Real Estate Investing in Dunnellon, Florida (34433)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Citrus County • Population: 8,218 • Data updated: September 2026

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Should you buy in 34433 (Dunnellon, FL)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (60/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 14.9% of homes vacant — above national norms.

What’s happening in Dunnellon, FL (34433)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $273,632
Avg Monthly Rent $1,851
1% Rule ✗ Does Not Meet
Median Income $68,072
% Renters 8.1%

Market Analysis: 34433 Dunnellon

Investors eyeing 34433 need to respect the fundamentals at play. Home values of $274K come alongside slower price movement and elevated management overhead.

Looking more closely, the numbers look inviting — $274K purchase price, 0.0% nominal cap — the work to hit that pro forma in 34433 is substantial and deserves full respect.

Nearby ZIPs in Dunnellon have seen price recovery that 34433 has not matched. Citrus County data supports the view that the spread is structural rather than temporary.

A significant renter share of 8% in 34433 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

The right play in 34433 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Dunnellon:

C+ Average
Buy Confidence Score: 67/100
Affordability
15/25
Appreciation
18/25
Stability
9/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4× the median income
Value Trend
Declining (-1.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,851/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Homosassa Springs, FL Metro Area
More inventory, negotiating room for buyers
96 days
Average time to sell
Slow
8.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Homosassa Springs, FL metro data
🏠

Property Strategy for 34433

Which property type performs best in this market?

Best for Cash Flow
4BR
6.2% cap rate
Best for Appreciation
2BR
+8.9% 5yr CAGR
Best Overall Value
4BR
$72,219/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $235,176 $1,510 4.6% +8.9% $117,588
3BR $271,848 $2,100 5.6% +7.6% $90,616
4BR $288,875 $2,480 6.2% +6.9% $72,219

Market Trends

Home Value History (with trend line)

$305K$260K$215K$170K$126K$81KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,885$1,865$1,845$1,825$1,805$1,785Sep 2025Mar 2026Jul 2026

📊 How Does 34433 Compare?

Metric 34433 Dunnellon Homosassa Springs, FL Florida
Home Value $273,632 $274,671 N/A $374,697
5-Year CAGR 3.7% 5.0% N/A 7.4%
Avg Rent $1,851 $1,878 N/A -
Cap Rate 5.3% 5.3% - -
💡 Why Invest in 34433? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 34433 (Dunnellon, FL). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
5.3%
Fair
5yr Growth
+3.7%
Moderate

📉 Market Crash Risk Index

Based on Homosassa Springs, FL metro

4/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
73%
Days Pending
2/2
96 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $273,632
Monthly Rent $1,851
Price-to-Rent 12.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 8.1%
Cap Rate 5.3%
5-Year IRR 9.0%

📈 Home Appreciation

1-Year -1.0% ▼
3-Year CAGR -1.4% ▼
5-Year CAGR +3.7% ▲
10-Year CAGR +7.6% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
14.9%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.7%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 34433

Population: 8,218

💰 Median Household Income
$68,072
This area
$68,072
State
$70,737
USA
$74,580
🏠 Renter Occupied
8.1%
This area
8.1%
State
29.9%
USA
34.0%
💼 Unemployment Rate
2.7%
This area
2.7%
State
-18.0%
USA
3.7%
🎓 College Educated
19.0%
This area
19.0%
State
4.7%
USA
33.7%
👤 Median Age
45.6 years
This area
45.6 years
State
16.0 years
USA
38.9 years
🏚️ Vacancy Rate
14.9%
This area
14.9%
State
17.2%
USA
10.5%
👥 Population by Ethnicity
White 83.1%
Other/Mixed 15.6%
Hispanic/Latino 5.1%
Black/African American 1.1%
Asian 0.2%
👶 Under 18
18.3%
This area
18.3%
USA
22.0%
👴 65 and Over
20.9%
This area
20.9%
USA
17.3%
📊 Poverty Rate
7.2%
This area
7.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 34433

C+ Avg School Grade
1 Schools
18.8:1 Avg Class Size
$11,891 Avg Per Pupil

Schools in This ZIP Code

C+ Average

CITRUS SPRINGS ELEMENTARY SCHOOL

📚 Pre-K – 05 Elementary
👥
856 Students
👨‍🏫
18.8:1 Class Size
💰
$11,891 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Should investors consider Dunnellon, FL?

With a 3.0/5 investability score, Dunnellon, FL ranks as a solid market for rental property investors. Median prices of $274K and rents of $1,851/mo drive the underlying numbers.

How strict are landlord regulations in Dunnellon, FL?

Dunnellon, FL operates under FL law, which is landlord-friendly overall for landlords. Expect even-keeled treatment in typical lease and eviction cases.

What do landlords charge for rent in Dunnellon, FL?

Expect rents around $1,851/mo per month in Dunnellon, FL. With home values at $274K, the yield math works out to reasonable levels for rental investors.

Can I live-in-and-rent in Dunnellon, FL?

The house hack math a challenging in Dunnellon, FL. Owner-occupant buyers benefit from the $1,851/mo rents and $274K home values.

How tight is the rental market in Dunnellon, FL?

Vacancy risk in Dunnellon, FL is elevated. That supports predictable cash flow for typical rental holds.

You know 34433 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 34433 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 34433 ranks in Homosassa Springs, FL

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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