Real Estate Investing in Dade City, Florida (33525)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Pasco County • Population: 20,220 • Data updated: September 2026

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Should you buy in 33525 (Dade City, FL)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (45/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 12.1% of homes vacant — above national norms.

What’s happening in Dade City, FL (33525)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $347,891
Avg Monthly Rent $1,726
1% Rule ✗ Does Not Meet
Median Income $65,501
% Renters 24.1%

Market Analysis: 33525 Dade City

ZIP 33525 inside Pasco County looks affordable on the surface — median value of $348K — but the discount exists for reasons that a careful buyer should understand before committing.

Rent of $1,726/mo on a $348K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 33525 sits below the stated 0.0% once reality is priced in.

The gap between 33525 and stronger Dade City ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Demographically, 33525 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

Experienced landlords with local relationships tend to find 33525 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Dade City:

C+ Average
Buy Confidence Score: 66/100
Affordability
10/25
Appreciation
18/25
Stability
13/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.3× the median income
Value Trend
Declining (-0.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,726/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Tampa-St. Petersburg-Clearwater, FL Metro Area
More inventory, negotiating room for buyers
71 days
Average time to sell
Slow
10.4%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Tampa-St. Petersburg-Clearwater, FL metro data
🏠

Property Strategy for 33525

Which property type performs best in this market?

Best for Cash Flow
2BR
4.9% cap rate
Best for Appreciation
5BR
+8.3% 5yr CAGR
Best Overall Value
5BR
$89,382/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $200,326 $1,370 4.9% +7.6% $100,163
3BR $326,642 $1,750 3.9% +7.3% $108,881
4BR $423,018 $2,130 3.6% +8.2% $105,755
5BR $446,910 +8.3% $89,382

Market Trends

Home Value History (with trend line)

$384K$328K$272K$216K$160K$103KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,034$1,968$1,902$1,835$1,769$1,703Oct 2024Sep 2025Jul 2026

📊 How Does 33525 Compare?

Metric 33525 Dade City Tampa-St. Petersburg-Clearwater, FL Florida
Home Value $347,891 $304,398 N/A $374,697
5-Year CAGR 3.8% 4.4% N/A 7.4%
Avg Rent $1,726 $1,779 N/A -
Cap Rate 3.9% 4.7% - -
💡 Why Invest in 33525? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 33525 (Dade City, FL). Anonymous, moderated, never written by AI.

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Property managers serving Pasco County

Manage rentals here? List your business →

Dennis Property Management offers rental agency and management services in the Tampa Bay area, including multi-family management, investor packages, and resources for homeowners and tenants. summary from their website

Small multifamily
Unclaimed — is this your business? Claim it free

Jerome Property Management LLC offers property management services. summary from their website

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Paragon Property Services, LLC offers full-service home inspection services in Central Florida, including Lake, Sumter, Seminole, Orange, Osceola, Polk, Pasco, Hernando, Hillsborough, Volusia, and Cit summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
3.9%
Low
5yr Growth
+3.8%
Moderate

📊 Market Snapshot

Home Value $347,891
Monthly Rent $1,726
Price-to-Rent 16.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.0%
Cap Rate 3.9%
5-Year IRR 7.7%

📈 Home Appreciation

1-Year -0.6% ▼
3-Year CAGR -0.4% ▼
5-Year CAGR +3.8% ▲
10-Year CAGR +7.0% ▲

🏠 Rent Trends

1-Year -11.5% ▼
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
12.1%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.8%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 33525

Population: 20,220

💰 Median Household Income
$65,501
This area
$65,501
State
$70,737
USA
$74,580
🏠 Renter Occupied
24.1%
This area
24.1%
State
29.9%
USA
34.0%
💼 Unemployment Rate
1.9%
This area
1.9%
State
-18.0%
USA
3.7%
🎓 College Educated
27.7%
This area
27.7%
State
4.7%
USA
33.7%
👤 Median Age
46.4 years
This area
46.4 years
State
16.0 years
USA
38.9 years
🏚️ Vacancy Rate
12.1%
This area
12.1%
State
17.2%
USA
10.5%
👥 Population by Ethnicity
White 85.7%
Other/Mixed 7.9%
Hispanic/Latino 6.1%
Black/African American 5.4%
Asian 0.9%
👶 Under 18
20.3%
This area
20.3%
USA
22.0%
👴 65 and Over
27.8%
This area
27.8%
USA
17.3%
📊 Poverty Rate
9.9%
This area
9.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 33525

B Avg School Grade
8 Schools
15.7:1 Avg Class Size
$11,709 Avg Per Pupil

Schools in This ZIP Code

B Good

CENTENNIAL ELEMENTARY SCHOOL

📚 Pre-K – 05 Elementary
👥
672 Students
👨‍🏫
16.0:1 Class Size
💰
$11,709 Per Student
B Good

CENTENNIAL MIDDLE SCHOOL

📚 06 – 08 Middle
👥
642 Students
👨‍🏫
17.4:1 Class Size
💰
$11,709 Per Student
B Good

PASCO ELEMENTARY SCHOOL

📚 Pre-K – 05 Elementary
👥
638 Students
👨‍🏫
16.2:1 Class Size
💰
$11,709 Per Student
B Good

SAN ANTONIO ELEMENTARY SCHOOL

📚 Pre-K – 05 Elementary
👥
643 Students
👨‍🏫
16.5:1 Class Size
💰
$11,709 Per Student
B Good

ACADEMY AT THE FARM

📚 K – 08 School Charter
👥
727 Students
👨‍🏫
15.0:1 Class Size
💰
$11,709 Per Student
C+ Average

EAST PASCO EDUCATION ACADEMY

📚 06 – 12 High School
👥
82 Students
👨‍🏫
5.1:1 Class Size
💰
$11,709 Per Student
C+ Average

PASCO MIDDLE SCHOOL

📚 06 – 08 Middle
👥
831 Students
👨‍🏫
18.7:1 Class Size
💰
$11,709 Per Student
C+ Average

PASCO HIGH SCHOOL

📚 09 – 12 High School
👥
1,602 Students
👨‍🏫
21.1:1 Class Size
💰
$11,709 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby
C
Saint Leo University
10,231 students · 4.5 mi

Frequently Asked Questions

How much rent can I charge in Dade City, FL?

Dade City, FL rentals go for roughly $1,726/mo a month. That puts gross yield in solid territory relative to $348K acquisition costs.

What price range are homes in Dade City, FL?

The median home value in Dade City, FL is roughly $348K. That puts it reasonable relative to the FL statewide average.

How high is vacancy risk in Dade City, FL?

Dade City, FL carries elevated vacancy risk. Expect stable absorption at market rents of $1,726/mo.

Is Dade City, FL good for house hacking?

The house hack math a challenging in Dade City, FL. Owner-occupant buyers benefit from the $1,726/mo rents and $348K home values.

Is Dade City, FL a good place for real estate investing?

Yes - Dade City, FL a 3.0/5 investability score. With $348K home prices against $1,726/mo monthly rent, the market delivers a reasonable entry point for new investors.

You know 33525 now. You don’t know where it ranks.

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How 33525 ranks in Tampa-St. Petersburg-Clearwater, FL

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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