Real Estate Investing in Holiday, Florida (34690)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 34690 (Holiday, FL)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- High vacancy: 22.1% of homes vacant — above national norms.
What’s happening in Holiday, FL (34690)?
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Market Analysis: 34690 Holiday
Investors eyeing 34690 need to respect the fundamentals at play. Home values of $220K come alongside slower price movement and elevated management overhead.
The 34690 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
Statewide comparisons place 34690 among FL's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
From a cash-flow lens, 12,447 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
The 34690 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Holiday:
Property Strategy for 34690
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $208,464 | $1,680 | 5.8% | +9.3% | $104,232 |
| 3BR | $250,931 | $2,150 | 6.2% | +8.6% | $83,644 |
| 4BR | $275,980 | $2,610 | 6.8% | +8.5% | $68,995 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 34690 Compare?
| Metric | 34690 | Holiday | Tampa-St. Petersburg-Clearwater, FL | Florida |
|---|---|---|---|---|
| Home Value | $219,846 | $222,621 | N/A | $374,697 |
| 5-Year CAGR | 4.8% | 5.0% | N/A | 7.4% |
| Avg Rent | $1,692 | $1,709 | N/A | - |
| Cap Rate | 6.0% | 6.0% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 34690 (Holiday, FL). Anonymous, moderated, never written by AI.
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Property managers serving Pasco County
Manage rentals here? List your business →Dennis Property Management offers rental agency and management services in the Tampa Bay area, including multi-family management, investor packages, and resources for homeowners and tenants. summary from their website
Jerome Property Management LLC offers property management services. summary from their website
Paragon Property Services, LLC offers full-service home inspection services in Central Florida, including Lake, Sumter, Seminole, Orange, Osceola, Polk, Pasco, Hernando, Hillsborough, Volusia, and Cit summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $219,846 |
| Monthly Rent | $1,692 |
| Price-to-Rent | 10.8:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 9.2% |
| Cap Rate | 6.0% |
| 5-Year IRR | 10.8% |
📈 Home Appreciation
| 1-Year | +0.1% ▲ |
| 3-Year CAGR | -2.2% ▼ |
| 5-Year CAGR | +4.8% ▲ |
| 10-Year CAGR | +10.7% ▲ |
🏠 Rent Trends
| 1-Year | -4.2% ▼ |
| 3-Year CAGR | +1.6% ▲ |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (6.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 34690
Population: 12,447
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 34690
Schools in This ZIP Code
Nearby Schools (4 more)
Schools in adjacent ZIP codes that may serve this area
GULF TRACE ELEMENTARY SCHOOL
GULFSIDE ELEMENTARY SCHOOL
PAUL R. SMITH MIDDLE SCHOOL
ANCLOTE HIGH SCHOOL
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 3,108 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How much is rent in Holiday, FL?
Holiday, FL rentals go for roughly $1,692/mo a month. That puts gross yield in solid territory relative to $220K acquisition costs.
What are home prices like in Holiday, FL?
Median home price in Holiday, FL is near $220K, with a 5-year CAGR of 0.0%. Prices have been reliable and supportive of buy-and-hold strategies.
How strong is Holiday, FL for real estate investors?
Holiday, FL scores 3.0/5 for investability. Home values sit at $220K and rents near $1,692/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.
How tight is the rental market in Holiday, FL?
Holiday, FL carries elevated vacancy risk. Expect predictable absorption at market rents of $1,692/mo.
Are landlord laws favorable in Holiday, FL?
Rental owners in Holiday, FL deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.
You know 34690 now. You don’t know where it ranks.
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How 34690 ranks in Tampa-St. Petersburg-Clearwater, FL
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