Real Estate Investing in Saint Marys, Georgia (31558)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 31558 (Saint Marys, GA)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 9.1% vacancy may signal weakening demand.
What’s happening in Saint Marys, GA (31558)?
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Market Analysis: 31558 Saint Marys
ZIP 31558 inside Camden County looks affordable on the surface — median value of $314K — but the discount exists for reasons that a careful buyer should understand before committing.
The 31558 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
Within GA, ZIP 31558 trails on several market indicators that neighboring Camden County submarkets outperform. The gap is real and sturdy enough to shape underwriting.
Who lives in 31558 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
Distressed ZIPs reward experience. resilient returns are possible in 31558, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Saint Marys:
Property Strategy for 31558
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $218,374 | $1,300 | 4.3% | +12.3% | $109,187 |
| 3BR | $280,430 | $1,810 | 4.6% | +9.8% | $93,477 |
| 4BR | $380,300 | $2,120 | 4.0% | +8.6% | $95,075 |
| 5BR | $397,660 | — | — | +7.2% | $79,532 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 31558 Compare?
| Metric | 31558 | Saint Marys | St. Marys, GA | Georgia |
|---|---|---|---|---|
| Home Value | $313,575 | $313,575 | N/A | $329,538 |
| 5-Year CAGR | 6.4% | 6.4% | N/A | 7.8% |
| Avg Rent | $1,637 | $1,637 | N/A | - |
| Cap Rate | 4.1% | 4.1% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 31558 (Saint Marys, GA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $313,575 |
| Monthly Rent | $1,637 |
| Price-to-Rent | 16.0:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.3% |
| Cap Rate | 4.1% |
| 5-Year IRR | 10.5% |
📈 Home Appreciation
| 1-Year | +1.2% ▲ |
| 3-Year CAGR | +2.1% ▲ |
| 5-Year CAGR | +6.4% ▲ |
| 10-Year CAGR | +6.9% ▲ |
🏠 Rent Trends
| 1-Year | +2.6% ▲ |
| 3-Year CAGR | +3.7% ▲ |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 31558
Population: 22,498
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 31558
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
How much rent can I charge in Saint Marys, GA?
Saint Marys, GA rentals go for roughly $1,637/mo a month. That puts gross yield in solid territory relative to $314K acquisition costs.
What is the renter demographic in Saint Marys, GA?
Saint Marys, GA offers a measured renter base at the $1,637/mo rent level. Tenant turnover is reasonable for well-managed properties.
Do landlords face vacancy issues in Saint Marys, GA?
Expect elevated vacancy in Saint Marys, GA. Rents at $1,637/mo are absorbed by the tenant base without meaningful lag.
What price range are homes in Saint Marys, GA?
The median home value in Saint Marys, GA is roughly $314K. That puts it reasonable relative to the GA statewide average.
What is the smart move for investors in Saint Marys, GA?
In Saint Marys, GA the robust play is typically careful cash-flow rentals with hands-on management. The combination of $314K prices and $1,637/mo rents suits that approach.
You know 31558 now. You don’t know where it ranks.
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How 31558 ranks in St. Marys, GA
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