Real Estate Investing in Dunnellon, Florida (34431)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 34431 (Dunnellon, FL)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 19.2% of homes vacant — above national norms.
What’s happening in Dunnellon, FL (34431)?
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Market Analysis: 34431 Dunnellon
The 34431 ZIP covers a section of Dunnellon that demands careful diligence. Prices near $265K look accessible, but the work to make a deal cash flow is real.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 34431 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
Within FL, ZIP 34431 trails on several market indicators that neighboring Marion County submarkets outperform. The gap is real and impressive enough to shape underwriting.
Demographically, 34431 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
Strategically, 34431 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Dunnellon:
Property Strategy for 34431
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $191,494 | $1,200 | 4.5% | +9.8% | $95,747 |
| 3BR | $280,549 | $1,530 | 3.9% | +10.1% | $93,516 |
| 4BR | $380,457 | $1,650 | 3.1% | +9.8% | $95,114 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 34431 Compare?
| Metric | 34431 | Dunnellon | Ocala, FL | Florida |
|---|---|---|---|---|
| Home Value | $265,454 | $274,671 | N/A | $374,697 |
| 5-Year CAGR | 6.1% | 5.0% | N/A | 7.4% |
| Avg Rent | $1,625 | $1,878 | N/A | - |
| Cap Rate | 4.8% | 5.3% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 34431 (Dunnellon, FL). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $265,454 |
| Monthly Rent | $1,625 |
| Price-to-Rent | 13.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 7.4% |
| Cap Rate | 4.8% |
| 5-Year IRR | 10.9% |
📈 Home Appreciation
| 1-Year | -0.4% ▼ |
| 3-Year CAGR | +0.7% ▲ |
| 5-Year CAGR | +6.1% ▲ |
| 10-Year CAGR | +9.3% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 34431
Population: 8,663
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 34431
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
What investment strategy works best in Dunnellon, FL?
In Dunnellon, FL the solid play is typically careful cash-flow rentals with hands-on management. The combination of $265K prices and $1,625/mo rents suits that approach.
What is the typical renter like in Dunnellon, FL?
Tenant quality in Dunnellon, FL ranks as solid. Landlords generally report consistent occupancy at market rents of $1,625/mo.
What is the typical home price in Dunnellon, FL?
Homes in Dunnellon, FL typically sell near $265K. Prices have moved at a 0.0% 5-year CAGR, which reliable long-term demand.
How high is vacancy risk in Dunnellon, FL?
Vacancy risk in Dunnellon, FL is elevated. That supports predictable cash flow for typical rental holds.
Are landlord laws favorable in Dunnellon, FL?
Dunnellon, FL operates under FL law, which is landlord-friendly overall for landlords. Expect measured treatment in typical lease and eviction cases.
You know 34431 now. You don’t know where it ranks.
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How 34431 ranks in Ocala, FL
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