Best ZIP Codes for Cash Flow in Tampa-St. Petersburg-Clearwater, FL (2026)
Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 33716 1% rule | Saint Petersburg, FL | $162,794 | $1,745 | 8.36% | -0.7% |
| 2 | 34661 | Nobleton, FL | $132,194 | $1,251 | 7.38% | 1.6% |
| 3 | 33763 | Clearwater, FL | $198,360 | $1,872 | 7.36% | 1.4% |
| 4 | 33573 | Sun City Center, FL | $271,915 | $2,168 | 6.22% | 2.6% |
| 5 | 33711 | Saint Petersburg, FL | $280,797 | $2,217 | 6.16% | 3.6% |
| 6 | 34690 | Holiday, FL | $219,846 | $1,692 | 6.00% | 4.8% |
| 7 | 34691 | Holiday, FL | $225,395 | $1,725 | 5.97% | 5.2% |
| 8 | 34652 | New Port Richey, FL | $218,458 | $1,649 | 5.89% | 4.1% |
| 9 | 33709 | Saint Petersburg, FL | $268,736 | $2,023 | 5.87% | 3.3% |
| 10 | 34668 | Port Richey, FL | $229,913 | $1,691 | 5.74% | 5.2% |
| 11 | 34669 | Hudson, FL | $313,869 | $2,276 | 5.66% | 4.4% |
| 12 | 33605 | Tampa, FL | $263,454 | $1,894 | 5.61% | 4.3% |
| 13 | 33534 | Gibsonton, FL | $316,001 | $2,266 | 5.59% | 4.3% |
| 14 | 33777 | Seminole, FL | $330,985 | $2,354 | 5.55% | 3.3% |
| 15 | 33782 | Pinellas Park, FL | $298,603 | $2,104 | 5.50% | 3.0% |
| 16 | 33540 | Zephyrhills, FL | $330,544 | $2,275 | 5.37% | 4.5% |
| 17 | 33570 | Ruskin, FL | $314,373 | $2,165 | 5.37% | 3.3% |
| 18 | 33778 | Largo, FL | $357,587 | $2,434 | 5.31% | 4.2% |
| 19 | 33598 | Wimauma, FL | $347,501 | $2,362 | 5.30% | 3.1% |
| 20 | 33773 | Largo, FL | $336,178 | $2,282 | 5.29% | 3.7% |
| 21 | 33703 | Saint Petersburg, FL | $401,003 | $2,709 | 5.27% | 2.5% |
| 22 | 33714 | Saint Petersburg, FL | $274,293 | $1,851 | 5.26% | 3.5% |
| 23 | 33781 | Pinellas Park, FL | $310,938 | $2,097 | 5.26% | 4.0% |
| 24 | 33705 | Saint Petersburg, FL | $336,944 | $2,270 | 5.25% | 3.8% |
| 25 | 33619 | Tampa, FL | $291,076 | $1,952 | 5.23% | 5.9% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Appreciation in Tampa-St. Petersburg-Clearwater, FL · Affordable in Tampa-St. Petersburg-Clearwater, FL
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