Real Estate Investing in Midfield, Alabama (35228)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Jefferson County • Population: 10,575 • Data updated: September 2026

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Should you buy in 35228 (Midfield, AL)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (66/100)

Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.

📈 For Investors
STRONG
4.0 / 5 (86/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 14.9% of homes vacant — above national norms.
  • Flat appreciation: Values have barely moved over 5 years (0.8% CAGR).

What’s happening in Midfield, AL (35228)?

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4.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $80,664
Avg Monthly Rent $1,124
1% Rule ✓ Meets
Median Income $46,114
% Renters 38.9%

Market Analysis: 35228 Midfield

ZIP 35228 offers what many appreciation markets cannot: an affordable basis at $81K and rent support of $1,124/mo for rehab-driven equity creation in Jefferson County.

BRRRR works in 35228 because the math supports it. Buy at $81K, rehab, and the refinance step typically recovers capital in a way that flat-yield markets cannot match.

Statewide, AL value-add investors migrate toward ZIPs with 35228's profile — older stock, soft but real rent growth, and $81K pricing that keeps rehab math workable.

Demographically, 35228 is a working ZIP — not a luxury market. That profile is exactly what value-add operators need in order to price their renovated product correctly.

ZIP 35228 fits investors who can swing a hammer — or pay someone to swing one well. BRRRR, fix-and-flip, and fix-and-hold all work when the rehab scope is matched to the rent lift.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Midfield:

C+ Average
Buy Confidence Score: 69/100
Affordability
25/25
Appreciation
10/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 1.7× the median income
Value Trend
Rising (+3.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,124/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Birmingham-Hoover, AL Metro Area
Even conditions for buyers and sellers
49 days
Average time to sell
Average
8.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Birmingham-Hoover, AL metro data
🏠

Property Strategy for 35228

Which property type performs best in this market?

Best for Cash Flow
2BR
14.4% cap rate
Best for Appreciation
2BR
+6.5% 5yr CAGR
Best Overall Value
2BR
$28,731/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $57,462 $1,150 14.4% +6.5% $28,731
3BR $87,661 $1,440 11.8% +4.5% $29,220
4BR $125,118 $1,640 9.4% +1.2% $31,280

Market Trends

Home Value History (with trend line)

$91K$78K$64K$51K$37K$24KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,150$1,139$1,128$1,117$1,106$1,095Dec 2025Apr 2026Jul 2026

📊 How Does 35228 Compare?

Metric 35228 Midfield Birmingham-Hoover, AL Alabama
Home Value $80,664 $80,664 N/A $231,003
5-Year CAGR 0.8% 0.8% N/A 5.6%
Avg Rent $1,124 $1,124 N/A -
Cap Rate 10.9% 10.9% - -
💡 Why Invest in 35228? Click to expand

This ZIP code meets the 1% rule with rent at $1,124/mo on homes averaging $80,664 — a strong indicator of cash flow potential.

Our analysis gives this area a 4/5 investability rating, placing it in the top tier for rental property potential.

A healthy rental market with 39% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 35228 (Midfield, AL). Anonymous, moderated, never written by AI.

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Property managers serving Jefferson County

Manage rentals here? List your business →

Signal Property Management serves Adamsville, Birmingham, Calera, East Lake, and Ensley, offering services for tenants and owners including rent payment and repair requests. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Excellent
Cap Rate
10.9%
Excellent
5yr Growth
+0.8%
Slow

📊 Market Snapshot

Home Value $80,664
Monthly Rent $1,124
Price-to-Rent 6.0:1
1% Rule ✓ Passes

💰 Return Metrics

Gross Yield 16.7%
Cap Rate 10.9%
5-Year IRR 11.7%

📈 Home Appreciation

1-Year +3.5% ▲
3-Year CAGR -1.6% ▼
5-Year CAGR +0.8% ▲
10-Year CAGR +5.6% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Positive Leverage Market Cap Rate: 10.9%  |  30yr Rate: 6.8%
Leverage may enhance returns here.

The estimated cap rate (10.9%) exceeds the current 30-yr mortgage rate (6.8%). When borrowing costs less than a property yields, leverage can increase your cash-on-cash return above the cap rate.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
14.9%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+0.8%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 35228

Population: 10,575

💰 Median Household Income
$46,114
This area
$46,114
State
$56,875
USA
$74,580
🏠 Renter Occupied
38.9%
This area
38.9%
State
24.9%
USA
34.0%
💼 Unemployment Rate
2.3%
This area
2.3%
State
-24.3%
USA
3.7%
🎓 College Educated
19.2%
This area
19.2%
State
-11.9%
USA
33.7%
👤 Median Age
39.7 years
This area
39.7 years
State
-0.9 years
USA
38.9 years
🏚️ Vacancy Rate
14.9%
This area
14.9%
State
20.4%
USA
10.5%
👥 Population by Ethnicity
Black/African American 87.3%
White 6.7%
Other/Mixed 6.0%
Hispanic/Latino 2.6%
👶 Under 18
24.5%
This area
24.5%
USA
22.0%
👴 65 and Over
13.7%
This area
13.7%
USA
17.3%
📊 Poverty Rate
13.5%
This area
13.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 35228

B Avg School Grade
5 Schools
21.3:1 Avg Class Size
$15,673 Avg Per Pupil

Schools in This ZIP Code

B Good

Green Acres Middle School

📚 06 – 08 Middle
👥
326 Students
👨‍🏫
20.4:1 Class Size
💰
$15,867 Per Student
B Good

Midfield High School

📚 09 – 12 High School
👥
335 Students
👨‍🏫
20.3:1 Class Size
💰
$15,625 Per Student
B Good

Rutledge School

📚 05 – 08 School
👥
314 Students
👨‍🏫
19.0:1 Class Size
💰
$15,625 Per Student
B Good

Midfield Elementary School

📚 Pre-K – 04 Elementary
👥
384 Students
👨‍🏫
25.6:1 Class Size
💰
$15,625 Per Student
C+ Average

Midfield Area Vocational Department

📚 09 – 12 High School Limited Data
💰
$15,625 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

B+ Above Average

Fairfield High Preparatory School

📚 09 – 12 High School
📍 610 Valley Rd, Fairfield
👥
480 Students
👨‍🏫
17.0:1 Class Size
💰
$14,560 Per Student
B+ Above Average

Hemphill Elementary School

📚 Pre-K – 05 Elementary
📍 714 12th Street SW, Birmingham
👥
339 Students
👨‍🏫
17.0:1 Class Size
💰
$15,867 Per Student
B+ Above Average

Richard Arrington Elementary

📚 Pre-K – 05 Elementary
📍 2101 Jefferson Avenue SW, Birmingham
👥
321 Students
👨‍🏫
15.3:1 Class Size
💰
$15,867 Per Student
B+ Above Average

Wenonah High School

📚 09 – 12 High School
📍 2800 Wilson Rd SW, Birmingham
👥
669 Students
👨‍🏫
17.8:1 Class Size
💰
$15,867 Per Student
B+ Above Average

Robinson Primary School

📚 Pre-K – 02 Elementary
📍 301 61st St, Fairfield
👥
248 Students
👨‍🏫
17.7:1 Class Size
💰
$14,560 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 633 Off-Campus Students
D
Midfield Institute of Cosmetology
13 students · 0.9 mi
C+
Lawson State Community College
3,153 students · 1.9 mi
C
Miles College
1,151 students · 2.0 mi
D
Fortis Institute-Birmingham
339 students · 3.5 mi
C
Brown Beauty Barber School
54 students · 4.3 mi
D
Herzing University-Birmingham
448 students · 5.2 mi
C+
Birmingham-Southern College
731 students · 5.7 mi
C+
Samford University
5,791 students · 7.5 mi

Investor Insight: With 633 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Does house hacking make sense in Midfield, AL?

For house hackers, Midfield, AL is an attractive. The $1,124/mo rent on a unit helps defray the mortgage on a $81K property.

Does buy-rehab-rent-refinance work in Midfield, AL?

Midfield, AL BRRRR deals are a strong. With proper buy-side discipline, operators can recycle most of their capital post-refinance.

What is the typical rental rate in Midfield, AL?

Rent in Midfield, AL is around $1,124/mo. The resulting rent-to-value relationship with $81K pricing is reasonable for most investor models.

How expensive is real estate in Midfield, AL?

Homes in Midfield, AL typically sell near $81K. Prices have moved at a 0.0% 5-year CAGR, which stable long-term demand.

Does Midfield, AL make sense for an investment property?

Yes - Midfield, AL a 4.0/5 investability score. With $81K home prices against $1,124/mo monthly rent, the market delivers a reasonable entry point for new investors.

You know 35228 now. You don’t know where it ranks.

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How 35228 ranks in Birmingham-Hoover, AL

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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