Real Estate Investing in Seminole, Florida (33776)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Pinellas County • Population: 12,711 • Data updated: September 2026

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Should you buy in 33776 (Seminole, FL)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (60/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 8.0% vacancy may signal weakening demand.

What’s happening in Seminole, FL (33776)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $508,618
Avg Monthly Rent $3,198
1% Rule ✗ Does Not Meet
Median Income $98,886
% Renters 9.2%

Market Analysis: 33776 Seminole

ZIP 33776 in Seminole, FL carries a healthy set of headwinds. Home values near $509K and rents of $3,198/mo sit inside a market where underwriting has to be tight.

The investment case in 33776 is resilient only for operators who understand what they are buying. A $509K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

In the broader FL picture, 33776 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Demographically, 33776 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

Strategically, 33776 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Seminole:

C+ Average
Buy Confidence Score: 64/100
Affordability
10/25
Appreciation
18/25
Stability
11/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.1× the median income
Value Trend
Stable (+1.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $3,198/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Tampa-St. Petersburg-Clearwater, FL Metro Area
More inventory, negotiating room for buyers
71 days
Average time to sell
Slow
10.4%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Tampa-St. Petersburg-Clearwater, FL metro data
🏠

Property Strategy for 33776

Which property type performs best in this market?

Best for Cash Flow
2BR
6.0% cap rate
Best for Appreciation
5BR
+9.0% 5yr CAGR
Best Overall Value
4BR
$158,818/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $346,617 $2,910 6.0% +8.2% $173,309
3BR $508,080 $3,720 5.3% +8.0% $169,360
4BR $635,271 $4,530 5.1% +8.7% $158,818
5BR $853,443 +9.0% $170,689

Market Trends

Home Value History (with trend line)

$563K$481K$399K$317K$234K$152KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$3,265$3,208$3,151$3,094$3,037$2,979Sep 2025Mar 2026Jul 2026

📊 How Does 33776 Compare?

Metric 33776 Seminole Tampa-St. Petersburg-Clearwater, FL Florida
Home Value $508,618 $405,346 N/A $374,697
5-Year CAGR 4.0% 3.6% N/A 7.4%
Avg Rent $3,198 $2,540 N/A -
Cap Rate 4.9% 4.9% - -
💡 Why Invest in 33776? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 33776 (Seminole, FL). Anonymous, moderated, never written by AI.

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Property managers serving Pinellas County

Manage rentals here? List your business →

All County Southern Shores provides full-service residential property management in Myrtle Beach, SC and surrounding areas, focusing on maximizing investment returns and managing tenant relationships. summary from their website

Single-familySmall multifamily
Unclaimed — is this your business? Claim it free

All County Suncoast provides full-service residential property management in Saint Petersburg, FL and surrounding areas, focusing on maximizing investment returns and managing tenant relationships. summary from their website

Single-familySmall multifamily
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Dennis Property Management offers rental agency and management services in the Tampa Bay area, including multi-family management, investor packages, and resources for homeowners and tenants. summary from their website

Small multifamily
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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
4.9%
Fair
5yr Growth
+4.0%
Moderate

📊 Market Snapshot

Home Value $508,618
Monthly Rent $3,198
Price-to-Rent 13.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.5%
Cap Rate 4.9%
5-Year IRR 8.9%

📈 Home Appreciation

1-Year +1.8% ▲
3-Year CAGR -0.8% ▼
5-Year CAGR +4.0% ▲
10-Year CAGR +6.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
8.0%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.0%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 33776

Population: 12,711

💰 Median Household Income
$98,886
This area
$98,886
State
$70,737
USA
$74,580
🏠 Renter Occupied
9.2%
This area
9.2%
State
29.9%
USA
34.0%
💼 Unemployment Rate
1.8%
This area
1.8%
State
-18.0%
USA
3.7%
🎓 College Educated
47.6%
This area
47.6%
State
4.7%
USA
33.7%
👤 Median Age
50.0 years
This area
50.0 years
State
16.0 years
USA
38.9 years
🏚️ Vacancy Rate
8.0%
This area
8.0%
State
17.2%
USA
10.5%
👥 Population by Ethnicity
White 88.0%
Other/Mixed 7.3%
Hispanic/Latino 5.2%
Asian 2.5%
Black/African American 2.2%
👶 Under 18
19.7%
This area
19.7%
USA
22.0%
👴 65 and Over
28.7%
This area
28.7%
USA
17.3%
📊 Poverty Rate
2.6%
This area
2.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 33776

B Avg School Grade
4 Schools
18.8:1 Avg Class Size
$13,882 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

BAUDER ELEMENTARY SCHOOL

📚 Pre-K – 05 Elementary
👥
554 Students
👨‍🏫
14.6:1 Class Size
💰
$13,882 Per Student
B Good
👥
553 Students
👨‍🏫
20.5:1 Class Size
💰
$13,882 Per Student
B Good

SEMINOLE MIDDLE SCHOOL

📚 06 – 08 Middle
👥
766 Students
👨‍🏫
18.7:1 Class Size
💰
$13,882 Per Student
C+ Average

SEMINOLE HIGH SCHOOL

📚 09 – 12 High School
👥
1,388 Students
👨‍🏫
21.4:1 Class Size
💰
$13,882 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

B+ Above Average

ANONA ELEMENTARY SCHOOL

📚 Pre-K – 05 Elementary
📍 12301 INDIAN ROCKS RD, LARGO
👥
470 Students
👨‍🏫
13.8:1 Class Size
💰
$13,882 Per Student
B+ Above Average

OAKHURST ELEMENTARY SCHOOL

📚 Pre-K – 05 Elementary
📍 10535 137TH ST, LARGO
👥
657 Students
👨‍🏫
14.9:1 Class Size
💰
$13,882 Per Student
B+ Above Average

ORANGE GROVE ELEMENTARY SCHOOL

📚 Pre-K – 05 Elementary
📍 10300 65TH AVE, SEMINOLE
👥
424 Students
👨‍🏫
14.6:1 Class Size
💰
$13,882 Per Student
B+ Above Average

SEMINOLE ELEMENTARY SCHOOL

📚 Pre-K – 05 Elementary
📍 10950 74TH AVE N, SEMINOLE
👥
402 Students
👨‍🏫
13.0:1 Class Size
💰
$13,882 Per Student
B+ Above Average

PLATO SEMINOLE

📚 K – 08 School Charter
📍 10888 126TH AVE N, LARGO
👥
329 Students
👨‍🏫
12.2:1 Class Size
💰
$13,882 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 1,190 Off-Campus Students
C
American Institute of Beauty
179 students · 6.5 mi
C
National Aviation Academy of Tampa Bay
582 students · 7.1 mi
C
Center for Neurosomatic Studies
23 students · 7.6 mi
C+
Pinellas Technical College-Clearwater
1,018 students · 7.8 mi
C
Loraines Academy & Spa
85 students · 8.3 mi
C
Ultimate Medical Academy
7,436 students · 8.4 mi
C
Cortiva Institute
138 students · 9.7 mi
C+
Pinellas Technical College-St. Petersburg
1,421 students · 10.8 mi

Investor Insight: With 1,190 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What approach is best for Seminole, FL real estate?

The best-fit strategy in Seminole, FL is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

What do rentals go for in Seminole, FL?

Rental rates in Seminole, FL average $3,198/mo. Tenant demand and $509K home values make the yield look reasonable by investor standards.

Are eviction rules reasonable in Seminole, FL?

Seminole, FL falls under FL landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.

Is Seminole, FL a good place for real estate investing?

Seminole, FL posts an investability rating of 3.0/5, with median home values near $509K and average rents around $3,198/mo. That combination puts it in the notable tier for investor interest.

How qualified is the tenant pool in Seminole, FL?

The tenant pool in Seminole, FL is solid, supported by local employment and population fundamentals. Rents of $3,198/mo are well-absorbed by the market.

You know 33776 now. You don’t know where it ranks.

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How 33776 ranks in Tampa-St. Petersburg-Clearwater, FL

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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