Real Estate Investing in Adams, Tennessee (37010)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Montgomery County • Population: 5,143 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 37010 (Adams, TN)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (62/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • Elevated vacancy: 10.1% vacancy may signal weakening demand.
  • High price-to-rent: Price-to-rent ratio 31.2 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Adams, TN (37010)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $458,534
Avg Monthly Rent $1,224
1% Rule ✗ Does Not Meet
Median Income $110,532
% Renters 5.4%

Market Analysis: 37010 Adams

Turning to rents, ZIP 37010 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $459K median. It rewards specialists, not generalists.

Put differently, the numbers look inviting — $459K purchase price, 0.0% nominal cap — the work to hit that pro forma in 37010 is substantial and deserves full respect.

From a cash-flow lens, 37010 offers a low basis, the region around Adams has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

Resident income in 37010 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

Experienced landlords with local relationships tend to find 37010 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Adams:

B Good
Buy Confidence Score: 71/100
Affordability
15/25
Appreciation
22/25
Stability
9/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.1× the median income
Value Trend
Stable (+2.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,224/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Clarksville, TN-KY Metro Area
More inventory, negotiating room for buyers
63 days
Average time to sell
Slow
11.4%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Clarksville, TN-KY metro data
🏠

Property Strategy for 37010

Which property type performs best in this market?

Best for Cash Flow
4BR
3.2% cap rate
Best for Appreciation
3BR
+9.2% 5yr CAGR
Best Overall Value
4BR
$125,197/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
3BR $429,631 $1,850 3.1% +9.2% $143,210
4BR $500,787 $2,240 3.2% +8.5% $125,197

Market Trends

Home Value History (with trend line)

$480K$418K$356K$294K$233K$171KJul 2006Jul 2016Jul 2026

📊 How Does 37010 Compare?

Metric 37010 Adams Clarksville, TN-KY Tennessee
Home Value $458,534 $458,534 N/A $327,001
5-Year CAGR 5.7% 5.7% N/A 7.7%
Avg Rent $1,224 $1,224 N/A -
Cap Rate 2.1% 2.1% - -
💡 Why Invest in 37010? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 37010 (Adams, TN). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 37010 (Adams, TN)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
2.1%
Low
5yr Growth
+5.7%
Moderate

📊 Market Snapshot

Home Value $458,534
Monthly Rent $1,224
Price-to-Rent 31.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.2%
Cap Rate 2.1%
5-Year IRR 7.8%

📈 Home Appreciation

1-Year +2.3% ▲
3-Year CAGR +2.6% ▲
5-Year CAGR +5.7% ▲
10-Year CAGR +6.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
10.1%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.7%
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 37010

Population: 5,143

💰 Median Household Income
$110,532
This area
$110,532
State
$60,881
USA
$74,580
🏠 Renter Occupied
5.4%
This area
5.4%
State
25.6%
USA
34.0%
💼 Unemployment Rate
2.4%
This area
2.4%
State
-22.2%
USA
3.7%
🎓 College Educated
42.2%
This area
42.2%
State
-6.3%
USA
33.7%
👤 Median Age
37.4 years
This area
37.4 years
State
9.9 years
USA
38.9 years
🏚️ Vacancy Rate
10.1%
This area
10.1%
State
15.4%
USA
10.5%
👥 Population by Ethnicity
White 82.0%
Other/Mixed 9.5%
Black/African American 7.6%
Hispanic/Latino 3.6%
Asian 0.9%
👶 Under 18
27.5%
This area
27.5%
USA
22.0%
👴 65 and Over
11.6%
This area
11.6%
USA
17.3%
📊 Poverty Rate
8.3%
This area
8.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

2 Nearby 1,491 Off-Campus Students
C+
Austin Peay State University
9,945 students · 13.8 mi
C
Austin's Beauty College Inc
98 students · 14.5 mi

Investor Insight: With 1,491 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What do landlords charge for rent in Adams, TN?

Expect rents around $1,224/mo per month in Adams, TN. With home values at $459K, the yield math works out to reasonable levels for rental investors.

What kind of vacancy should I budget for in Adams, TN?

Adams, TN vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

Is Adams, TN a good market for buy-and-hold investors?

Our data puts Adams, TN at 3.0/5 for investability. Home prices of $459K and rents around $1,224/mo create a solid backdrop for investor activity.

How strict are landlord regulations in Adams, TN?

Rental owners in Adams, TN deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.

How much does a house cost in Adams, TN?

In Adams, TN the median home value sits at $459K. Against the broader TN market, that reads as reasonable for most investors.

You know 37010 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 37010 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 37010 ranks in Clarksville, TN-KY

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 37010 (Adams)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 37010 (Adams, TN).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.