Real Estate Investing in Port Saint Lucie, Florida (34953)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Saint Lucie County • Population: 82,469 • Data updated: September 2026

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Should you buy in 34953 (Port Saint Lucie, FL)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (70/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Port Saint Lucie, FL (34953)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $400,259
Avg Monthly Rent $2,696
1% Rule ✗ Does Not Meet
Median Income $79,777
% Renters 13.7%

Market Analysis: 34953 Port Saint Lucie

Investors eyeing 34953 need to respect the fundamentals at play. Home values of $400K come alongside slower price movement and elevated management overhead.

For an experienced owner, 34953 can be a an appealing option for hunting ground — but the discount at $400K reflects genuine risk that outside investors often underestimate.

The gap between 34953 and stronger Port Saint Lucie ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Employment concentration in 34953 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

New investors are better served looking at Port Saint Lucie's stable or hybrid ZIPs before stepping into 34953. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Port Saint Lucie:

B Good
Buy Confidence Score: 71/100
Affordability
10/25
Appreciation
22/25
Stability
14/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 5× the median income
Value Trend
Stable (+0.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,696/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Port St. Lucie, FL Metro Area
More inventory, negotiating room for buyers
95 days
Average time to sell
Slow
7.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Port St. Lucie, FL metro data
🏠

Property Strategy for 34953

Which property type performs best in this market?

Best for Cash Flow
3BR
6.0% cap rate
Best for Appreciation
2BR
+9.8% 5yr CAGR
Best Overall Value
5BR
$100,866/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $277,280 $2,270 5.9% +9.8% $138,640
3BR $372,508 $3,130 6.0% +9.1% $124,169
4BR $431,092 $3,330 5.6% +8.2% $107,773
5BR $504,329 +9.1% $100,866

Market Trends

Home Value History (with trend line)

$440K$368K$296K$223K$151K$79KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,762$2,623$2,484$2,344$2,205$2,066Feb 2022May 2024Jul 2026

📊 How Does 34953 Compare?

Metric 34953 Port Saint Lucie Port St. Lucie, FL Florida
Home Value $400,259 $383,904 N/A $374,697
5-Year CAGR 5.2% 4.8% N/A 7.4%
Avg Rent $2,696 $2,353 N/A -
Cap Rate 5.3% 4.8% - -
💡 Why Invest in 34953? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 34953 (Port Saint Lucie, FL). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
5.3%
Fair
5yr Growth
+5.2%
Moderate

📉 Market Crash Risk Index

Based on Port St. Lucie, FL metro

4/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
74%
Days Pending
2/2
95 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $400,259
Monthly Rent $2,696
Price-to-Rent 12.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 8.1%
Cap Rate 5.3%
5-Year IRR 10.5%

📈 Home Appreciation

1-Year +0.3% ▲
3-Year CAGR +0.0% ▲
5-Year CAGR +5.2% ▲
10-Year CAGR +7.8% ▲

🏠 Rent Trends

1-Year +4.1% ▲
3-Year CAGR +3.2% ▲
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
5.3%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.2%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 34953

Population: 82,469

💰 Median Household Income
$79,777
This area
$79,777
State
$70,737
USA
$74,580
🏠 Renter Occupied
13.7%
This area
13.7%
State
29.9%
USA
34.0%
💼 Unemployment Rate
3.4%
This area
3.4%
State
-18.0%
USA
3.7%
🎓 College Educated
22.1%
This area
22.1%
State
4.7%
USA
33.7%
👤 Median Age
40.0 years
This area
40.0 years
State
16.0 years
USA
38.9 years
🏚️ Vacancy Rate
5.3%
This area
5.3%
State
17.2%
USA
10.5%
👥 Population by Ethnicity
White 57.8%
Other/Mixed 20.3%
Black/African American 20.1%
Hispanic/Latino 17.0%
Asian 1.8%
👶 Under 18
23.0%
This area
23.0%
USA
22.0%
👴 65 and Over
14.1%
This area
14.1%
USA
17.3%
📊 Poverty Rate
4.6%
This area
4.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 34953

C+ Avg School Grade
4 Schools
20.6:1 Avg Class Size
$11,649 Avg Per Pupil

Schools in This ZIP Code

B Good

SOMERSET ACADEMY ST. LUCIE

📚 K – 08 School Charter
👥
669 Students
👨‍🏫
16.9:1 Class Size
💰
$11,649 Per Student
B Good

WINDMILL POINT ELEMENTARY SCHOOL

📚 Pre-K – 05 Elementary
👥
1,058 Students
👨‍🏫
17.9:1 Class Size
💰
$11,649 Per Student
C+ Average

OAK HAMMOCK K-8 SCHOOL

📚 Pre-K – 08 School
👥
1,704 Students
👨‍🏫
19.8:1 Class Size
💰
$11,649 Per Student
D Needs Improvement

TREASURE COAST HIGH SCHOOL

📚 09 – 12 High School
👥
3,114 Students
👨‍🏫
27.5:1 Class Size
💰
$11,649 Per Student

Nearby Schools (2 more)

Schools in adjacent ZIP codes that may serve this area

B Good

BAYSHORE ELEMENTARY SCHOOL

📚 Pre-K – 05 Elementary
📍 1661 SW BAYSHORE BLVD, PORT ST LUCIE
👥
871 Students
👨‍🏫
17.4:1 Class Size
💰
$11,649 Per Student
D Needs Improvement

ACCELERATION ACADEMY

📚 08 – 12 High School
📍 329 SE PORT ST LUCIE BLVD, PORT ST LUCIE
👥
364 Students
👨‍🏫
72.8:1 Class Size
💰
$11,649 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

3 Nearby 3,821 Off-Campus Students
D
Fortis Institute-Port Saint Lucie
472 students · 6.0 mi
C+
Fort Pierce Beauty Academy
30 students · 11.7 mi
C+
Indian River State College
15,104 students · 12.2 mi

Investor Insight: With 3,821 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is house hacking profitable in Port Saint Lucie, FL?

House hacking works a challenging in Port Saint Lucie, FL. Rents of $2,696/mo against $400K acquisition make the strategy solid for owner-occupants.

How strong is Port Saint Lucie, FL for real estate investors?

Port Saint Lucie, FL scores 3.0/5 for investability. Home values sit at $400K and rents near $2,696/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

Is Port Saint Lucie, FL landlord-friendly?

FL law landlord-friendly for landlords, and Port Saint Lucie inherits those rules. Investors should still review local ordinances for rental licensing.

What is the average monthly rent in Port Saint Lucie, FL?

Expect rents around $2,696/mo per month in Port Saint Lucie, FL. With home values at $400K, the yield math works out to reasonable levels for rental investors.

Are homes affordable in Port Saint Lucie, FL?

Port Saint Lucie, FL median home values land near $400K. That is reasonable territory for investors looking at $2,696/mo-per-month rentals.

You know 34953 now. You don’t know where it ranks.

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How 34953 ranks in Port St. Lucie, FL

Every ZIP in this metro, ranked. Free.

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