Most Affordable ZIP Codes in Tampa-St. Petersburg-Clearwater, FL (2026)
The lowest entry prices that still hold a decent investability rating — cheap is only useful if the market underneath it is sound.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 34661 | Nobleton, FL | $132,194 | $1,251 | 7.38% | 1.6% |
| 2 | 33716 1% rule | Saint Petersburg, FL | $162,794 | $1,745 | 8.36% | -0.7% |
| 3 | 33763 | Clearwater, FL | $198,360 | $1,872 | 7.36% | 1.4% |
| 4 | 34652 | New Port Richey, FL | $218,458 | $1,649 | 5.89% | 4.1% |
| 5 | 34690 | Holiday, FL | $219,846 | $1,692 | 6.00% | 4.8% |
| 6 | 34691 | Holiday, FL | $225,395 | $1,725 | 5.97% | 5.2% |
| 7 | 33542 | Zephyrhills, FL | $228,577 | $1,529 | 5.22% | 5.0% |
| 8 | 34668 | Port Richey, FL | $229,913 | $1,691 | 5.74% | 5.2% |
| 9 | 34653 | New Port Richey, FL | $253,025 | $1,636 | 5.04% | 5.0% |
| 10 | 33760 | South Highpoint, FL | $253,391 | $1,501 | 4.62% | 1.3% |
| 11 | 33771 | Largo, FL | $254,585 | $1,706 | 5.23% | 2.9% |
| 12 | 33605 | Tampa, FL | $263,454 | $1,894 | 5.61% | 4.3% |
| 13 | 33709 | Saint Petersburg, FL | $268,736 | $2,023 | 5.87% | 3.3% |
| 14 | 33573 | Sun City Center, FL | $271,915 | $2,168 | 6.22% | 2.6% |
| 15 | 34606 | Timber Pines, FL | $273,683 | $1,719 | 4.90% | 5.3% |
| 16 | 33714 | Saint Petersburg, FL | $274,293 | $1,851 | 5.26% | 3.5% |
| 17 | 34667 | Hudson, FL | $277,807 | $1,824 | 5.12% | 3.2% |
| 18 | 33610 | Tampa, FL | $280,338 | $1,837 | 5.11% | 5.9% |
| 19 | 33711 | Saint Petersburg, FL | $280,797 | $2,217 | 6.16% | 3.6% |
| 20 | 33563 | Plant City, FL | $282,889 | $1,683 | 4.64% | 5.0% |
| 21 | 33619 | Tampa, FL | $291,076 | $1,952 | 5.23% | 5.9% |
| 22 | 34608 | Spring Hill, FL | $295,151 | $1,923 | 5.08% | 5.3% |
| 23 | 33782 | Pinellas Park, FL | $298,603 | $2,104 | 5.50% | 3.0% |
| 24 | 34602 | Brooksville, FL | $298,986 | $1,825 | 4.76% | 4.0% |
| 25 | 33637 | Temple Terrace, FL | $299,318 | $1,812 | 4.72% | 5.5% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Cash Flow in Tampa-St. Petersburg-Clearwater, FL · Appreciation in Tampa-St. Petersburg-Clearwater, FL
Or see the full Tampa-St. Petersburg-Clearwater, FL metro profile.