Real Estate Investing in Naples, Florida (34110)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 34110 (Naples, FL)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 29.7% of homes vacant — above national norms.
What’s happening in Naples, FL (34110)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 34110 Naples
The 34110 ZIP in Naples, FL is a local-operator market. Outside capital chasing a $602K entry has to pair deep knowledge with the discount.
For an experienced owner, 34110 can be a worth a close look for hunting ground — but the discount at $602K reflects genuine risk that outside investors often underestimate.
Looking more closely, 34110 offers a low basis, the region around Naples has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
Who lives in 34110 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
Experienced landlords with local relationships tend to find 34110 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Naples:
Property Strategy for 34110
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $336,783 | $2,230 | 4.8% | +6.9% | $168,392 |
| 3BR | $736,866 | $2,900 | 2.8% | +9.9% | $245,622 |
| 4BR | $1,804,824 | $3,160 | 1.3% | +13.7% | $451,206 |
| 5BR | $1,925,519 | — | — | +12.5% | $385,104 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 34110 Compare?
| Metric | 34110 | Naples | Naples-Marco Island, FL | Florida |
|---|---|---|---|---|
| Home Value | $601,585 | $595,849 | N/A | $374,697 |
| 5-Year CAGR | 5.1% | 5.0% | N/A | 7.4% |
| Avg Rent | $2,423 | $3,517 | N/A | - |
| Cap Rate | 3.1% | 4.2% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 34110 (Naples, FL). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $601,585 |
| Monthly Rent | $2,423 |
| Price-to-Rent | 20.7:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.8% |
| Cap Rate | 3.1% |
| 5-Year IRR | 8.3% |
📈 Home Appreciation
| 1-Year | -1.1% ▼ |
| 3-Year CAGR | -3.4% ▼ |
| 5-Year CAGR | +5.1% ▲ |
| 10-Year CAGR | +4.5% ▲ |
🏠 Rent Trends
| 1-Year | -12.9% ▼ |
| 3-Year CAGR | -4.1% ▼ |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 34110
Population: 24,681
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 34110
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 1,584 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What is the typical renter like in Naples, FL?
Working renters make up the core of the Naples, FL tenant base. The pool is reasonable for investors targeting long-term holds.
Is Naples, FL suited for a house hack?
The house hack math a challenging in Naples, FL. Owner-occupant buyers benefit from the $2,423/mo rents and $602K home values.
How do home values compare in Naples, FL?
Typical homes in Naples, FL go for around $602K. The 5-year CAGR of 0.0% steady price movement.
How much rent can I charge in Naples, FL?
Expect rents around $2,423/mo per month in Naples, FL. With home values at $602K, the yield math works out to reasonable levels for rental investors.
Does Naples, FL make sense for an investment property?
Naples, FL rates 3.0/5 for investability. With median values at $602K and rents near $2,423/mo, the market offers reasonable fundamentals for rental investors.
You know 34110 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 34110 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 34110 ranks in Naples-Marco Island, FL
Every ZIP in this metro, ranked. Free.
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