Real Estate Investing in Windermere, Florida (34786)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 34786 (Windermere, FL)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 12.8% of homes vacant — above national norms.
What’s happening in Windermere, FL (34786)?
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Market Analysis: 34786 Windermere
Investors eyeing 34786 need to respect the fundamentals at play. Home values of $706K come alongside slower price movement and elevated management overhead.
Distressed markets are won on execution, not on spreadsheets. ZIP 34786 sits at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
Regionally, 34786 sits on the difficult end of the FL spectrum. The a credible choice for read — for disciplined operators — is that pricing reflects the difficulty.
The 34786 ZIP's population of 43,700 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that reports the need for careful underwriting.
The 34786 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Windermere:
Property Strategy for 34786
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $335,543 | $2,760 | 5.9% | +6.8% | $167,771 |
| 3BR | $442,152 | $3,460 | 5.6% | +7.5% | $147,384 |
| 4BR | $748,427 | $4,090 | 3.9% | +9.0% | $187,107 |
| 5BR | $1,354,698 | — | — | +10.8% | $270,940 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 34786 Compare?
| Metric | 34786 | Windermere | Orlando-Kissimmee-Sanford, FL | Florida |
|---|---|---|---|---|
| Home Value | $706,167 | $706,167 | N/A | $374,697 |
| 5-Year CAGR | 6.5% | 6.5% | N/A | 7.4% |
| Avg Rent | $2,402 | $2,402 | N/A | - |
| Cap Rate | 2.7% | 2.7% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 34786 (Windermere, FL). Anonymous, moderated, never written by AI.
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Property managers serving Orange County
Manage rentals here? List your business →All County CFL provides full-service residential property management in Winter Park, FL and surrounding areas, focusing on maximizing revenue and managing tenant relationships for property owners. summary from their website
RentCare Property Management provides reliable, professional, and trusted residential property management services in Orlando since 1993, including marketing, resident screening, rent collection, and summary from their website
Southwest Property Management is a full-service Community Association Management Company serving Central Florida. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $706,167 |
| Monthly Rent | $2,402 |
| Price-to-Rent | 24.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.1% |
| Cap Rate | 2.7% |
| 5-Year IRR | 9.2% |
📈 Home Appreciation
| 1-Year | +0.2% ▲ |
| 3-Year CAGR | +0.8% ▲ |
| 5-Year CAGR | +6.5% ▲ |
| 10-Year CAGR | +6.4% ▲ |
🏠 Rent Trends
| 1-Year | -4.7% ▼ |
| 3-Year CAGR | -1.9% ▼ |
| 5-Year CAGR | +2.2% ▲ |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 34786
Population: 43,700
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 34786
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 20,177 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What is the average monthly rent in Windermere, FL?
Average rent in Windermere, FL is approximately $2,402/mo per month. Against $706K home values that yields a reasonable rent-to-price ratio.
Do rentals sit vacant long in Windermere, FL?
Vacancy in Windermere, FL is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $2,402/mo.
What is the typical home price in Windermere, FL?
Windermere, FL home values average about $706K. That price point suits investors targeting rentals with $2,402/mo in monthly income.
Is Windermere, FL landlord-friendly?
Rental owners in Windermere, FL deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.
What is the best play in Windermere, FL?
A careful cash-flow rentals with hands-on management strategy Windermere, FL best. The market produces stable results for that approach at the $706K price point.
You know 34786 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 34786 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 34786 ranks in Orlando-Kissimmee-Sanford, FL
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