Real Estate Investing in Montverde, Florida (34756)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Lake County • Population: 4,280 • Data updated: September 2026

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Should you buy in 34756 (Montverde, FL)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (52/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High price-to-rent: Price-to-rent ratio 37.0 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Montverde, FL (34756)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $707,135
Avg Monthly Rent $1,593
1% Rule ✗ Does Not Meet
Median Income $109,327
% Renters 22.0%

Market Analysis: 34756 Montverde

The 34756 ZIP covers a section of Montverde that demands careful diligence. Prices near $707K look accessible, but the work to make a deal cash flow is real.

For an experienced owner, 34756 can be a an appealing option for hunting ground — but the discount at $707K reflects genuine risk that outside investors often underestimate.

The gap between 34756 and stronger Montverde ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Demographically, 34756 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

Distressed ZIPs reward experience. durable returns are possible in 34756, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Montverde:

C Below Average
Buy Confidence Score: 59/100
Affordability
5/25
Appreciation
22/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 6.5× the median income
Value Trend
Declining (0.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,593/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
❄️
COOL MARKET
Orlando-Kissimmee-Sanford, FL Metro Area
More inventory, negotiating room for buyers
71 days
Average time to sell
Slow
9.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Orlando-Kissimmee-Sanford, FL metro data
🏠

Property Strategy for 34756

Which property type performs best in this market?

Best for Cash Flow
3BR
3.5% cap rate
Best for Appreciation
5BR
+9.5% 5yr CAGR
Best Overall Value
3BR
$152,460/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
3BR $457,381 $2,220 3.5% +8.2% $152,460
4BR $796,961 $2,620 2.4% +9.5% $199,240
5BR $1,078,129 +9.5% $215,626

Market Trends

Home Value History (with trend line)

$769K$651K$533K$415K$298K$180KJul 2006Jul 2016Jul 2026

📊 How Does 34756 Compare?

Metric 34756 Montverde Orlando-Kissimmee-Sanford, FL Florida
Home Value $707,135 $707,135 N/A $374,697
5-Year CAGR 6.4% 6.4% N/A 7.4%
Avg Rent $1,593 $1,593 N/A -
Cap Rate 1.8% 1.8% - -
💡 Why Invest in 34756? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 34756 (Montverde, FL). Anonymous, moderated, never written by AI.

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Property managers serving Lake County

Manage rentals here? List your business →

Towers Property Management provides community association management services to homeowners associations and condominium associations in Central Florida, including Orlando, Altamonte Springs, Oviedo, summary from their website

HOA
Unclaimed — is this your business? Claim it free

Gunn Property Services offers full-service Leesburg property management to owners and investors, helping find and apply for rental homes in Leesburg and The Villages. summary from their website

Unclaimed — is this your business? Claim it free

MOSAIC® provides property management services in Central Florida. summary from their website

Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
1.8%
Low
5yr Growth
+6.4%
Strong

📊 Market Snapshot

Home Value $707,135
Monthly Rent $1,593
Price-to-Rent 37.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 2.7%
Cap Rate 1.8%
5-Year IRR 8.2%

📈 Home Appreciation

1-Year 0.0% ▼
3-Year CAGR +2.3% ▲
5-Year CAGR +6.4% ▲
10-Year CAGR +7.9% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 1.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.3%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.4%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 34756

Population: 4,280

💰 Median Household Income
$109,327
This area
$109,327
State
$70,737
USA
$74,580
🏠 Renter Occupied
22.0%
This area
22.0%
State
29.9%
USA
34.0%
💼 Unemployment Rate
2.7%
This area
2.7%
State
-18.0%
USA
3.7%
🎓 College Educated
32.0%
This area
32.0%
State
4.7%
USA
33.7%
👤 Median Age
41.7 years
This area
41.7 years
State
16.0 years
USA
38.9 years
🏚️ Vacancy Rate
6.3%
This area
6.3%
State
17.2%
USA
10.5%
👥 Population by Ethnicity
White 87.2%
Other/Mixed 9.0%
Hispanic/Latino 6.1%
Black/African American 3.8%
👶 Under 18
18.2%
This area
18.2%
USA
22.0%
👴 65 and Over
14.2%
This area
14.2%
USA
17.3%
📊 Poverty Rate
4.6%
This area
4.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

2 Nearby 17,228 Off-Campus Students
C+
Orange Technical College-West Campus
1,418 students · 7.0 mi
C+
Valencia College
42,524 students · 14.0 mi

Investor Insight: With 17,228 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How does Montverde, FL stack up for property investment?

Montverde, FL reports an investability rating of 3.0/5, with median home values near $707K and average rents around $1,593/mo. That combination puts it in the notable tier for investor interest.

How viable is house hacking in Montverde, FL?

House hacking in Montverde, FL is a challenging. With home values around $707K and rents at $1,593/mo, owner-occupants can offset a meaningful share of PITI.

What kind of vacancy should I budget for in Montverde, FL?

Montverde, FL vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

Is housing expensive in Montverde, FL?

Montverde, FL home values average about $707K. That price point suits investors targeting rentals with $1,593/mo in monthly income.

How strong are rents in Montverde, FL?

The typical rental in Montverde, FL commands about $1,593/mo monthly. That rent profile consistent cash flow against the $707K purchase basis.

You know 34756 now. You don’t know where it ranks.

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How 34756 ranks in Orlando-Kissimmee-Sanford, FL

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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