Real Estate Investing in Port Saint Lucie, Florida (34952)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Saint Lucie County • Population: 41,679 • Data updated: September 2026

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Should you buy in 34952 (Port Saint Lucie, FL)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (56/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 19.0% of homes vacant — above national norms.

What’s happening in Port Saint Lucie, FL (34952)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $320,799
Avg Monthly Rent $2,011
1% Rule ✗ Does Not Meet
Median Income $57,387
% Renters 28.9%

Market Analysis: 34952 Port Saint Lucie

ZIP 34952 inside Saint Lucie County looks affordable on the surface — median value of $321K — but the discount exists for reasons that a careful buyer should understand before committing.

The 34952 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Meanwhile, 34952 offers a low basis, the region around Port Saint Lucie has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

Demographically, 34952 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

Experienced landlords with local relationships tend to find 34952 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Port Saint Lucie:

B Good
Buy Confidence Score: 70/100
Affordability
10/25
Appreciation
22/25
Stability
13/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.6× the median income
Value Trend
Declining (-1.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,011/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Port St. Lucie, FL Metro Area
More inventory, negotiating room for buyers
95 days
Average time to sell
Slow
7.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Port St. Lucie, FL metro data
🏠

Property Strategy for 34952

Which property type performs best in this market?

Best for Cash Flow
1BR
10.3% cap rate
Best for Appreciation
5BR
+9.5% 5yr CAGR
Best Overall Value
1BR
$109,317/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $109,317 $1,570 10.3% +7.7% $109,317
2BR $229,015 $1,880 5.9% +8.8% $114,507
3BR $359,128 $2,590 5.2% +9.4% $119,709
4BR $444,787 $2,760 4.5% +8.9% $111,197
5BR $610,750 +9.5% $122,150

Market Trends

Home Value History (with trend line)

$356K$297K$238K$178K$119K$59KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,069$2,000$1,931$1,863$1,794$1,726Nov 2021Mar 2024Jul 2026

📊 How Does 34952 Compare?

Metric 34952 Port Saint Lucie Port St. Lucie, FL Florida
Home Value $320,799 $383,904 N/A $374,697
5-Year CAGR 5.6% 4.8% N/A 7.4%
Avg Rent $2,011 $2,353 N/A -
Cap Rate 4.9% 4.8% - -
💡 Why Invest in 34952? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 34952 (Port Saint Lucie, FL). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.9%
Fair
5yr Growth
+5.6%
Moderate

📉 Market Crash Risk Index

Based on Port St. Lucie, FL metro

4/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
74%
Days Pending
2/2
95 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $320,799
Monthly Rent $2,011
Price-to-Rent 13.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.5%
Cap Rate 4.9%
5-Year IRR 10.5%

📈 Home Appreciation

1-Year -1.2% ▼
3-Year CAGR +0.0% ▲
5-Year CAGR +5.6% ▲
10-Year CAGR +8.1% ▲

🏠 Rent Trends

1-Year +3.7% ▲
3-Year CAGR +1.2% ▲
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
19.0%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.6%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 34952

Population: 41,679

💰 Median Household Income
$57,387
This area
$57,387
State
$70,737
USA
$74,580
🏠 Renter Occupied
28.9%
This area
28.9%
State
29.9%
USA
34.0%
💼 Unemployment Rate
2.8%
This area
2.8%
State
-18.0%
USA
3.7%
🎓 College Educated
22.6%
This area
22.6%
State
4.7%
USA
33.7%
👤 Median Age
49.4 years
This area
49.4 years
State
16.0 years
USA
38.9 years
🏚️ Vacancy Rate
19.0%
This area
19.0%
State
17.2%
USA
10.5%
👥 Population by Ethnicity
White 71.8%
Other/Mixed 14.6%
Hispanic/Latino 10.8%
Black/African American 10.6%
Asian 3.0%
👶 Under 18
16.6%
This area
16.6%
USA
22.0%
👴 65 and Over
29.2%
This area
29.2%
USA
17.3%
📊 Poverty Rate
9.1%
This area
9.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 34952

B Avg School Grade
6 Schools
18.4:1 Avg Class Size
$11,649 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

SAVANNA RIDGE ELEMENTARY SCHOOL

📚 Pre-K – 05 Elementary
👥
471 Students
👨‍🏫
14.7:1 Class Size
💰
$11,649 Per Student
B Good

MARIPOSA ELEMENTARY SCHOOL

📚 Pre-K – 05 Elementary
👥
756 Students
👨‍🏫
17.2:1 Class Size
💰
$11,649 Per Student
B Good

MORNINGSIDE ELEMENTARY SCHOOL

📚 Pre-K – 05 Elementary
👥
667 Students
👨‍🏫
15.5:1 Class Size
💰
$11,649 Per Student
B Good

VILLAGE GREEN ENVIRONMENTAL STUDIES SCHOOL

📚 Pre-K – 05 Elementary
👥
597 Students
👨‍🏫
19.9:1 Class Size
💰
$11,649 Per Student
C+ Average

SOUTHPORT MIDDLE SCHOOL

📚 06 – 08 Middle
👥
866 Students
👨‍🏫
18.8:1 Class Size
💰
$11,649 Per Student
C Below Average

PORT ST. LUCIE HIGH SCHOOL

📚 09 – 12 High School
👥
1,811 Students
👨‍🏫
24.3:1 Class Size
💰
$11,649 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

4 Nearby 3,821 Off-Campus Students
D
Fortis Institute-Port Saint Lucie
472 students · 0.5 mi
C+
Fort Pierce Beauty Academy
30 students · 8.1 mi
C+
Indian River State College
15,104 students · 9.6 mi
C
Aviator College of Aeronautical Science and Technology
314 students · 13.8 mi

Investor Insight: With 3,821 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What are vacancy rates like in Port Saint Lucie, FL?

Vacancy in Port Saint Lucie, FL is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $2,011/mo.

How does Port Saint Lucie, FL stack up for property investment?

Yes - Port Saint Lucie, FL a 3.0/5 investability score. With $321K home prices against $2,011/mo monthly rent, the market delivers a reasonable entry point for new investors.

How expensive is real estate in Port Saint Lucie, FL?

The median home value in Port Saint Lucie, FL is roughly $321K. That puts it reasonable relative to the FL statewide average.

Is Port Saint Lucie, FL a friendly market for rental owners?

For rental operators, Port Saint Lucie, FL rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.

Are tenants stable in Port Saint Lucie, FL?

Working renters make up the core of the Port Saint Lucie, FL tenant base. The pool is reasonable for investors targeting long-term holds.

You know 34952 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 34952 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 34952 ranks in Port St. Lucie, FL

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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