Most Affordable ZIP Codes in Birmingham-Hoover, AL (2026)
The lowest entry prices that still hold a decent investability rating — cheap is only useful if the market underneath it is sound.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 35207 1% rule | Birmingham, AL | $59,590 | $918 | 12.02% | 0.2% |
| 2 | 35221 1% rule | Birmingham, AL | $61,358 | $1,008 | 12.81% | 4.2% |
| 3 | 35020 1% rule | Bessemer, AL | $64,797 | $1,212 | 14.59% | 0.0% |
| 4 | 35204 1% rule | Birmingham, AL | $71,879 | $1,038 | 11.26% | 4.3% |
| 5 | 35224 1% rule | McDonald Chapel, AL | $71,955 | $1,200 | 13.01% | 1.0% |
| 6 | 35218 1% rule | Birmingham, AL | $72,748 | $1,007 | 10.80% | 3.8% |
| 7 | 35211 1% rule | Birmingham, AL | $76,101 | $1,423 | 14.59% | 1.1% |
| 8 | 35208 1% rule | Birmingham, AL | $78,578 | $1,180 | 11.71% | -0.1% |
| 9 | 35228 1% rule | Midfield, AL | $80,664 | $1,124 | 10.87% | 0.8% |
| 10 | 35217 1% rule | Tarrant, AL | $81,051 | $1,074 | 10.34% | 0.3% |
| 11 | 35234 | Birmingham, AL | $94,103 | $903 | 7.49% | 0.2% |
| 12 | 35064 1% rule | Fairfield, AL | $95,540 | $1,130 | 9.22% | -1.6% |
| 13 | 35073 1% rule | Graysville, AL | $97,811 | $990 | 7.89% | 2.7% |
| 14 | 35061 1% rule | Birmingham, AL | $103,744 | $1,233 | 9.27% | 5.9% |
| 15 | 35206 1% rule | Birmingham, AL | $104,239 | $1,123 | 8.40% | 0.5% |
| 16 | 35212 1% rule | Birmingham, AL | $121,059 | $1,218 | 7.85% | -0.6% |
| 17 | 35118 | Sylvan Springs, AL | $140,875 | $963 | 5.33% | 2.7% |
| 18 | 35005 | Adamsville, AL | $142,607 | $1,280 | 7.00% | 3.7% |
| 19 | 35214 | Forestdale, AL | $146,257 | $1,241 | 6.62% | 2.8% |
| 20 | 35215 | Center Point, AL | $153,630 | $1,252 | 6.36% | 2.6% |
| 21 | 36750 | Maplesville, AL | $183,742 | $1,026 | 4.36% | 3.6% |
| 22 | 35235 | Birmingham, AL | $188,283 | $1,390 | 5.76% | 3.2% |
| 23 | 35034 | Brent, AL | $190,332 | $918 | 3.76% | 2.1% |
| 24 | 35184 | West Blocton, AL | $203,078 | $918 | 3.53% | 3.8% |
| 25 | 35987 | Steele, AL | $206,627 | $945 | 3.57% | 3.7% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Cash Flow in Birmingham-Hoover, AL · Appreciation in Birmingham-Hoover, AL · 1% Rule in Birmingham-Hoover, AL
Or see the full Birmingham-Hoover, AL metro profile.