Real Estate Investing in Jemison, Alabama (35085)
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Should you buy in 35085 (Jemison, AL)? Our answer, based on the numbers below.
Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- Elevated vacancy: 11.3% vacancy may signal weakening demand.
What’s happening in Jemison, AL (35085)?
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Market Analysis: 35085 Jemison
ZIP 35085 inside Chilton County looks affordable on the surface — median value of $226K — but the discount exists for reasons that a careful buyer should understand before committing.
The 35085 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
Statewide comparisons place 35085 among AL's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
Resident income in 35085 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
Experienced landlords with local relationships tend to find 35085 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Jemison:
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 35085 Compare?
| Metric | 35085 | Jemison | Birmingham-Hoover, AL | Alabama |
|---|---|---|---|---|
| Home Value | $226,249 | $226,249 | N/A | $231,003 |
| 5-Year CAGR | 4.3% | 4.3% | N/A | 5.6% |
| Avg Rent | $1,695 | $1,695 | N/A | - |
| Cap Rate | 5.8% | 5.8% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 35085 (Jemison, AL). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $226,249 |
| Monthly Rent | $1,695 |
| Price-to-Rent | 11.1:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 9.0% |
| Cap Rate | 5.8% |
| 5-Year IRR | 10.2% |
📈 Home Appreciation
| 1-Year | +5.5% ▲ |
| 3-Year CAGR | +2.5% ▲ |
| 5-Year CAGR | +4.3% ▲ |
| 10-Year CAGR | +6.2% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 35085
Population: 8,786
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 35085
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
How does Jemison, AL stack up for property investment?
Jemison, AL shows an investability rating of 3.0/5, with median home values near $226K and average rents around $1,695/mo. That combination puts it in the robust tier for investor interest.
How strong are rents in Jemison, AL?
Investors in Jemison, AL typically see rents near $1,695/mo per month against $226K home values - a solid setup for rental cash flow.
What are vacancy rates like in Jemison, AL?
Jemison, AL sees elevated vacancy, which is reasonable relative to the broader AL rental market.
How strong is the working-renter base in Jemison, AL?
The renter base in Jemison, AL is reasonable for the $1,695/mo price point. Screening well and pricing to market typically yields stable tenants.
What investment strategy works best in Jemison, AL?
Most investors in Jemison, AL run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.
You know 35085 now. You don’t know where it ranks.
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How 35085 ranks in Birmingham-Hoover, AL
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