Real Estate Investing in La Vergne, Tennessee (37086)
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Should you buy in 37086 (La Vergne, TN)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
No major risk flags on the data we track.
What’s happening in La Vergne, TN (37086)?
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Market Analysis: 37086 La Vergne
ZIP 37086 in La Vergne, TN carries a sturdy set of headwinds. Home values near $345K and rents of $2,125/mo sit inside a market where underwriting has to be tight.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $345K asset, 37086 is the wrong submarket. If the plan prices in friction, the yield can still work.
The gap between 37086 and stronger La Vergne ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
The demographic picture in 37086 includes headwinds that any investor should price in. Income distribution skews lower than La Vergne averages, and tenant stability requires active management.
Strategically, 37086 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in La Vergne:
Property Strategy for 37086
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $266,161 | $1,990 | 5.4% | +6.9% | $133,080 |
| 3BR | $339,229 | $2,540 | 5.4% | +7.8% | $113,076 |
| 4BR | $428,406 | $3,100 | 5.2% | +7.7% | $107,101 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 37086 Compare?
| Metric | 37086 | La Vergne | Nashville-Davidson--Murfreesboro--Franklin, TN | Tennessee |
|---|---|---|---|---|
| Home Value | $345,239 | $345,239 | N/A | $327,001 |
| 5-Year CAGR | 3.6% | 3.6% | N/A | 7.7% |
| Avg Rent | $2,125 | $2,125 | N/A | - |
| Cap Rate | 4.8% | 4.8% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 37086 (La Vergne, TN). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $345,239 |
| Monthly Rent | $2,125 |
| Price-to-Rent | 13.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 7.4% |
| Cap Rate | 4.8% |
| 5-Year IRR | 8.4% |
📈 Home Appreciation
| 1-Year | -0.2% ▼ |
| 3-Year CAGR | -0.2% ▼ |
| 5-Year CAGR | +3.6% ▲ |
| 10-Year CAGR | +7.2% ▲ |
🏠 Rent Trends
| 1-Year | +4.6% ▲ |
| 3-Year CAGR | +2.9% ▲ |
| 5-Year CAGR | +5.3% ▲ |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 37086
Population: 37,786
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 37086
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
How do home values compare in La Vergne, TN?
In La Vergne, TN the median home value sits at $345K. Against the broader TN market, that reads as reasonable for most investors.
What is the typical renter like in La Vergne, TN?
La Vergne, TN offers a consistent renter base at the $2,125/mo rent level. Tenant turnover is reasonable for well-managed properties.
What real estate strategy is ideal for La Vergne, TN?
For La Vergne, TN, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.
Can owner-occupants cash flow in La Vergne, TN?
La Vergne, TN is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $345K price point reasonable to enter.
What is the typical rental rate in La Vergne, TN?
Investors in La Vergne, TN typically see rents near $2,125/mo per month against $345K home values - a solid setup for rental cash flow.
You know 37086 now. You don’t know where it ranks.
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How 37086 ranks in Nashville-Davidson--Murfreesboro--Franklin, TN
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