Best ZIP Codes for Cash Flow in The Villages, FL (2026)
Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 32162 | The Villages, FL | $367,565 | $2,202 | 4.67% | 3.6% |
| 2 | 34785 | Wildwood, FL | $272,202 | $1,627 | 4.66% | 5.2% |
| 3 | 33538 | Lake Panasoffkee, FL | $211,909 | $1,116 | 4.11% | 4.5% |
| 4 | 34484 | Oxford, FL | $354,085 | $1,828 | 4.03% | 4.3% |
| 5 | 32163 | The Villages, FL | $476,476 | $2,342 | 3.83% | 4.5% |
| 6 | 33514 | Center Hill, FL | $292,316 | $1,116 | 2.98% | 3.8% |
| 7 | 33513 | Bushnell, FL | $303,795 | $1,116 | 2.87% | 5.7% |
| 8 | 33597 | Webster, FL | $290,020 | $972 | 2.61% | 5.4% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Appreciation in The Villages, FL · Affordable in The Villages, FL
Or see the full The Villages, FL metro profile.