Real Estate Investing in Sumterville, Florida (33585)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Sumter • Population: 1,424 • Data updated: September 2026

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Should you buy in 33585 (Sumterville, FL)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (52/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 23.7% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Sumterville, FL (33585)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $297,920
Avg Monthly Rent $1,116
1% Rule ✗ Does Not Meet
Median Income $59,909
% Renters 25.6%

Market Analysis: 33585 Sumterville

The 33585 ZIP covers a section of Sumterville that demands careful diligence. Prices near $298K look accessible, but the work to make a deal cash flow is real.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 33585 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

ZIP 33585's metrics run below Sumter's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Employment concentration in 33585 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

Distressed ZIPs reward experience. notable returns are possible in 33585, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Sumterville:

C+ Average
Buy Confidence Score: 62/100
Affordability
10/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 5× the median income
Value Trend
Declining (-0.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,116/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$329K$279K$229K$178K$128K$78KJan 2012May 2019Jul 2026

📊 How Does 33585 Compare?

Metric 33585 Sumterville Florida
Home Value $297,920 $297,920 $374,697
5-Year CAGR 5.3% 5.3% 7.4%
Avg Rent $1,116 $1,116 -
Cap Rate 2.9% 2.9% -
💡 Why Invest in 33585? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 33585 (Sumterville, FL). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.9%
Low
5yr Growth
+5.3%
Moderate

📊 Market Snapshot

Home Value $297,920
Monthly Rent $1,116
Price-to-Rent 22.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.5%
Cap Rate 2.9%
5-Year IRR 8.3%

📈 Home Appreciation

1-Year -0.1% ▼
3-Year CAGR +1.4% ▲
5-Year CAGR +5.3% ▲
10-Year CAGR +7.9% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

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⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
23.7%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.3%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 33585

Population: 1,424

💰 Median Household Income
$59,909
This area
$59,909
State
$70,737
USA
$74,580
🏠 Renter Occupied
25.6%
This area
25.6%
State
29.9%
USA
34.0%
💼 Unemployment Rate
0.7%
This area
0.7%
State
-18.0%
USA
3.7%
🎓 College Educated
13.7%
This area
13.7%
State
4.7%
USA
33.7%
👤 Median Age
41.3 years
This area
41.3 years
State
16.0 years
USA
38.9 years
🏚️ Vacancy Rate
23.7%
This area
23.7%
State
17.2%
USA
10.5%
👥 Population by Ethnicity
White 79.1%
Other/Mixed 17.5%
Hispanic/Latino 16.9%
Black/African American 3.4%
👶 Under 18
22.2%
This area
22.2%
USA
22.0%
👴 65 and Over
17.2%
This area
17.2%
USA
17.3%
📊 Poverty Rate
4.7%
This area
4.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

2 Nearby
C+
Beacon College
527 students · 10.8 mi
D
Tenaj Salon Institute
62 students · 13.1 mi

Frequently Asked Questions

Is Sumterville, FL landlord-friendly?

FL law landlord-friendly for landlords, and Sumterville inherits those rules. Investors should still review local ordinances for rental licensing.

Is Sumterville, FL good for house hacking?

House hacking in Sumterville, FL is a challenging. With home values around $298K and rents at $1,116/mo, owner-occupants can offset a meaningful share of PITI.

How expensive is real estate in Sumterville, FL?

Median home price in Sumterville, FL is near $298K, with a 5-year CAGR of 0.0%. Prices have been measured and supportive of buy-and-hold strategies.

What strategy should investors use in Sumterville, FL?

Investors usually favor careful cash-flow rentals with hands-on management in Sumterville, FL. With home values at $298K and rents near $1,116/mo, other strategies can work but produce stable rather than outsized returns.

How qualified is the tenant pool in Sumterville, FL?

The tenant pool in Sumterville, FL is solid, supported by local employment and population fundamentals. Rents of $1,116/mo are well-absorbed by the market.

You know 33585 now. You don’t know where it ranks.

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