122 (Mount Juliet, TN). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.8%
Low
5yr Growth
+5.8%
Moderate

📊 Market Snapshot

Home Value $575,415
Monthly Rent $2,097
Price-to-Rent 22.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.4%
Cap Rate 2.8%
5-Year IRR 8.7%

📈 Home Appreciation

1-Year +2.3% ▲
3-Year CAGR +1.8% ▲
5-Year CAGR +5.8% ▲
10-Year CAGR +6.6% ▲

🏠 Rent Trends

1-Year -0.9% ▼
3-Year CAGR +1.1% ▲
5-Year CAGR +3.5% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 2.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
7.2%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.8%
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 37122

Population: 66,348

💰 Median Household Income
$109,308
This area
$109,308
State
$60,881
USA
$74,580
🏠 Renter Occupied
17.6%
This area
17.6%
State
25.6%
USA
34.0%
💼 Unemployment Rate
3.0%
This area
3.0%
State
-22.2%
USA
3.7%
🎓 College Educated
45.4%
This area
45.4%
State
-6.3%
USA
33.7%
👤 Median Age
40.6 years
This area
40.6 years
State
9.9 years
USA
38.9 years
🏚️ Vacancy Rate
7.2%
This area
7.2%
State
15.4%
USA
10.5%
👥 Population by Ethnicity
White 83.3%
Black/African American 7.5%
Other/Mixed 6.7%
Hispanic/Latino 4.5%
Asian 2.6%
👶 Under 18
24.3%
This area
24.3%
USA
22.0%
👴 65 and Over
15.6%
This area
15.6%
USA
17.3%
📊 Poverty Rate
2.2%
This area
2.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 37122

B Avg School Grade
13 Schools
17.0:1 Avg Class Size
$11,283 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Elzie D Patton Elementary School

📚 Pre-K – 05 Elementary
👥
486 Students
👨‍🏫
14.3:1 Class Size
💰
$11,283 Per Student
B Good

Lakeview Elementary School

📚 K – 05 Elementary
👥
494 Students
👨‍🏫
16.2:1 Class Size
💰
$11,283 Per Student
B Good

Mt. Juliet Elementary

📚 Pre-K – 05 Elementary
👥
687 Students
👨‍🏫
16.4:1 Class Size
💰
$11,283 Per Student
B Good

W A Wright Elementary

📚 Pre-K – 05 Elementary
👥
509 Students
👨‍🏫
15.7:1 Class Size
💰
$11,283 Per Student
B Good

Gladeville Middle School

📚 06 – 08 Middle
👥
977 Students
👨‍🏫
16.8:1 Class Size
💰
$11,283 Per Student
B Good

Springdale Elementary School

📚 Pre-K – 05 Elementary
👥
802 Students
👨‍🏫
17.6:1 Class Size
💰
$11,283 Per Student
B Good

Stoner Creek Elementary

📚 Pre-K – 05 Elementary
👥
939 Students
👨‍🏫
17.4:1 Class Size
💰
$11,283 Per Student
B Good

West Elementary

📚 K – 05 Elementary
👥
881 Students
👨‍🏫
17.3:1 Class Size
💰
$11,283 Per Student
B Good

Mt. Juliet Middle School

📚 06 – 08 Middle
👥
1,025 Students
👨‍🏫
16.7:1 Class Size
💰
$11,283 Per Student
B Good

Rutland Elementary

📚 Pre-K – 05 Elementary
👥
1,327 Students
👨‍🏫
16.7:1 Class Size
💰
$11,283 Per Student
C+ Average

West Wilson Middle School

📚 06 – 08 Middle
👥
1,303 Students
👨‍🏫
18.9:1 Class Size
💰
$11,283 Per Student
C+ Average

Green Hill High School

📚 09 – 12 High School
👥
1,656 Students
👨‍🏫
18.2:1 Class Size
💰
$11,283 Per Student
C+ Average

Mt. Juliet High School

📚 09 – 12 High School
👥
1,675 Students
👨‍🏫
18.7:1 Class Size
💰
$11,283 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby
C
Master's Barber & Styling College
26 students · 5.4 mi
D
Herzing University-Nashville
75 students · 8.3 mi
D
Genesis Career College-Lebanon
98 students · 8.8 mi
C+
The Salon Professional Academy-Nashville
34 students · 10.0 mi
D
Remington College-Nashville Campus
279 students · 10.0 mi
C
Cumberland University
3,072 students · 10.8 mi
C
Image Maker Beauty Institute
64 students · 10.8 mi
C
Paul Mitchell the School-Murfreesboro-Nashville
266 students · 10.9 mi

Frequently Asked Questions

How much should I expect to pay for a home in Mount Juliet, TN?

Median home price in Mount Juliet, TN is near $575K, with a 5-year CAGR of 0.0%. Prices have been even-keeled and supportive of buy-and-hold strategies.

Should investors worry about vacancy in Mount Juliet, TN?

Expect elevated vacancy in Mount Juliet, TN. Rents at $2,097/mo are absorbed by the tenant base without meaningful lag.

Can I live-in-and-rent in Mount Juliet, TN?

House hacking works a challenging in Mount Juliet, TN. Rents of $2,097/mo against $575K acquisition make the strategy solid for owner-occupants.

Are eviction rules reasonable in Mount Juliet, TN?

The landlord environment in Mount Juliet, TN is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.

How strong is the working-renter base in Mount Juliet, TN?

Working renters make up the core of the Mount Juliet, TN tenant base. The pool is reasonable for investors targeting long-term holds.

You know 37122 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 37122 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 37122 ranks in Nashville-Davidson--Murfreesboro--Franklin, TN

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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