Best ZIP Codes for Cash Flow in Ocala, FL (2026)
Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 32134 | Fort Mc Coy, FL | $161,796 | $1,368 | 6.59% | 5.0% |
| 2 | 34432 | Dunnellon, FL | $303,669 | $2,295 | 5.89% | 5.8% |
| 3 | 34472 | Ocala, FL | $236,150 | $1,679 | 5.54% | 5.9% |
| 4 | 32179 | Ocklawaha, FL | $243,054 | $1,691 | 5.43% | 6.2% |
| 5 | 34488 | Silver Springs, FL | $205,517 | $1,425 | 5.41% | 4.0% |
| 6 | 34479 | Ocala, FL | $237,125 | $1,615 | 5.31% | 6.0% |
| 7 | 34475 | Ocala, FL | $207,402 | $1,401 | 5.27% | 5.5% |
| 8 | 34482 | Ocala, FL | $295,658 | $1,969 | 5.20% | 4.7% |
| 9 | 34420 | Belleview, FL | $245,725 | $1,625 | 5.16% | 6.0% |
| 10 | 34476 | Ocala, FL | $298,344 | $1,908 | 4.99% | 4.2% |
| 11 | 34473 | Ocala, FL | $269,115 | $1,718 | 4.98% | 5.7% |
| 12 | 34481 | Ocala, FL | $277,303 | $1,713 | 4.82% | 4.4% |
| 13 | 34470 | Ocala, FL | $232,308 | $1,427 | 4.79% | 6.1% |
| 14 | 34431 | Dunnellon, FL | $265,454 | $1,625 | 4.77% | 6.1% |
| 15 | 34491 | Summerfield, FL | $287,121 | $1,751 | 4.76% | 4.2% |
| 16 | 34474 | Ocala, FL | $311,669 | $1,529 | 3.83% | 4.3% |
| 17 | 34480 | Ocala, FL | $314,619 | $1,503 | 3.73% | 5.2% |
| 18 | 34471 | Ocala, FL | $322,326 | $1,525 | 3.69% | 5.7% |
| 19 | 32664 | Micanopy, FL | $312,188 | $1,152 | 2.88% | 4.9% |
| 20 | 32113 | Citra, FL | $309,032 | $1,080 | 2.73% | 7.1% |
| 21 | 32195 | Weirsdale, FL | $422,309 | $1,368 | 2.53% | 6.6% |
| 22 | 32617 | Anthony, FL | $356,702 | $1,080 | 2.36% | 7.1% |
| 23 | 32686 | Reddick, FL | $394,819 | $1,080 | 2.13% | 7.6% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Appreciation in Ocala, FL · Affordable in Ocala, FL
Or see the full Ocala, FL metro profile.