Real Estate Investing in Webster, Florida (33597)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Sumter County • Population: 9,424 • Data updated: September 2026

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Should you buy in 33597 (Webster, FL)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (52/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 16.4% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Webster, FL (33597)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $290,020
Avg Monthly Rent $972
1% Rule ✗ Does Not Meet
Median Income $57,981
% Renters 14.4%

Market Analysis: 33597 Webster

Not every below-median market is a bargain. Webster's 33597 ZIP comes in at signals that favor experienced operators who can absorb the risk $290K pricing implies.

Turning to rents, the numbers look inviting — $290K purchase price, 0.0% nominal cap — the work to hit that pro forma in 33597 is substantial and deserves full respect.

ZIP 33597's metrics run below Sumter County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Who lives in 33597 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

Strategy in 33597 is an operator game, not a passive one. From a cash-flow lens, entry prices of $290K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Webster:

C+ Average
Buy Confidence Score: 66/100
Affordability
10/25
Appreciation
22/25
Stability
9/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 5× the median income
Value Trend
Rising (+3.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $972/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
The Villages, FL Metro Area
More inventory, negotiating room for buyers
60 days
Average time to sell
Average
8.1%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from The Villages, FL metro data
🏠

Property Strategy for 33597

Which property type performs best in this market?

Best for Cash Flow
2BR
3.6% cap rate
Best for Appreciation
3BR
+9.8% 5yr CAGR
Best Overall Value
2BR
$106,675/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $213,350 $1,080 3.6% +9.3% $106,675
3BR $335,868 $1,350 2.9% +9.8% $111,956

Market Trends

Home Value History (with trend line)

$308K$265K$222K$179K$136K$93KJul 2006Jul 2016Jul 2026

📊 How Does 33597 Compare?

Metric 33597 Webster The Villages, FL Florida
Home Value $290,020 $290,020 N/A $374,697
5-Year CAGR 5.4% 5.4% N/A 7.4%
Avg Rent $972 $972 N/A -
Cap Rate 2.6% 2.6% - -
💡 Why Invest in 33597? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 33597 (Webster, FL). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.6%
Low
5yr Growth
+5.4%
Moderate

📉 Market Crash Risk Index

Based on The Villages, FL metro

4/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
3/3
82%
Days Pending
1/2
60 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $290,020
Monthly Rent $972
Price-to-Rent 24.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.0%
Cap Rate 2.6%
5-Year IRR 8.1%

📈 Home Appreciation

1-Year +3.3% ▲
3-Year CAGR +1.5% ▲
5-Year CAGR +5.4% ▲
10-Year CAGR +8.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
16.4%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.4%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 33597

Population: 9,424

💰 Median Household Income
$57,981
This area
$57,981
State
$70,737
USA
$74,580
🏠 Renter Occupied
14.4%
This area
14.4%
State
29.9%
USA
34.0%
💼 Unemployment Rate
2.2%
This area
2.2%
State
-18.0%
USA
3.7%
🎓 College Educated
11.9%
This area
11.9%
State
4.7%
USA
33.7%
👤 Median Age
47.1 years
This area
47.1 years
State
16.0 years
USA
38.9 years
🏚️ Vacancy Rate
16.4%
This area
16.4%
State
17.2%
USA
10.5%
👥 Population by Ethnicity
White 80.8%
Other/Mixed 14.1%
Hispanic/Latino 10.8%
Black/African American 5.1%
👶 Under 18
16.4%
This area
16.4%
USA
22.0%
👴 65 and Over
21.1%
This area
21.1%
USA
17.3%
📊 Poverty Rate
16.2%
This area
16.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 33597

B Avg School Grade
2 Schools
17.5:1 Avg Class Size
$11,984 Avg Per Pupil

Schools in This ZIP Code

B Good

WEBSTER ELEMENTARY SCHOOL

📚 Pre-K – 05 Elementary
👥
738 Students
👨‍🏫
18.0:1 Class Size
💰
$11,984 Per Student
B Good

SOUTH SUMTER MIDDLE SCHOOL

📚 06 – 08 Middle
👥
879 Students
👨‍🏫
16.9:1 Class Size
💰
$11,984 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What do rentals go for in Webster, FL?

Rental rates in Webster, FL average $972/mo. Tenant demand and $290K home values make the yield look reasonable by investor standards.

Are landlord laws favorable in Webster, FL?

Webster, FL operates under FL law, which is landlord-friendly overall for landlords. Expect reliable treatment in typical lease and eviction cases.

Is Webster, FL a good market for buy-and-hold investors?

Our data puts Webster, FL at 3.0/5 for investability. Home prices of $290K and rents around $972/mo create a solid backdrop for investor activity.

What does house hacking look like in Webster, FL?

For house hackers, Webster, FL is a challenging. The $972/mo rent on a unit helps defray the mortgage on a $290K property.

What type of investing works in Webster, FL?

A careful cash-flow rentals with hands-on management strategy Webster, FL best. The market produces stable results for that approach at the $290K price point.

You know 33597 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 33597 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 33597 ranks in The Villages, FL

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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