Real Estate Investing in Clanton, Alabama (35045)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Chilton County • Population: 15,078 • Data updated: September 2026

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Should you buy in 35045 (Clanton, AL)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (70/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 8.8% vacancy may signal weakening demand.

What’s happening in Clanton, AL (35045)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $213,626
Avg Monthly Rent $1,322
1% Rule ✗ Does Not Meet
Median Income $61,822
% Renters 32.2%

Market Analysis: 35045 Clanton

Investors eyeing 35045 need to respect the fundamentals at play. Home values of $214K come alongside slower price movement and elevated management overhead.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $214K asset, 35045 is the wrong submarket. If the plan prices in friction, the yield can still work.

The gap between 35045 and stronger Clanton ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Who lives in 35045 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

New investors are better served looking at Clanton's stable or hybrid ZIPs before stepping into 35045. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Clanton:

B Good
Buy Confidence Score: 72/100
Affordability
20/25
Appreciation
18/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.5× the median income
Value Trend
Rising (+5.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,322/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Birmingham-Hoover, AL Metro Area
Even conditions for buyers and sellers
49 days
Average time to sell
Average
8.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Birmingham-Hoover, AL metro data
🏠

Property Strategy for 35045

Which property type performs best in this market?

Best for Cash Flow
2BR
5.1% cap rate
Best for Appreciation
3BR
+7.5% 5yr CAGR
Best Overall Value
4BR
$70,002/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $144,375 $1,020 5.1% +7.3% $72,188
3BR $228,925 $1,340 4.2% +7.5% $76,308
4BR $280,010 $1,520 3.9% +7.0% $70,002

Market Trends

Home Value History (with trend line)

$223K$196K$170K$144K$118K$91KMar 2009Nov 2017Jul 2026

Rent History (with trend line)

$1,421$1,385$1,350$1,315$1,280$1,244Apr 2025Dec 2025Jul 2026

📊 How Does 35045 Compare?

Metric 35045 Clanton Birmingham-Hoover, AL Alabama
Home Value $213,626 $236,762 N/A $231,003
5-Year CAGR 4.5% 4.6% N/A 5.6%
Avg Rent $1,322 $1,021 N/A -
Cap Rate 4.8% 3.5% - -
💡 Why Invest in 35045? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 35045 (Clanton, AL). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.8%
Fair
5yr Growth
+4.5%
Moderate

📊 Market Snapshot

Home Value $213,626
Monthly Rent $1,322
Price-to-Rent 13.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.4%
Cap Rate 4.8%
5-Year IRR 9.4%

📈 Home Appreciation

1-Year +5.4% ▲
3-Year CAGR +2.5% ▲
5-Year CAGR +4.5% ▲
10-Year CAGR +6.4% ▲

🏠 Rent Trends

1-Year +2.5% ▲
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
8.8%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.5%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 35045

Population: 15,078

💰 Median Household Income
$61,822
This area
$61,822
State
$56,875
USA
$74,580
🏠 Renter Occupied
32.2%
This area
32.2%
State
24.9%
USA
34.0%
💼 Unemployment Rate
2.5%
This area
2.5%
State
-24.3%
USA
3.7%
🎓 College Educated
18.4%
This area
18.4%
State
-11.9%
USA
33.7%
👤 Median Age
40.3 years
This area
40.3 years
State
-0.9 years
USA
38.9 years
🏚️ Vacancy Rate
8.8%
This area
8.8%
State
20.4%
USA
10.5%
👥 Population by Ethnicity
White 80.1%
Black/African American 11.5%
Other/Mixed 7.0%
Hispanic/Latino 3.4%
Asian 1.3%
👶 Under 18
23.0%
This area
23.0%
USA
22.0%
👴 65 and Over
19.1%
This area
19.1%
USA
17.3%
📊 Poverty Rate
15.1%
This area
15.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 35045

C+ Avg School Grade
6 Schools
19.2:1 Avg Class Size
$11,616 Avg Per Pupil

Schools in This ZIP Code

B Good

Clanton Elementary School

📚 Pre-K – 03 Elementary
👥
1,013 Students
👨‍🏫
15.4:1 Class Size
💰
$11,616 Per Student
B Good

Clanton Intermediate School

📚 04 – 06 School
👥
644 Students
👨‍🏫
20.8:1 Class Size
💰
$11,616 Per Student
B Good

Clanton Middle School

📚 07 – 08 Middle
👥
450 Students
👨‍🏫
19.6:1 Class Size
💰
$11,616 Per Student
C+ Average

Chilton County High School

📚 09 – 12 High School
👥
834 Students
👨‍🏫
21.3:1 Class Size
💰
$11,616 Per Student
C+ Average

W A Lecroy Career Technical Center

📚 09 – 12 High School Limited Data
💰
$11,616 Per Student
C Below Average

Chilton County Alternative School

📚 06 – 12 High School Limited Data
💰
$11,616 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What is the best play in Clanton, AL?

Investors usually favor careful cash-flow rentals with hands-on management in Clanton, AL. With home values at $214K and rents near $1,322/mo, other strategies can work but produce consistent rather than outsized returns.

How strict are landlord regulations in Clanton, AL?

AL ranks as a landlord-friendly state for landlord-tenant law. Clanton generally follows the statewide framework, so landlords face reasonable operating rules.

What is the tenant pool like in Clanton, AL?

Tenant quality in Clanton, AL ranks as solid. Landlords generally report stable occupancy at market rents of $1,322/mo.

Does a duplex house hack pencil in Clanton, AL?

Clanton, AL offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $1,322/mo rent level.

Are there empty rentals in Clanton, AL?

Expect elevated vacancy in Clanton, AL. Rents at $1,322/mo are absorbed by the tenant base without meaningful lag.

You know 35045 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 35045 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 35045 ranks in Birmingham-Hoover, AL

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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