Real Estate Investing in Dunnellon, Florida (34432)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 34432 (Dunnellon, FL)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 13.7% of homes vacant — above national norms.
What’s happening in Dunnellon, FL (34432)?
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Market Analysis: 34432 Dunnellon
This part of Marion County is not an easy win. The 34432 ZIP stands at softness in key indicators, and the playbook that works in cleaner markets often stalls here.
Rent of $2,295/mo on a $304K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 34432 sits below the stated 0.0% once reality is priced in.
In the broader FL picture, 34432 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
In practical terms, 13,197 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
The right play in 34432 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Dunnellon:
Property Strategy for 34432
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $228,738 | $1,210 | 3.8% | +8.8% | $114,369 |
| 3BR | $315,011 | $1,560 | 3.6% | +9.6% | $105,004 |
| 4BR | $405,068 | $1,680 | 3.0% | +10.1% | $101,267 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 34432 Compare?
| Metric | 34432 | Dunnellon | Ocala, FL | Florida |
|---|---|---|---|---|
| Home Value | $303,669 | $274,671 | N/A | $374,697 |
| 5-Year CAGR | 5.8% | 5.0% | N/A | 7.4% |
| Avg Rent | $2,295 | $1,878 | N/A | - |
| Cap Rate | 5.9% | 5.3% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 34432 (Dunnellon, FL). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $303,669 |
| Monthly Rent | $2,295 |
| Price-to-Rent | 11.0:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 9.1% |
| Cap Rate | 5.9% |
| 5-Year IRR | 11.7% |
📈 Home Appreciation
| 1-Year | +1.8% ▲ |
| 3-Year CAGR | +0.5% ▲ |
| 5-Year CAGR | +5.8% ▲ |
| 10-Year CAGR | +8.4% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 34432
Population: 13,197
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 34432
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 4,982 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How much does a house cost in Dunnellon, FL?
Homes in Dunnellon, FL typically sell near $304K. Prices have moved at a 0.0% 5-year CAGR, which reliable long-term demand.
Are tenants stable in Dunnellon, FL?
Dunnellon, FL draws a predictable base of working renters. Demand at the $2,295/mo rent level is reasonable for standard single-family and small multi rentals.
What are rental rates like in Dunnellon, FL?
Average rent in Dunnellon, FL is approximately $2,295/mo per month. Against $304K home values that yields a reasonable rent-to-price ratio.
What real estate strategy is ideal for Dunnellon, FL?
Dunnellon, FL investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($304K prices, $2,295/mo rents) make it a reasonable choice.
Is Dunnellon, FL good for landlords?
For rental operators, Dunnellon, FL rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.
You know 34432 now. You don’t know where it ranks.
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How 34432 ranks in Ocala, FL
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