Real Estate Investing in Naples, Florida (34116)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 34116 (Naples, FL)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
What’s happening in Naples, FL (34116)?
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Market Analysis: 34116 Naples
This part of Collier County is not an easy win. The 34116 ZIP reflects softness in key indicators, and the playbook that works in cleaner markets often stalls here.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $451K asset, 34116 is the wrong submarket. If the plan prices in friction, the yield can still work.
The gap between 34116 and stronger Naples ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
A robust renter share of 44% in 34116 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
The 34116 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Naples:
Property Strategy for 34116
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $226,922 | $1,890 | 6.0% | +6.8% | $113,461 |
| 3BR | $473,154 | $2,460 | 3.7% | +9.2% | $157,718 |
| 4BR | $557,959 | $2,670 | 3.4% | +9.6% | $139,490 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 34116 Compare?
| Metric | 34116 | Naples | Naples-Marco Island, FL | Florida |
|---|---|---|---|---|
| Home Value | $451,488 | $595,849 | N/A | $374,697 |
| 5-Year CAGR | 5.4% | 5.0% | N/A | 7.4% |
| Avg Rent | $2,116 | $3,517 | N/A | - |
| Cap Rate | 3.7% | 4.2% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 34116 (Naples, FL). Anonymous, moderated, never written by AI.
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Property managers serving Collier County
Manage rentals here? List your business →Equity Property Management LLC manages apartments and offers services related to construction, tax credits, and investor relations. summary from their website
Sandcastle Community Management offers HOA and Condominium Management, professional maintenance, financial solutions, and real estate services in Florida, including Naples, Fort Myers, and Bonita Spri summary from their website
BZG International is a full-service Real Estate Brokerage Firm in Miami, FL, specializing in selling and leasing properties throughout South Florida, representing sellers, buyers, landlords, and tenan summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $451,488 |
| Monthly Rent | $2,116 |
| Price-to-Rent | 17.8:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.6% |
| Cap Rate | 3.7% |
| 5-Year IRR | 9.1% |
📈 Home Appreciation
| 1-Year | -2.5% ▼ |
| 3-Year CAGR | -0.5% ▼ |
| 5-Year CAGR | +5.4% ▲ |
| 10-Year CAGR | +7.1% ▲ |
🏠 Rent Trends
| 1-Year | -4.6% ▼ |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 34116
Population: 34,872
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 34116
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
How does Naples, FL stack up for property investment?
Naples, FL comes in at an investability rating of 3.0/5, with median home values near $451K and average rents around $2,116/mo. That combination puts it in the durable tier for investor interest.
How do landlord-tenant laws work in Naples, FL?
FL law landlord-friendly for landlords, and Naples inherits those rules. Investors should still review local ordinances for rental licensing.
Do rentals sit vacant long in Naples, FL?
Expect elevated vacancy in Naples, FL. Rents at $2,116/mo are absorbed by the tenant base without meaningful lag.
Are tenants stable in Naples, FL?
Working renters make up the core of the Naples, FL tenant base. The pool is reasonable for investors targeting long-term holds.
How strong are rents in Naples, FL?
Investors in Naples, FL typically see rents near $2,116/mo per month against $451K home values - a solid setup for rental cash flow.
You know 34116 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 34116 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 34116 ranks in Naples-Marco Island, FL
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