Real Estate Investing in Gotha, Florida (34734)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Orange County • Population: 4,031 • Data updated: September 2026

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Should you buy in 34734 (Gotha, FL)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (61/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Gotha, FL (34734)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $506,788
Avg Monthly Rent $2,414
1% Rule ✗ Does Not Meet
Median Income $76,017
% Renters 14.7%

Market Analysis: 34734 Gotha

The 34734 ZIP covers a section of Gotha that demands careful diligence. Prices near $507K look accessible, but the work to make a deal cash flow is real.

The investment case in 34734 is robust only for operators who understand what they are buying. A $507K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

Regionally, 34734 sits on the difficult end of the FL spectrum. The a strong candidate for read — for disciplined operators — is that pricing reflects the difficulty.

The 34734 ZIP's population of 4,031 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that stands at the need for careful underwriting.

New investors are better served looking at Gotha's stable or hybrid ZIPs before stepping into 34734. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Gotha:

C Below Average
Buy Confidence Score: 59/100
Affordability
5/25
Appreciation
22/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 6.7× the median income
Value Trend
Declining (-0.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,414/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
❄️
COOL MARKET
Orlando-Kissimmee-Sanford, FL Metro Area
More inventory, negotiating room for buyers
71 days
Average time to sell
Slow
9.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Orlando-Kissimmee-Sanford, FL metro data
🏠

Property Strategy for 34734

Which property type performs best in this market?

Best for Cash Flow
2BR
7.1% cap rate
Best for Appreciation
5BR
+9.2% 5yr CAGR
Best Overall Value
3BR
$116,476/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $245,540 $2,410 7.1% +7.7% $122,770
3BR $349,429 $3,030 6.2% +7.4% $116,476
4BR $587,618 $3,570 4.4% +8.3% $146,904
5BR $814,874 +9.2% $162,975

Market Trends

Home Value History (with trend line)

$552K$472K$392K$311K$231K$151KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,428$2,386$2,343$2,301$2,258$2,215Apr 2026May 2026Jun 2026

📊 How Does 34734 Compare?

Metric 34734 Gotha Orlando-Kissimmee-Sanford, FL Florida
Home Value $506,788 $506,788 N/A $374,697
5-Year CAGR 5.8% 5.8% N/A 7.4%
Avg Rent $2,414 $2,414 N/A -
Cap Rate 3.7% 3.7% - -
💡 Why Invest in 34734? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 34734 (Gotha, FL). Anonymous, moderated, never written by AI.

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Property managers serving Orange County

Manage rentals here? List your business →

All County CFL provides full-service residential property management in Winter Park, FL and surrounding areas, focusing on maximizing revenue and managing tenant relationships for property owners. summary from their website

Single-familySmall multifamily
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RentCare Property Management provides reliable, professional, and trusted residential property management services in Orlando since 1993, including marketing, resident screening, rent collection, and summary from their website

Single-familySmall multifamily
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Southwest Property Management is a full-service Community Association Management Company serving Central Florida. summary from their website

HOA
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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
3.7%
Low
5yr Growth
+5.8%
Moderate

📊 Market Snapshot

Home Value $506,788
Monthly Rent $2,414
Price-to-Rent 17.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.7%
Cap Rate 3.7%
5-Year IRR 9.5%

📈 Home Appreciation

1-Year -0.2% ▼
3-Year CAGR +0.6% ▲
5-Year CAGR +5.8% ▲
10-Year CAGR +6.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
2.0%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.8%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 34734

Population: 4,031

💰 Median Household Income
$76,017
This area
$76,017
State
$70,737
USA
$74,580
🏠 Renter Occupied
14.7%
This area
14.7%
State
29.9%
USA
34.0%
💼 Unemployment Rate
1.6%
This area
1.6%
State
-18.0%
USA
3.7%
🎓 College Educated
38.4%
This area
38.4%
State
4.7%
USA
33.7%
👤 Median Age
32.0 years
This area
32.0 years
State
16.0 years
USA
38.9 years
🏚️ Vacancy Rate
2.0%
This area
2.0%
State
17.2%
USA
10.5%
👥 Population by Ethnicity
White 47.4%
Other/Mixed 30.4%
Hispanic/Latino 27.6%
Black/African American 16.5%
Asian 5.7%
👶 Under 18
35.9%
This area
35.9%
USA
22.0%
👴 65 and Over
6.0%
This area
6.0%
USA
17.3%
📊 Poverty Rate
8.4%
This area
8.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 34734

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

B+ Above Average

ORLO VISTA ELEMENTARY

📚 Pre-K – 05 Elementary
📍 3 N HASTINGS ST, ORLANDO
👥
439 Students
👨‍🏫
14.2:1 Class Size
💰
$13,040 Per Student
B+ Above Average

SPRING LAKE ELEMENTARY

📚 Pre-K – 05 Elementary
📍 1105 SARAH LEE LN, OCOEE
👥
449 Students
👨‍🏫
15.0:1 Class Size
💰
$13,040 Per Student
B+ Above Average

THORNEBROOKE ELEMENTARY

📚 Pre-K – 05 Elementary
📍 601 THORNEBROOKE DR, OCOEE
👥
591 Students
👨‍🏫
14.8:1 Class Size
💰
$13,040 Per Student
B+ Above Average

HOPE CHARTER

📚 K – 08 School Charter
📍 1550 E CROWN POINT RD, OCOEE
👥
410 Students
👨‍🏫
14.6:1 Class Size
💰
$13,040 Per Student
B Good

CITRUS ELEMENTARY

📚 Pre-K – 05 Elementary
📍 87 N CLARKE RD, OCOEE
👥
501 Students
👨‍🏫
16.2:1 Class Size
💰
$13,040 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 20,177 Off-Campus Students
C+
Orange Technical College-West Campus
1,418 students · 3.4 mi
C+
Valencia College
42,524 students · 3.7 mi
D
DeVry University-Florida
196 students · 6.9 mi
C+
Orange Technical College-South Campus
2,743 students · 7.9 mi
C+
Orange Technical College
994 students · 8.4 mi
C
Florida College of Integrative Medicine
75 students · 8.9 mi
D
Florida Institute of Recording Sound and Technology
413 students · 9.5 mi
D
Southern Technical College
1,686 students · 9.6 mi

Investor Insight: With 20,177 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How much do tenants pay in Gotha, FL?

The typical rental in Gotha, FL commands about $2,414/mo monthly. That rent profile reliable cash flow against the $507K purchase basis.

What is the smart move for investors in Gotha, FL?

Investors usually favor careful cash-flow rentals with hands-on management in Gotha, FL. With home values at $507K and rents near $2,414/mo, other strategies can work but produce stable rather than outsized returns.

Is Gotha, FL a smart market for rental property?

Gotha, FL clocks in at an investability rating of 3.0/5, with median home values near $507K and average rents around $2,414/mo. That combination puts it in the impressive tier for investor interest.

How strong is tenant demand in Gotha, FL?

Expect a solid tenant pool in Gotha, FL. The rental market absorbs $2,414/mo rents without meaningful friction.

How landlord-friendly is Gotha, FL?

FL ranks as a landlord-friendly state for landlord-tenant law. Gotha generally follows the statewide framework, so landlords face reasonable operating rules.

You know 34734 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 34734 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 34734 ranks in Orlando-Kissimmee-Sanford, FL

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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