Real Estate Investing in Wildwood, Florida (34785)
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Should you buy in 34785 (Wildwood, FL)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 14.4% of homes vacant — above national norms.
What’s happening in Wildwood, FL (34785)?
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Market Analysis: 34785 Wildwood
ZIP 34785 inside Sumter County looks affordable on the surface — median value of $272K — but the discount exists for reasons that a careful buyer should understand before committing.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $272K asset, 34785 is the wrong submarket. If the plan prices in friction, the yield can still work.
In practical terms, 34785 offers a low basis, the region around Wildwood has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
From a cash-flow lens, 17,895 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
Strategically, 34785 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Wildwood:
Property Strategy for 34785
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $165,839 | $1,280 | 5.6% | +7.1% | $82,919 |
| 3BR | $286,196 | $1,600 | 4.0% | +7.5% | $95,399 |
| 4BR | $351,225 | $1,870 | 3.8% | +6.7% | $87,806 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 34785 Compare?
| Metric | 34785 | Wildwood | The Villages, FL | Florida |
|---|---|---|---|---|
| Home Value | $272,202 | $272,202 | N/A | $374,697 |
| 5-Year CAGR | 5.2% | 5.2% | N/A | 7.4% |
| Avg Rent | $1,627 | $1,627 | N/A | - |
| Cap Rate | 4.7% | 4.7% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 34785 (Wildwood, FL). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $272,202 |
| Monthly Rent | $1,627 |
| Price-to-Rent | 13.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 7.2% |
| Cap Rate | 4.7% |
| 5-Year IRR | 9.8% |
📈 Home Appreciation
| 1-Year | +1.0% ▲ |
| 3-Year CAGR | -0.2% ▼ |
| 5-Year CAGR | +5.2% ▲ |
| 10-Year CAGR | +8.0% ▲ |
🏠 Rent Trends
| 1-Year | +5.6% ▲ |
| 3-Year CAGR | +1.3% ▲ |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 34785
Population: 17,895
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 34785
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Is real estate in Wildwood, FL a good investment right now?
Wildwood, FL scores 3.0/5 for investability. Home values sit at $272K and rents near $1,627/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.
What do landlords charge for rent in Wildwood, FL?
Expect rents around $1,627/mo per month in Wildwood, FL. With home values at $272K, the yield math works out to reasonable levels for rental investors.
Does a duplex house hack pencil in Wildwood, FL?
The a challenging house-hack environment in Wildwood, FL reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.
What price range are homes in Wildwood, FL?
Median home price in Wildwood, FL is near $272K, with a 5-year CAGR of 0.0%. Prices have been even-keeled and supportive of buy-and-hold strategies.
What type of investing works in Wildwood, FL?
A careful cash-flow rentals with hands-on management strategy Wildwood, FL best. The market produces reliable results for that approach at the $272K price point.
You know 34785 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 34785 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 34785 ranks in The Villages, FL
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