Real Estate Investing in Naples, Florida (34112)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 34112 (Naples, FL)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- High vacancy: 36.2% of homes vacant — above national norms.
- 1-year downturn: Values declined 3.7% in the last year.
What’s happening in Naples, FL (34112)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 34112 Naples
The 34112 ZIP in Naples, FL is a local-operator market. Outside capital chasing a $331K entry has to pair deep knowledge with the discount.
Turning to rents, the numbers look inviting — $331K purchase price, 0.0% nominal cap — the work to hit that pro forma in 34112 is substantial and deserves full respect.
Within FL, ZIP 34112 trails on several market indicators that neighboring Collier County submarkets outperform. The gap is real and durable enough to shape underwriting.
Who lives in 34112 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
The 34112 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Naples:
Property Strategy for 34112
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $179,923 | $1,570 | 6.3% | +7.7% | $179,923 |
| 2BR | $280,448 | $1,730 | 4.4% | +7.6% | $140,224 |
| 3BR | $466,849 | $2,250 | 3.5% | +8.7% | $155,616 |
| 4BR | $698,760 | $2,440 | 2.5% | +9.1% | $174,690 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 34112 Compare?
| Metric | 34112 | Naples | Naples-Marco Island, FL | Florida |
|---|---|---|---|---|
| Home Value | $330,519 | $595,849 | N/A | $374,697 |
| 5-Year CAGR | 4.5% | 5.0% | N/A | 7.4% |
| Avg Rent | $2,506 | $3,517 | N/A | - |
| Cap Rate | 5.9% | 4.2% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 34112 (Naples, FL). Anonymous, moderated, never written by AI.
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Property managers serving Collier County
Manage rentals here? List your business →Equity Property Management LLC manages apartments and offers services related to construction, tax credits, and investor relations. summary from their website
Sandcastle Community Management offers HOA and Condominium Management, professional maintenance, financial solutions, and real estate services in Florida, including Naples, Fort Myers, and Bonita Spri summary from their website
BZG International is a full-service Real Estate Brokerage Firm in Miami, FL, specializing in selling and leasing properties throughout South Florida, representing sellers, buyers, landlords, and tenan summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $330,519 |
| Monthly Rent | $2,506 |
| Price-to-Rent | 11.0:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 9.1% |
| Cap Rate | 5.9% |
| 5-Year IRR | 10.4% |
📈 Home Appreciation
| 1-Year | -3.7% ▼ |
| 3-Year CAGR | -5.5% ▼ |
| 5-Year CAGR | +4.5% ▲ |
| 10-Year CAGR | +4.6% ▲ |
🏠 Rent Trends
| 1-Year | +5.7% ▲ |
| 3-Year CAGR | +0.9% ▲ |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 34112
Population: 25,946
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 34112
Schools in This ZIP Code
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
CALUSA PARK ELEMENTARY SCHOOL
GULF COAST CHARTER ACADEMY SOUTH
THE PHOENIX PROGRAM NAPLES
EAST NAPLES MIDDLE SCHOOL
NEW BEGINNINGS - NAPLES
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Is Naples, FL good for house hacking?
House hacking in Naples, FL is a challenging. With home values around $331K and rents at $2,506/mo, owner-occupants can offset a meaningful share of PITI.
Are tenants stable in Naples, FL?
Naples, FL draws a even-keeled base of working renters. Demand at the $2,506/mo rent level is reasonable for standard single-family and small multi rentals.
Is Naples, FL a good market for buy-and-hold investors?
Our data puts Naples, FL at 3.0/5 for investability. Home prices of $331K and rents around $2,506/mo create a solid backdrop for investor activity.
How high is vacancy risk in Naples, FL?
Vacancy risk in Naples, FL is elevated. That supports measured cash flow for typical rental holds.
Does Naples, FL favor landlords or tenants?
Naples, FL operates under FL law, which is landlord-friendly overall for landlords. Expect steady treatment in typical lease and eviction cases.
You know 34112 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 34112 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 34112 ranks in Naples-Marco Island, FL
Every ZIP in this metro, ranked. Free.
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