Real Estate Investing in Naples, Florida (34114)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 34114 (Naples, FL)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 38.5% of homes vacant — above national norms.
What’s happening in Naples, FL (34114)?
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Market Analysis: 34114 Naples
ZIP 34114 in Naples, FL carries a resilient set of headwinds. Home values near $516K and rents of $2,831/mo sit inside a market where underwriting has to be tight.
Distressed markets are won on execution, not on spreadsheets. ZIP 34114 reports the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
In the broader FL picture, 34114 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
Who lives in 34114 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
Strategically, 34114 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Naples:
Property Strategy for 34114
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $354,625 | $2,230 | 4.5% | +8.6% | $177,312 |
| 3BR | $618,690 | $2,900 | 3.4% | +10.1% | $206,230 |
| 4BR | $913,819 | $3,150 | 2.5% | +9.6% | $228,455 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 34114 Compare?
| Metric | 34114 | Naples | Naples-Marco Island, FL | Florida |
|---|---|---|---|---|
| Home Value | $516,337 | $595,849 | N/A | $374,697 |
| 5-Year CAGR | 5.4% | 5.0% | N/A | 7.4% |
| Avg Rent | $2,831 | $3,517 | N/A | - |
| Cap Rate | 4.3% | 4.2% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 34114 (Naples, FL). Anonymous, moderated, never written by AI.
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Property managers serving Collier County
Manage rentals here? List your business →Equity Property Management LLC manages apartments and offers services related to construction, tax credits, and investor relations. summary from their website
Sandcastle Community Management offers HOA and Condominium Management, professional maintenance, financial solutions, and real estate services in Florida, including Naples, Fort Myers, and Bonita Spri summary from their website
BZG International is a full-service Real Estate Brokerage Firm in Miami, FL, specializing in selling and leasing properties throughout South Florida, representing sellers, buyers, landlords, and tenan summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $516,337 |
| Monthly Rent | $2,831 |
| Price-to-Rent | 15.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.6% |
| Cap Rate | 4.3% |
| 5-Year IRR | 9.7% |
📈 Home Appreciation
| 1-Year | -0.8% ▼ |
| 3-Year CAGR | -4.2% ▼ |
| 5-Year CAGR | +5.4% ▲ |
| 10-Year CAGR | +5.1% ▲ |
🏠 Rent Trends
| 1-Year | -32.4% ▼ |
| 3-Year CAGR | -12.2% ▼ |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 34114
Population: 22,296
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 34114
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
Is Naples, FL a good market for buy-and-hold investors?
Our data puts Naples, FL at 3.0/5 for investability. Home prices of $516K and rents around $2,831/mo create a solid backdrop for investor activity.
What monthly rent should investors expect in Naples, FL?
Average rent in Naples, FL is approximately $2,831/mo per month. Against $516K home values that yields a reasonable rent-to-price ratio.
What is the typical vacancy rate in Naples, FL?
Occupancy in Naples, FL runs stable with elevated vacancy. Well-priced units at $2,831/mo lease on reasonable timelines.
Is Naples, FL good for house hacking?
The house hack math a challenging in Naples, FL. Owner-occupant buyers benefit from the $2,831/mo rents and $516K home values.
What kind of tenants rent in Naples, FL?
Naples, FL offers a predictable renter base at the $2,831/mo rent level. Tenant turnover is reasonable for well-managed properties.
You know 34114 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 34114 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 34114 ranks in Naples-Marco Island, FL
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