Real Estate Investing in Holiday, Florida (34691)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 34691 (Holiday, FL)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 25.7% of homes vacant — above national norms.
What’s happening in Holiday, FL (34691)?
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Market Analysis: 34691 Holiday
Investors eyeing 34691 need to respect the fundamentals at play. Home values of $225K come alongside slower price movement and elevated management overhead.
Rent of $1,725/mo on a $225K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 34691 sits below the stated 0.0% once reality is priced in.
In the broader FL picture, 34691 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
The demographic picture in 34691 includes headwinds that any investor should price in. Income distribution skews lower than Holiday averages, and tenant stability requires active management.
The 34691 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Holiday:
Property Strategy for 34691
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $201,318 | $1,820 | 6.5% | +10.0% | $100,659 |
| 3BR | $263,112 | $2,330 | 6.4% | +8.8% | $87,704 |
| 4BR | $413,404 | $2,830 | 4.9% | +7.9% | $103,351 |
| 5BR | $520,501 | — | — | +8.1% | $104,100 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 34691 Compare?
| Metric | 34691 | Holiday | Tampa-St. Petersburg-Clearwater, FL | Florida |
|---|---|---|---|---|
| Home Value | $225,395 | $222,621 | N/A | $374,697 |
| 5-Year CAGR | 5.2% | 5.0% | N/A | 7.4% |
| Avg Rent | $1,725 | $1,709 | N/A | - |
| Cap Rate | 6.0% | 6.0% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 34691 (Holiday, FL). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $225,395 |
| Monthly Rent | $1,725 |
| Price-to-Rent | 10.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 9.2% |
| Cap Rate | 6.0% |
| 5-Year IRR | 11.1% |
📈 Home Appreciation
| 1-Year | -0.5% ▼ |
| 3-Year CAGR | -2.5% ▼ |
| 5-Year CAGR | +5.2% ▲ |
| 10-Year CAGR | +10.7% ▲ |
🏠 Rent Trends
| 1-Year | +1.9% ▲ |
| 3-Year CAGR | +2.5% ▲ |
| 5-Year CAGR | +6.4% ▲ |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (6.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 34691
Population: 20,072
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 34691
Schools in This ZIP Code
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
TARPON SPRINGS ELEMENTARY SCHOOL
TARPON SPRINGS FUNDAMENTAL ELE
SUNRAY ELEMENTARY SCHOOL
SUNSET HILLS ELEMENTARY SCHOOL
TARPON SPRINGS MIDDLE SCHOOL
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 3,108 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Is rental property easy to operate in Holiday, FL?
The landlord environment in Holiday, FL is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.
Is Holiday, FL a good market for buy-and-hold investors?
Investors tracking Holiday, FL will find a 3.0/5 rating supported by $225K median home values and $1,725/mo rents. That profile suits long-term holders targeting stable returns.
How strong is tenant demand in Holiday, FL?
Working renters make up the core of the Holiday, FL tenant base. The pool is reasonable for investors targeting long-term holds.
What is the typical rental rate in Holiday, FL?
The typical rental in Holiday, FL commands about $1,725/mo monthly. That rent profile even-keeled cash flow against the $225K purchase basis.
What are home prices like in Holiday, FL?
The median home value in Holiday, FL is roughly $225K. That puts it reasonable relative to the FL statewide average.
You know 34691 now. You don’t know where it ranks.
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How 34691 ranks in Tampa-St. Petersburg-Clearwater, FL
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