Best ZIP Codes for Cash Flow in Naples-Marco Island, FL (2026)
Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 34142 | Immokalee, FL | $345,201 | $2,900 | 6.55% | 4.1% |
| 2 | 34112 | Naples, FL | $330,519 | $2,506 | 5.91% | 4.5% |
| 3 | 34108 | Naples, FL | $994,774 | $7,343 | 5.76% | 3.4% |
| 4 | 34104 | Naples, FL | $350,338 | $2,272 | 5.06% | 5.0% |
| 5 | 34103 | Naples, FL | $1,104,769 | $7,113 | 5.02% | 3.9% |
| 6 | 34114 | Naples, FL | $516,337 | $2,831 | 4.28% | 5.4% |
| 7 | 34102 | Naples, FL | $1,298,081 | $7,095 | 4.26% | 4.3% |
| 8 | 34120 | Naples, FL | $549,381 | $2,820 | 4.00% | 5.6% |
| 9 | 34117 | Naples, FL | $560,837 | $2,859 | 3.98% | 6.2% |
| 10 | 34113 | Naples, FL | $497,608 | $2,363 | 3.70% | 5.4% |
| 11 | 34105 | Naples, FL | $451,248 | $2,117 | 3.66% | 5.0% |
| 12 | 34116 | Naples, FL | $451,488 | $2,116 | 3.66% | 5.4% |
| 13 | 34109 | Naples, FL | $580,925 | $2,575 | 3.46% | 5.6% |
| 14 | 34119 | Naples, FL | $649,849 | $2,804 | 3.37% | 5.4% |
| 15 | 34110 | Naples, FL | $601,585 | $2,423 | 3.14% | 5.1% |
| 16 | 34145 | Marco Island, FL | $852,380 | $3,283 | 3.00% | 4.6% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Appreciation in Naples-Marco Island, FL · Affordable in Naples-Marco Island, FL
Or see the full Naples-Marco Island, FL metro profile.