Real Estate Investing in Chapmansboro, Tennessee (37035)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Cheatham County • Population: 3,424 • Data updated: September 2026

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Should you buy in 37035 (Chapmansboro, TN)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (68/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Chapmansboro, TN (37035)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $412,163
Avg Monthly Rent $1,476
1% Rule ✗ Does Not Meet
Median Income $77,713
% Renters 9.7%

Market Analysis: 37035 Chapmansboro

Not every below-median market is a bargain. Chapmansboro's 37035 ZIP registers signals that favor experienced operators who can absorb the risk $412K pricing implies.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 37035 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Nearby ZIPs in Chapmansboro have seen price recovery that 37035 has not matched. Cheatham County data supports the view that the spread is structural rather than temporary.

Meanwhile, 3,424 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

leans the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Chapmansboro:

C+ Average
Buy Confidence Score: 64/100
Affordability
10/25
Appreciation
22/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.3× the median income
Value Trend
Rising (+5.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,476/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Nashville-Davidson--Murfreesboro--Franklin, TN Metro Area
More inventory, negotiating room for buyers
62 days
Average time to sell
Slow
11.4%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Nashville-Davidson--Murfreesboro--Franklin, TN metro data

Market Trends

Home Value History (with trend line)

$434K$372K$310K$248K$186K$124KJul 2006Jul 2016Jul 2026

📊 How Does 37035 Compare?

Metric 37035 Chapmansboro Nashville-Davidson--Murfreesboro--Franklin, TN Tennessee
Home Value $412,163 $412,163 N/A $327,001
5-Year CAGR 6.0% 6.0% N/A 7.7%
Avg Rent $1,476 $1,476 N/A -
Cap Rate 2.8% 2.8% - -
💡 Why Invest in 37035? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 37035 (Chapmansboro, TN). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.8%
Low
5yr Growth
+6.0%
Moderate

📊 Market Snapshot

Home Value $412,163
Monthly Rent $1,476
Price-to-Rent 23.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.3%
Cap Rate 2.8%
5-Year IRR 8.8%

📈 Home Appreciation

1-Year +5.3% ▲
3-Year CAGR +4.3% ▲
5-Year CAGR +6.0% ▲
10-Year CAGR +8.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
1.6%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.0%
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 37035

Population: 3,424

💰 Median Household Income
$77,713
This area
$77,713
State
$60,881
USA
$74,580
🏠 Renter Occupied
9.7%
This area
9.7%
State
25.6%
USA
34.0%
💼 Unemployment Rate
2.3%
This area
2.3%
State
-22.2%
USA
3.7%
🎓 College Educated
23.4%
This area
23.4%
State
-6.3%
USA
33.7%
👤 Median Age
39.7 years
This area
39.7 years
State
9.9 years
USA
38.9 years
🏚️ Vacancy Rate
1.6%
This area
1.6%
State
15.4%
USA
10.5%
👥 Population by Ethnicity
White 93.0%
Other/Mixed 5.4%
Hispanic/Latino 1.4%
Black/African American 1.1%
Asian 0.4%
👶 Under 18
19.3%
This area
19.3%
USA
22.0%
👴 65 and Over
12.9%
This area
12.9%
USA
17.3%
📊 Poverty Rate
3.5%
This area
3.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 37035

B Avg School Grade
1 Schools
12.6:1 Avg Class Size
$10,582 Avg Per Pupil

Schools in This ZIP Code

B Good

West Cheatham Elementary

📚 Pre-K – 04 Elementary
👥
337 Students
👨‍🏫
12.6:1 Class Size
💰
$10,582 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Is Chapmansboro, TN a smart market for rental property?

Yes - Chapmansboro, TN a 3.0/5 investability score. With $412K home prices against $1,476/mo monthly rent, the market delivers a reasonable entry point for new investors.

What is the typical rental rate in Chapmansboro, TN?

Rent in Chapmansboro, TN is around $1,476/mo. The resulting rent-to-value relationship with $412K pricing is reasonable for most investor models.

How strong is the working-renter base in Chapmansboro, TN?

Tenant quality in Chapmansboro, TN ranks as solid. Landlords generally report consistent occupancy at market rents of $1,476/mo.

Is vacancy a concern in Chapmansboro, TN?

Occupancy in Chapmansboro, TN runs stable with elevated vacancy. Well-priced units at $1,476/mo lease on reasonable timelines.

Which investment style suits Chapmansboro, TN?

Most investors in Chapmansboro, TN run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.

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How 37035 ranks in Nashville-Davidson--Murfreesboro--Franklin, TN

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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