Real Estate Investing in Port Saint Lucie, Florida (34986)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 34986 (Port Saint Lucie, FL)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- High vacancy: 15.5% of homes vacant — above national norms.
What’s happening in Port Saint Lucie, FL (34986)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 34986 Port Saint Lucie
Meanwhile, ZIP 34986 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $374K median. It rewards specialists, not generalists.
For an experienced owner, 34986 can be a a credible choice for hunting ground — but the discount at $374K reflects genuine risk that outside investors often underestimate.
Nearby ZIPs in Port Saint Lucie have seen price recovery that 34986 has not matched. Saint Lucie County data supports the view that the spread is structural rather than temporary.
Resident income in 34986 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
trends toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Port Saint Lucie:
Property Strategy for 34986
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $176,140 | $1,660 | 6.8% | +6.4% | $176,140 |
| 2BR | $285,173 | $1,990 | 5.0% | +6.0% | $142,587 |
| 3BR | $393,111 | $2,740 | 5.0% | +7.1% | $131,037 |
| 4BR | $474,682 | $2,920 | 4.4% | +7.8% | $118,671 |
| 5BR | $542,987 | — | — | +7.9% | $108,597 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 34986 Compare?
| Metric | 34986 | Port Saint Lucie | Port St. Lucie, FL | Florida |
|---|---|---|---|---|
| Home Value | $373,928 | $383,904 | N/A | $374,697 |
| 5-Year CAGR | 3.5% | 4.8% | N/A | 7.4% |
| Avg Rent | $2,283 | $2,353 | N/A | - |
| Cap Rate | 4.8% | 4.8% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 34986 (Port Saint Lucie, FL). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 34986 (Port Saint Lucie, FL)?
~25 seconds · no account needed · your report is anonymous
📊 Market Snapshot
| Home Value | $373,928 |
| Monthly Rent | $2,283 |
| Price-to-Rent | 13.7:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 7.3% |
| Cap Rate | 4.8% |
| 5-Year IRR | 8.3% |
📈 Home Appreciation
| 1-Year | -1.7% ▼ |
| 3-Year CAGR | -2.7% ▼ |
| 5-Year CAGR | +3.5% ▲ |
| 10-Year CAGR | +5.6% ▲ |
🏠 Rent Trends
| 1-Year | +6.6% ▲ |
| 3-Year CAGR | +3.1% ▲ |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 34986
Population: 29,713
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 34986
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 3,821 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What is the investability score for Port Saint Lucie, FL?
Yes - Port Saint Lucie, FL a 3.0/5 investability score. With $374K home prices against $2,283/mo monthly rent, the market delivers a reasonable entry point for new investors.
Which investment style suits Port Saint Lucie, FL?
Investors usually favor careful cash-flow rentals with hands-on management in Port Saint Lucie, FL. With home values at $374K and rents near $2,283/mo, other strategies can work but produce predictable rather than outsized returns.
What do rentals go for in Port Saint Lucie, FL?
Average rent in Port Saint Lucie, FL is approximately $2,283/mo per month. Against $374K home values that yields a reasonable rent-to-price ratio.
How strong is the working-renter base in Port Saint Lucie, FL?
The renter base in Port Saint Lucie, FL is reasonable for the $2,283/mo price point. Screening well and pricing to market typically yields even-keeled tenants.
What is the rental occupancy rate in Port Saint Lucie, FL?
Occupancy in Port Saint Lucie, FL runs consistent with elevated vacancy. Well-priced units at $2,283/mo lease on reasonable timelines.
You know 34986 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 34986 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 34986 ranks in Port St. Lucie, FL
Every ZIP in this metro, ranked. Free.
AI Market Advisor
Ask questions about investing in 34986 (Port Saint Lucie)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 34986 (Port Saint Lucie, FL).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.