Real Estate Investing in Port Saint Lucie, Florida (34984)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 34984 (Port Saint Lucie, FL)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
What’s happening in Port Saint Lucie, FL (34984)?
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Market Analysis: 34984 Port Saint Lucie
Investors eyeing 34984 need to respect the fundamentals at play. Home values of $396K come alongside slower price movement and elevated management overhead.
The 34984 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
Within FL, ZIP 34984 trails on several market indicators that neighboring Saint Lucie County submarkets outperform. The gap is real and sturdy enough to shape underwriting.
The 34984 ZIP's population of 19,207 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that records the need for careful underwriting.
The right play in 34984 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Port Saint Lucie:
Property Strategy for 34984
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $296,007 | $2,280 | 5.5% | +9.1% | $148,004 |
| 3BR | $377,901 | $3,140 | 6.0% | +9.0% | $125,967 |
| 4BR | $448,961 | $3,350 | 5.4% | +8.7% | $112,240 |
| 5BR | $594,982 | — | — | +8.2% | $118,996 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 34984 Compare?
| Metric | 34984 | Port Saint Lucie | Port St. Lucie, FL | Florida |
|---|---|---|---|---|
| Home Value | $395,589 | $383,904 | N/A | $374,697 |
| 5-Year CAGR | 5.2% | 4.8% | N/A | 7.4% |
| Avg Rent | $2,302 | $2,353 | N/A | - |
| Cap Rate | 4.5% | 4.8% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 34984 (Port Saint Lucie, FL). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $395,589 |
| Monthly Rent | $2,302 |
| Price-to-Rent | 14.3:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 7.0% |
| Cap Rate | 4.5% |
| 5-Year IRR | 9.7% |
📈 Home Appreciation
| 1-Year | +0.3% ▲ |
| 3-Year CAGR | -0.3% ▼ |
| 5-Year CAGR | +5.2% ▲ |
| 10-Year CAGR | +7.9% ▲ |
🏠 Rent Trends
| 1-Year | +0.9% ▲ |
| 3-Year CAGR | +3.1% ▲ |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 34984
Population: 19,207
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 34984
Schools in This ZIP Code
Nearby Schools (4 more)
Schools in adjacent ZIP codes that may serve this area
SOMERSET ACADEMY ST. LUCIE
WINDMILL POINT ELEMENTARY SCHOOL
OAK HAMMOCK K-8 SCHOOL
TREASURE COAST HIGH SCHOOL
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 3,821 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What is the median home value in Port Saint Lucie, FL?
Expect median prices around $396K in Port Saint Lucie, FL. The market has run at a 0.0% 5-year CAGR, so entry costs have been measured.
Is Port Saint Lucie, FL better for rentals, flips, or BRRRR?
Port Saint Lucie, FL investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($396K prices, $2,302/mo rents) make it a reasonable choice.
What is the renter demographic in Port Saint Lucie, FL?
Tenant quality in Port Saint Lucie, FL ranks as solid. Landlords generally report steady occupancy at market rents of $2,302/mo.
Is house hacking profitable in Port Saint Lucie, FL?
House hacking in Port Saint Lucie, FL is reasonable to execute. Prices around $396K and rents of $2,302/mo solid owner-occupant economics.
How quickly do rentals get leased in Port Saint Lucie, FL?
Vacancy risk in Port Saint Lucie, FL is elevated. That supports reliable cash flow for typical rental holds.
You know 34984 now. You don’t know where it ranks.
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How 34984 ranks in Port St. Lucie, FL
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