Real Estate Investing in Seminole, Florida (33777)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Pinellas County • Population: 18,276 • Data updated: September 2026

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Should you buy in 33777 (Seminole, FL)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (60/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 12.4% of homes vacant — above national norms.

What’s happening in Seminole, FL (33777)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $330,985
Avg Monthly Rent $2,354
1% Rule ✗ Does Not Meet
Median Income $83,602
% Renters 15.4%

Market Analysis: 33777 Seminole

ZIP 33777 inside Pinellas County looks affordable on the surface — median value of $331K — but the discount exists for reasons that a careful buyer should understand before committing.

The 33777 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

The gap between 33777 and stronger Seminole ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Who lives in 33777 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

Experienced landlords with local relationships tend to find 33777 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Seminole:

C+ Average
Buy Confidence Score: 69/100
Affordability
15/25
Appreciation
18/25
Stability
11/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4× the median income
Value Trend
Stable (+1.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,354/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Tampa-St. Petersburg-Clearwater, FL Metro Area
More inventory, negotiating room for buyers
71 days
Average time to sell
Slow
10.4%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Tampa-St. Petersburg-Clearwater, FL metro data
🏠

Property Strategy for 33777

Which property type performs best in this market?

Best for Cash Flow
1BR
11.2% cap rate
Best for Appreciation
5BR
+8.4% 5yr CAGR
Best Overall Value
2BR
$112,483/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $130,166 $2,030 11.2% +7.6% $130,166
2BR $224,966 $2,370 7.6% +5.9% $112,483
3BR $360,969 $3,030 6.0% +7.1% $120,323
4BR $537,762 $3,690 4.9% +7.2% $134,440
5BR $965,984 +8.4% $193,197

Market Trends

Home Value History (with trend line)

$376K$320K$263K$207K$150K$94KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,431$2,330$2,228$2,127$2,026$1,924Nov 2022Sep 2024Jul 2026

📊 How Does 33777 Compare?

Metric 33777 Seminole Tampa-St. Petersburg-Clearwater, FL Florida
Home Value $330,985 $405,346 N/A $374,697
5-Year CAGR 3.3% 3.6% N/A 7.4%
Avg Rent $2,354 $2,540 N/A -
Cap Rate 5.6% 4.9% - -
💡 Why Invest in 33777? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 33777 (Seminole, FL). Anonymous, moderated, never written by AI.

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Property managers serving Pinellas County

Manage rentals here? List your business →

All County Southern Shores provides full-service residential property management in Myrtle Beach, SC and surrounding areas, focusing on maximizing investment returns and managing tenant relationships. summary from their website

Single-familySmall multifamily
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All County Suncoast provides full-service residential property management in Saint Petersburg, FL and surrounding areas, focusing on maximizing investment returns and managing tenant relationships. summary from their website

Single-familySmall multifamily
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Dennis Property Management offers rental agency and management services in the Tampa Bay area, including multi-family management, investor packages, and resources for homeowners and tenants. summary from their website

Small multifamily
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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
5.6%
Fair
5yr Growth
+3.3%
Moderate

📊 Market Snapshot

Home Value $330,985
Monthly Rent $2,354
Price-to-Rent 11.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 8.5%
Cap Rate 5.6%
5-Year IRR 8.8%

📈 Home Appreciation

1-Year +1.0% ▲
3-Year CAGR -1.7% ▼
5-Year CAGR +3.3% ▲
10-Year CAGR +6.8% ▲

🏠 Rent Trends

1-Year +2.7% ▲
3-Year CAGR +3.4% ▲
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
12.4%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.3%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 33777

Population: 18,276

💰 Median Household Income
$83,602
This area
$83,602
State
$70,737
USA
$74,580
🏠 Renter Occupied
15.4%
This area
15.4%
State
29.9%
USA
34.0%
💼 Unemployment Rate
1.6%
This area
1.6%
State
-18.0%
USA
3.7%
🎓 College Educated
37.1%
This area
37.1%
State
4.7%
USA
33.7%
👤 Median Age
48.1 years
This area
48.1 years
State
16.0 years
USA
38.9 years
🏚️ Vacancy Rate
12.4%
This area
12.4%
State
17.2%
USA
10.5%
👥 Population by Ethnicity
White 81.8%
Other/Mixed 9.9%
Hispanic/Latino 5.5%
Black/African American 4.2%
Asian 4.2%
👶 Under 18
17.0%
This area
17.0%
USA
22.0%
👴 65 and Over
22.2%
This area
22.2%
USA
17.3%
📊 Poverty Rate
6.4%
This area
6.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 33777

B Avg School Grade
4 Schools
17.8:1 Avg Class Size
$13,882 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

BARDMOOR ELEMENTARY SCHOOL

📚 Pre-K – 05 Elementary
👥
445 Students
👨‍🏫
14.8:1 Class Size
💰
$13,882 Per Student
B Good

STARKEY ELEMENTARY SCHOOL

📚 Pre-K – 05 Elementary
👥
610 Students
👨‍🏫
16.1:1 Class Size
💰
$13,882 Per Student
B Good

OSCEOLA MIDDLE SCHOOL

📚 06 – 08 Middle
👥
986 Students
👨‍🏫
17.6:1 Class Size
💰
$13,882 Per Student
C Below Average

OSCEOLA FUNDAMENTAL HIGH

📚 09 – 12 High School
👥
1,715 Students
👨‍🏫
22.9:1 Class Size
💰
$13,882 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

B+ Above Average

FUGUITT ELEMENTARY SCHOOL

📚 Pre-K – 05 Elementary
📍 13010 101ST ST, LARGO
👥
437 Students
👨‍🏫
12.9:1 Class Size
💰
$13,882 Per Student
B+ Above Average

MARJORIE KINNAN RAWLINGS ELEM

📚 Pre-K – 05 Elementary
📍 6505 68TH ST N, PINELLAS PARK
👥
439 Students
👨‍🏫
14.6:1 Class Size
💰
$13,882 Per Student
B+ Above Average

ORANGE GROVE ELEMENTARY SCHOOL

📚 Pre-K – 05 Elementary
📍 10300 65TH AVE, SEMINOLE
👥
424 Students
👨‍🏫
14.6:1 Class Size
💰
$13,882 Per Student
B+ Above Average

SEMINOLE ELEMENTARY SCHOOL

📚 Pre-K – 05 Elementary
📍 10950 74TH AVE N, SEMINOLE
👥
402 Students
👨‍🏫
13.0:1 Class Size
💰
$13,882 Per Student
B+ Above Average

SOUTHERN OAK ELEMENTARY SCHOOL

📚 Pre-K – 05 Elementary
📍 9101 WALSINGHAM RD, LARGO
👥
495 Students
👨‍🏫
14.1:1 Class Size
💰
$13,882 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 1,190 Off-Campus Students
C
National Aviation Academy of Tampa Bay
582 students · 3.8 mi
C
Center for Neurosomatic Studies
23 students · 4.2 mi
C
American Institute of Beauty
179 students · 4.4 mi
C+
Pinellas Technical College-Clearwater
1,018 students · 4.8 mi
C
Loraines Academy & Spa
85 students · 5.6 mi
C
Cortiva Institute
138 students · 6.4 mi
C
Galen College of Nursing-Tampa Bay
1,601 students · 6.9 mi
C+
Pinellas Technical College-St. Petersburg
1,421 students · 7.9 mi

Investor Insight: With 1,190 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is Seminole, FL a good market for buy-and-hold investors?

Investors tracking Seminole, FL will find a 3.0/5 rating supported by $331K median home values and $2,354/mo rents. That profile suits long-term holders targeting predictable returns.

What are rental rates like in Seminole, FL?

Average rent in Seminole, FL is approximately $2,354/mo per month. Against $331K home values that yields a reasonable rent-to-price ratio.

How quickly do rentals get leased in Seminole, FL?

Seminole, FL carries elevated vacancy risk. Expect measured absorption at market rents of $2,354/mo.

Can owner-occupants cash flow in Seminole, FL?

Seminole, FL is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $331K price point reasonable to enter.

Are tenants stable in Seminole, FL?

Working renters make up the core of the Seminole, FL tenant base. The pool is reasonable for investors targeting long-term holds.

You know 33777 now. You don’t know where it ranks.

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How 33777 ranks in Tampa-St. Petersburg-Clearwater, FL

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Cash Flow → Appreciation → Affordable →
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