Real Estate Investing in Fort Pierce, Florida (34982)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Saint Lucie County • Population: 27,447 • Data updated: September 2026

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Should you buy in 34982 (Fort Pierce, FL)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (65/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 11.0% vacancy may signal weakening demand.

What’s happening in Fort Pierce, FL (34982)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $256,497
Avg Monthly Rent $1,831
1% Rule ✗ Does Not Meet
Median Income $52,820
% Renters 26.1%

Market Analysis: 34982 Fort Pierce

This part of Saint Lucie County is not an easy win. The 34982 ZIP registers softness in key indicators, and the playbook that works in cleaner markets often stalls here.

The investment case in 34982 is significant only for operators who understand what they are buying. A $256K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

The gap between 34982 and stronger Fort Pierce ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

The demographic picture in 34982 includes headwinds that any investor should price in. Income distribution skews lower than Fort Pierce averages, and tenant stability requires active management.

New investors are better served looking at Fort Pierce's stable or hybrid ZIPs before stepping into 34982. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Fort Pierce:

B Good
Buy Confidence Score: 70/100
Affordability
10/25
Appreciation
22/25
Stability
13/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.9× the median income
Value Trend
Declining (-0.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,831/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Port St. Lucie, FL Metro Area
More inventory, negotiating room for buyers
95 days
Average time to sell
Slow
7.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Port St. Lucie, FL metro data
🏠

Property Strategy for 34982

Which property type performs best in this market?

Best for Cash Flow
1BR
9.0% cap rate
Best for Appreciation
5BR
+10.4% 5yr CAGR
Best Overall Value
2BR
$95,423/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $98,742 $1,240 9.0% +5.7% $98,742
2BR $190,847 $1,480 5.6% +8.4% $95,423
3BR $303,960 $2,040 4.8% +9.2% $101,320
4BR $398,322 $2,220 4.0% +9.5% $99,581
5BR $552,351 +10.4% $110,470

Market Trends

Home Value History (with trend line)

$292K$242K$192K$142K$92K$42KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,078$1,987$1,896$1,805$1,714$1,622Jan 2024May 2025Jul 2026

📊 How Does 34982 Compare?

Metric 34982 Fort Pierce Port St. Lucie, FL Florida
Home Value $256,497 $308,526 N/A $374,697
5-Year CAGR 5.3% 5.4% N/A 7.4%
Avg Rent $1,831 $1,930 N/A -
Cap Rate 5.6% 5.1% - -
💡 Why Invest in 34982? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 34982 (Fort Pierce, FL). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
5.6%
Fair
5yr Growth
+5.3%
Moderate

📉 Market Crash Risk Index

Based on Port St. Lucie, FL metro

4/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
74%
Days Pending
2/2
95 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $256,497
Monthly Rent $1,831
Price-to-Rent 11.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 8.6%
Cap Rate 5.6%
5-Year IRR 10.9%

📈 Home Appreciation

1-Year -0.8% ▼
3-Year CAGR -1.0% ▼
5-Year CAGR +5.3% ▲
10-Year CAGR +8.8% ▲

🏠 Rent Trends

1-Year -4.5% ▼
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
11.0%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.3%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 34982

Population: 27,447

💰 Median Household Income
$52,820
This area
$52,820
State
$70,737
USA
$74,580
🏠 Renter Occupied
26.1%
This area
26.1%
State
29.9%
USA
34.0%
💼 Unemployment Rate
2.5%
This area
2.5%
State
-18.0%
USA
3.7%
🎓 College Educated
17.9%
This area
17.9%
State
4.7%
USA
33.7%
👤 Median Age
47.1 years
This area
47.1 years
State
16.0 years
USA
38.9 years
🏚️ Vacancy Rate
11.0%
This area
11.0%
State
17.2%
USA
10.5%
👥 Population by Ethnicity
White 74.1%
Other/Mixed 12.8%
Black/African American 12.0%
Hispanic/Latino 10.4%
Asian 1.1%
👶 Under 18
19.9%
This area
19.9%
USA
22.0%
👴 65 and Over
26.7%
This area
26.7%
USA
17.3%
📊 Poverty Rate
10.8%
This area
10.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 34982

C+ Avg School Grade
3 Schools
17.5:1 Avg Class Size
$11,649 Avg Per Pupil

Schools in This ZIP Code

B Good

WHITE CITY ELEMENTARY SCHOOL

📚 Pre-K – 05 Elementary
👥
504 Students
👨‍🏫
18.0:1 Class Size
💰
$11,649 Per Student
B Good

WEATHERBEE ELEMENTARY SCHOOL

📚 Pre-K – 05 Elementary
👥
728 Students
👨‍🏫
18.2:1 Class Size
💰
$11,649 Per Student
C+ Average

ST. LUCIE DETENTION CENTER

📚 K – 12 K-12
👥
65 Students
👨‍🏫
16.3:1 Class Size
💰
$11,649 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

4 Nearby 3,821 Off-Campus Students
C+
Fort Pierce Beauty Academy
30 students · 2.6 mi
C+
Indian River State College
15,104 students · 4.4 mi
D
Fortis Institute-Port Saint Lucie
472 students · 5.2 mi
C
Aviator College of Aeronautical Science and Technology
314 students · 8.4 mi

Investor Insight: With 3,821 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What is the median home value in Fort Pierce, FL?

Expect median prices around $256K in Fort Pierce, FL. The market has run at a 0.0% 5-year CAGR, so entry costs have been stable.

Is the tenant base reliable in Fort Pierce, FL?

The renter base in Fort Pierce, FL is reasonable for the $1,831/mo price point. Screening well and pricing to market typically yields consistent tenants.

How much rent can I charge in Fort Pierce, FL?

Fort Pierce, FL rentals go for roughly $1,831/mo a month. That puts gross yield in solid territory relative to $256K acquisition costs.

Is vacancy a concern in Fort Pierce, FL?

Rental vacancy in Fort Pierce, FL is elevated. Investors should budget normal turnover but not chronic empty units.

Is Fort Pierce, FL a friendly market for rental owners?

Fort Pierce, FL falls under FL landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.

You know 34982 now. You don’t know where it ranks.

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How 34982 ranks in Port St. Lucie, FL

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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